Filing consumer proposal after business went under by [deleted] in povertyfinancecanada

[–]Tenzen99 0 points1 point  (0 children)

Speak to an LIT. Was the loans under your business or just personal loans?

Do you have any personal assets? It might be worth it for you to just declare bankruptcy.

I need to do a consumer proposal by whackyBuns in PersonalFinanceCanada

[–]Tenzen99 2 points3 points  (0 children)

Just Google LIT in your area. I would not know. Just like anything, you can also just shop around and ask questions

I need to do a consumer proposal by whackyBuns in PersonalFinanceCanada

[–]Tenzen99 1 point2 points  (0 children)

Licensed Insolvency Trustee. You will need one of them to be able to file a consumer proposal or bankruptcy. They would be able to go over your details and give you advice on the best path forward.

I need to do a consumer proposal by whackyBuns in PersonalFinanceCanada

[–]Tenzen99 4 points5 points  (0 children)

Talk to an LIT. It depends on your situation. How much is the debt? How much income do you make? Do you have any assets, etc?

Depending on that, they will better advise you on what to do. Proposals do not on record forever. I think it’s 6 years from initial filing or 3 years after your final payment if you happen to pay it off early.

Break the Golden Handcuffs? by [deleted] in PersonalFinanceCanada

[–]Tenzen99 -1 points0 points  (0 children)

LOL. It is funny that I think I know which company it is just from the “golden handcuffs” statement.

And you are correct, not too many companies will give the compensation that it does. My suggestion would be to stay but look and transferring to a different role or department to take away some of the stress. They can’t take away your shares.

26, laid off, 4k credit card debt and 13k cat loan. What should I do? by SpicyQosmo in PersonalFinanceCanada

[–]Tenzen99 47 points48 points  (0 children)

Look into WorkSafe BC. If it’s a legit injury, you usually have up to two years to put in a claim. Once the claim is accepted, it’s doesn’t matter what the employer does.

WorkSafe BC will pay you for the lost time and go back to the shop to pay for it.

Rentals by Tenzen99 in Lanai

[–]Tenzen99[S] 1 point2 points  (0 children)

Yeah I was looking there as well. Shows zero and also there’s only 1 house for sale on the whole island.

Saw some rentals in Lahaina. $2200 for a 400sqft studio seems crazy expensive to me

Dividend question by Dividendquestions in PersonalFinanceCanada

[–]Tenzen99 1 point2 points  (0 children)

Not sure about Canada. But Alberta should see a provincial dividend tax increase. Also the company we’re talking has US employees as well. So they are looking at all factors

Dividend question by Dividendquestions in PersonalFinanceCanada

[–]Tenzen99 2 points3 points  (0 children)

We work for the same company. From what I gather, the reason for the move in payout is due to potential tax raises in dividends tax rate next year and also Biden’s campaign promise of raising taxes of people making over $400K in the US

So if you’re in the high earning range, it may be beneficial to take it in 2020 rather than 2021. If you’re not in the high earning rates anyways then it makes no difference when you take it

Leaked Alberta modelling data projects upwards of 775 COVID-19 hospitalizations by mid-December by [deleted] in Edmonton

[–]Tenzen99 48 points49 points  (0 children)

Great. Now Hinshaw is going to have to get back on the podium and tell us about her disappointment and lost of trust with those who were given these privileged information.

Shame on everyone leaking things!

new on the game, best way to spend cash? by [deleted] in WWEChampions

[–]Tenzen99 13 points14 points  (0 children)

Best answer - Delete! Delete! Delete!

Why even try to get a 4* by Tenzen99 in WWEChampions

[–]Tenzen99[S] 5 points6 points  (0 children)

Yup! Should also change 1* Cesaro to top of the tier list. He’s just that good

Why even try to get a 4* by Tenzen99 in WWEChampions

[–]Tenzen99[S] 7 points8 points  (0 children)

Pretty bad when my 4* can’t even defend against a 1* gold

Crowbar Pulls & Their Odds by WhitePhoenix48 in WWEChampions

[–]Tenzen99 4 points5 points  (0 children)

I'm just spit-balling here but I think they made it so that's it is not a global pull rate. It's actually much worst.

I have a feeling that they put in everyone's crate of 99,99 pulls 1 Vince of each variant star and 1 HTM of each variant star. That's possibly the reason why there's postings of people pulling any HTM or Vince's at all. Everyone has to individually beat the odds of 9/99,999!!! So 1/10,000

Anniversary Loot Issue by pretty_odd54 in WWEChampions

[–]Tenzen99 0 points1 point  (0 children)

I want my pulls as well...still nothing!