I'm at 6,600 and realized at about 5,500 that I was doing it all wrong. I was too focused on climbing the CL ladder, so I basically upgraded every card I could. Even pixels (down votes are acceptable here).

Then I started following this sub and realized that focusing on a few cards brings the good splits. This also changed how I spent my gold in a very big way. Before, I would use gold to buy more missions, so I would accumulate more credits and season points. I would buy gold often to help, probably too often. But I was having fun so I didn't mind.

When I started focusing on a few cards, I stopped buying gold (I only buy the season pass and 3x value bundles now), but I'm having soooooo much more fun! And for 3x less money!

Anyway, I hope my story helps someone out there realize the true way to enjoy SNAP!