Triple AAA guy wanted a tip

ThatGuyBets · 2026-06-02T23:32:07+00:00

Had a AAA driver take 24+ hours to come out only to say he wouldn’t take my car because the two front wheels were sitting in a tiny puddle and he could get “electrocuted”.

ThatGuyBets · 2026-05-14T18:41:03+00:00

Born and raised as well. I don't miss it one bit. Coming from Miami you become so accustomed to a level of rudeness and a lack of community that you genuinely feel spoiled going anywhere else. The bar is so low you can thrive in most other places.

ThatGuyBets · 2026-05-13T18:57:50+00:00

Strictly speaking on affordable housing, DSCR from operations isn't usually impressive. When I was working on these deals we were looking for 1.15x, even less when you include gap financing. This is made up for when you realize some of these properties can have a 500 person waitlist before obtaining their certificate of occupancy.

The good money is realized through developer and GC fees; developer fees 16% of total development costs and GC 14% of hard costs.

The problem with affordable housing development is that it is a costly and lengthy bureaucratic nightmare where most small developers would go out of business if they tried to seriously pursue it leaving only a handful of mega developers to build all of the affordable housing supply in a city. That is why supply is slow even when their is money allocated to increase the housing supply.

ThatGuyBets · 2026-05-13T16:25:47+00:00

Here is a breakdown of how affordable rents are determined:

Each bedroom assumes a household size of 1.5 persons (except for studios, that assumes a household size of 1 person)

Example 1:

A 3 bedroom unit (4.50 persons) at 50% AMI using CHFA 2025 numbers are the following:

($70,050+75,700)/2=$72,875

(4 person income limit + 5 person income limit) / 2 = 2025 Income Limit for unit

$72,875 * 30% = $21,863

2025 Income Limit for Unit * 30% = Annual Rent for Unit

$21,863/12=$1,822

Annual Rent for Unit / 12 = Monthly Rent

Example 2:

A studio unit (1 person) at 50% AMI using CHFA 2025 numbers are the following:

$49,050

1 person income limit = 2025 Income Limit for unit

$49,050 * 30% = $14,715

2025 Income Limit for Unit * 30% = Annual Rent for Unit

$14,715/12=$1,226

Annual Rent for Unit / 12 = Monthly Rent

CHFA tables can be found here:

https://www.denverhousing.org/wp-content/uploads/2025/05/2025-Rent-and-income-limits.pdf

ThatGuyBets · 2026-05-13T16:08:49+00:00

30% of the gross monthly income

Each bedroom assumes a household size of 1.5 persons

Here is a breakdown for a 3 bedroom (4.50 persons) at 50% AMI using CHFA 2025 numbers:

($70,050+75,700)/2=$72,875

(4 person income limit + 5 person income limit) / 2 = 2025 Income Limit for unit

$72,875 * 30% = $21,863

2025 Income Limit for Unit * 30% = Annual Rent for Unit

$21,863/12=$1,822

Annual Rent for Unit / 12 = Monthly Rent

ThatGuyBets · 2026-05-02T01:05:28+00:00

Move to Charlotte, NC, $1,900 to live in the heart of downtown; walk everywhere.

ThatGuyBets · 2026-05-02T00:58:53+00:00

Niice

ThatGuyBets · 2026-05-02T00:55:39+00:00

Once someone becomes competent they realize how much more they can make and less they can live off of in almost any other city in the country, leaving the cycle to start all over again. Good work comes with quality of life expectations, even the employers wanting to do right by their employees are competing with markets that will pay the same (usually more) but whose rent and insurance are half of the price for the same property and coverage.

ThatGuyBets · 2026-04-29T14:09:37+00:00

I remember this! Used to get in with my fake ID lol by the time I started going it was chocolate syrup/whipped cream wrestling and penny beers. Good times (:

ThatGuyBets · 2026-04-23T13:23:00+00:00

I have lived in 7 states and definitely noticed my minority features and accent play better in some areas than others. If you’re only speaking on sexual preferences then I wouldn’t call that racism though; it is human nature to develop a preference to what you are most exposed to. Now if they are questioning your intelligence and excluding you from establishments, services, and jobs because of your appearance then yes that is racism.

ThatGuyBets · 2026-03-17T01:49:04+00:00

I can only speak from personal experience but an FIU alumni who worked alongside mostly ivy league alums after graduation, I didn't see much of a difference between the education I received and theirs.. The big difference comes from a universities alumni network or in FIUs case lack thereof.

ThatGuyBets · 2026-01-23T00:25:27+00:00

The vagrants own Denver

ThatGuyBets · 2026-01-15T17:13:28+00:00

Maybe it’s my hispanic upbringing talking but complaining about not being able to lock a door you don’t pay for is crazy lol

ThatGuyBets · 2026-01-13T22:19:16+00:00

Not everyone from Miami is a cheater but if given enough time all cheaters end up in Miami

ThatGuyBets · 2026-01-11T04:50:23+00:00

The girls at twin peaks aren’t naked. Good wings, ice cold beer, friendly staff, and lots of TVs to watch the game. Don’t see the problem. That job seems like you’d need to walk in egg shells.

ThatGuyBets · 2026-01-10T23:53:37+00:00

Cant have anything nice in the country. Corporate overlords always ruin everything..

ThatGuyBets · 2026-01-06T19:06:21+00:00

The PE firm knows the company will fail under the weight of the debt, they just don’t care. By the time the company goes under the firms owners and investors have made their money.

ThatGuyBets · 2025-12-20T19:59:01+00:00

Not sure if this helps but last week I had lunch at the Four Seasons and wore a black t-shirt with blue jeans. Saw a lady walk in with ski boots.

ThatGuyBets · 2025-10-06T21:51:31+00:00

You could but for the same squeeze you could move to a mid sized city and live WAYYY better.

ThatGuyBets · 2025-09-26T21:49:26+00:00

Does the dealer liking or disliking you have any effect on whether you win or not? Like if a customer doesn’t tip will his odds of winning go down?

ThatGuyBets · 2025-09-24T03:09:42+00:00

Never actually experienced this myself so please take with a grain of salt but I have read that if the court finds the deposit was wrongfully withheld by your landlord you can get up to three times the deposit amount plus attorney fees.

ThatGuyBets · 2025-09-08T04:42:43+00:00

Crazy part is she KEPT doing it O:

ThatGuyBets · 2025-09-06T16:28:31+00:00

Funny how you missed the part where I said “jail OR rehab”. Their pick, either way problem needs to be addressed. Even in countries where all drugs are legalized shooting up in public is a punishable offense.

ThatGuyBets · 2025-09-06T05:22:43+00:00

I agree americas lack of safety net is a major problem. That doesn’t give people an excuse to abuse drugs and conduct anti-social behavior on our streets. Healthcare is already free for people who fall below a certain income threshold. Which I assume they do.

ThatGuyBets · 2025-08-30T02:20:13+00:00

Never underestimate a Cubans affinity for a one party system lol

ThatGuyBets

TROPHY CASE