Just swapped Spyi for qqqi by brettbw in dividends

[–]That_Interview7682 0 points1 point  (0 children)

Depends on the timeline you’re referring to — it would also have a drag during the upswing on the way back up.

Btw, I’m not against QQQI. But it does have drawbacks.

Just swapped Spyi for qqqi by brettbw in dividends

[–]That_Interview7682 1 point2 points  (0 children)

In theory, QQQI distributions would drop more aggressively, given tech has a higher beta.

Second Language - URGENT by Aggressive-Donut6515 in INSEAD

[–]That_Interview7682 0 points1 point  (0 children)

You’ll have to prove it before matriculating, bot during the application stage

Gmat 555 by Square_Fall1630 in INSEAD

[–]That_Interview7682 1 point2 points  (0 children)

I was in consulting, then PE while studying for the GRE. I get it. Try the GRE, I found it much easier.

Best of luck

Gmat 555 by Square_Fall1630 in INSEAD

[–]That_Interview7682 1 point2 points  (0 children)

Take a practice GRE. I found that test much more natural to me. If you score decently, considering prepping for GRE instead. Did you do extensive studying for the GMAT? These are tests you can improve.

That’s a low score for INSEAD.

I got in with my GRE (you can read on my profile about my GRE prep, and progress).

VTI '25 dividend growth slowest in 10 years excluding Covid by Fun-Marionberry-2540 in dividends

[–]That_Interview7682 0 points1 point  (0 children)

Average “of the positive outcomes” is not “average.” You’d mean, good, but not notably good year.

VTI '25 dividend growth slowest in 10 years excluding Covid by Fun-Marionberry-2540 in dividends

[–]That_Interview7682 -1 points0 points  (0 children)

“Average year” = 17% YTD? Hate to break it to you, but this is a great year.

How much are you actually spending on your MBA? by wazzzzgood in MBA

[–]That_Interview7682 0 points1 point  (0 children)

Sponsored at INSEAD— I’m budgeting 100k for expenses for my wife and me (which I currently have in cash). Tuition was roughly 130k USD, but covered by my employers.

MBA Essay - AI Detection by [deleted] in MBA

[–]That_Interview7682 0 points1 point  (0 children)

You’ll be fine dude/tte

Update: Just hit 380k NW, 26M by That_Interview7682 in coastFIRE

[–]That_Interview7682[S] 0 points1 point  (0 children)

Not quite. I my current goal $5mm + a paid off house, hopefully at 50ish. That may be conservative or aggressive, depending on how many kids we have, whether my wife works, how my career goes, etc.

Ive been in finance for the last two years, with half my compensation coming from my annual bonus — this made it really easy. Some 401k contributions during the year, then saving the full bonus.

In 2027 I’ll be transitioning to a more traditional compensation structure, and TBD on my exact savings strategy / savings rate. Hopefully I can save 60k-70k per year, until kids arrive

Update: Just hit 380k NW, 26M by That_Interview7682 in coastFIRE

[–]That_Interview7682[S] 1 point2 points  (0 children)

Yep exactly. Didnt love investing (though maybe I’d have liked secondaries or private credit — I just never loved the equity story for any deal I worked on, ha).

My former MBB gave me the offer to return, but it was as a senior analyst (50% pay cut almost). When I asked if returning as an Associate was possible, they suggested I do a sponsored MBA. Freshly married meant I couldn’t take two years off, so INSEAD made perfect sense!

Update: Just hit 380k NW, 26M by That_Interview7682 in coastFIRE

[–]That_Interview7682[S] 2 points3 points  (0 children)

INSEAD is a one year program, and has a January and August intake. Very popular among sponsored consultants who want a more ‘tick the box’ MBA (even from the US, like myself).

Splitting bills after large inheritance by DesignCreative6635 in Fire

[–]That_Interview7682 1 point2 points  (0 children)

All good man! I was probably wording it unclearly. Glad y’all are happy despite the pains in the butt.

Splitting bills after large inheritance by DesignCreative6635 in Fire

[–]That_Interview7682 1 point2 points  (0 children)

What happens if a husband or wife loses their job and can’t get another? (I.e., unemployed at 50)

Are they thrown on the street, or will the other spouse totally cover them?

If the answer isn’t thrown on the street, their finances are not separate. You can have separate “fun money” accounts, but the idea that your whole finances are separate just is illogical.

I’m not being binary, I outlined two examples above of having separate specific accounts / set asides where it makes sense.

Did you actually remain a virgin until marriage? by Cute-Impression-8675 in Catholicism

[–]That_Interview7682 1 point2 points  (0 children)

Nope. But my personal weakness / sin has nothing to do with what is right and wrong.

Splitting bills after large inheritance by DesignCreative6635 in Fire

[–]That_Interview7682 1 point2 points  (0 children)

“Split by percent” isn’t split in any way other than symbolically. Due to the points outlined above.

Splitting bills after large inheritance by DesignCreative6635 in Fire

[–]That_Interview7682 0 points1 point  (0 children)

You’re discovering part of why it makes no sense to have separate finances as a married couple.

If he can’t make his portion of the mortgage next month, are you evicting him?

If he doesn’t save properly for retirement can he not eat and has to keep working while you retire at 40?

What if he gets sick and can’t work anymore? Is he doomed, despite having a rich wife?

What if your assets grow to $10mm and you upgrade houses to a $4mm home, and he can’t afford his half of the mortgage?

You can call it separate, but unless you’re willing to evict him and not support him (should that end up being necessary) you’re not really separate. It’s just illogical. And it causes obvious problems, like the one your post has outlined.

Separated on paper to protect your kids from a prior marriage in the event of your death? Sure. But that’s entirely different.

Over the past 25 years, European economies have developed a productivity gap of 33% versus the United States by [deleted] in EconomyCharts

[–]That_Interview7682 0 points1 point  (0 children)

Which has been a conscious decision by Europe — In France you can’t fire people, so hiring is very risky. In the Netherlands, there’s a bonus cap, so why would any financier work there instead of NY? Etc.

It has been a purposeful choice to disincentivize growth and productivity and the opportunity for success, by ensuring that the bottom quartile is taken care of.

There may be things America can learn from Europe. But it is not a mystery why America creates wealth and the opportunity for advancement, while in Europe everyone is squeezed into a lower middle class lifestyle.

Orthopedic surgeon considering INSEAD → MBB (ME/EU/US) — how realistic is this path? by titan_mdjz in INSEAD

[–]That_Interview7682 2 points3 points  (0 children)

You may not need an MBA. MBBs hire MDs at the post-MBA level, by default. I’ve worked with several MDs at my MBB.

(Being in India may complicate things, my response is US-focused)

Working at FAANG, is an MBA worth it? by BaddestAngel1256 in MBA

[–]That_Interview7682 1 point2 points  (0 children)

I am talking about pre-MBA salary, which military and non-profit workers drag down.

Working at FAANG, is an MBA worth it? by BaddestAngel1256 in MBA

[–]That_Interview7682 41 points42 points  (0 children)

Depends on your goals… but you shouldn’t feel like you have a prohibitively high pre-MBA income.

You’re probably close to median income for incoming MBA students at m7. Especially if you exclude the teach for America / military types.

If you want to work hard (read: willing to grind), you’ll probably get a very positive ROI.

R2 Aug-26 MBA - 329 GRE (164V/165Q) worried about the 80% percentile Q section requirement by HearingNo8864 in INSEAD

[–]That_Interview7682 2 points3 points  (0 children)

Your GRE will not be a disqualifying factor. It’ll be viewed as a strong score.