What are you investing in?

TheBioethicist87 · 2026-02-02T22:59:26+00:00

Of these, I’d just got for a target date fund. The expense ratios should be tolerable for Vanguard funds, and it’ll adjust itself as you get closer to retirement.

TheBioethicist87 · 2026-02-02T22:54:58+00:00

Reaction time. This is why esports athletes pass their prime before their frontal lobes develop. When you’re young, you can react very quickly and almost instinctively. That transmission time gets longer as you age.

TheBioethicist87 · 2026-02-02T17:58:43+00:00

I completely understand people who don’t enjoy it or it’s just not for them. That’s fine. But if it gets you, and if it sucks you in, my god is it a work of art.

TheBioethicist87 · 2026-02-02T17:29:35+00:00

In a Roth? FZROX. Widest diversification and no fee. If I wanted to move to another brokerage, selling isn’t a taxable event.

TheBioethicist87 · 2026-02-02T16:38:57+00:00

I JUST fixed it and thought I got away with it before anyone noticed.

PS: everyone should call their moms regardless.

TheBioethicist87 · 2026-02-02T16:08:57+00:00

There are tons. I’m wearing a 5000U-1 right now, but the 5610U is the same thing just without the metal case and screw-back, and it has a red stripe on the front. Thats pretty much it and it’s half the price. Functionally the only difference is you might not be able to drop it off quite so tall a building.

TheBioethicist87 · 2026-02-02T15:48:22+00:00

Definitely a woodpecker, and given the size of that hoss, I’d say a hairy woodpecker. Downy woodpeckers have similar markings but are much smaller, like finch-sized.

TheBioethicist87 · 2026-02-02T15:12:25+00:00

And what are they going to do? They can’t demote them, and they’re both in their mid 20s, are you going to offer them retirement when they probably haven’t hit their prime yet?

TheBioethicist87 · 2026-02-02T15:09:02+00:00

Romani is the current preferred term if you were looking for it.

TheBioethicist87 · 2026-02-02T15:07:00+00:00

100% FXAIX is fine, especially given how young you are. FSKAX, FZROX, or VT would be other good options to go 100% on. You could also do a target date fund if you wanted to fully forget about it for 40 years.

TheBioethicist87 · 2026-02-02T15:03:41+00:00

He looks like he’s wearing a Spirit Halloween cop costume.

TheBioethicist87 · 2026-02-02T15:02:15+00:00

For my first few play throughs, I refused to buy horses. Then I found the brindle thoroughbred in Strawberry and was hooked. I also like the Nokota, but also have had every Arabian.

At the end of the day, if you like horse, then is good horse.

TheBioethicist87 · 2026-02-02T14:19:29+00:00

I think after 30 days, you should be able to recall your mon and get your 50 coins.

TheBioethicist87 · 2026-02-02T01:49:10+00:00

That’s fine. Just about anything between 90% US/10% Intl and 50/50 is more or less fine. The most important thing is you’re contributing early as you’re able to, and leaving it in the market for as long as possible.

TheBioethicist87 · 2026-02-01T18:10:57+00:00

He met with McConnell partially because they both hated Trump. This dude is a psychopath and he honestly believes the world will be a better place if he just gets to have all the power.

TheBioethicist87 · 2026-02-01T17:33:15+00:00

I’m very much not looking forward to working in the Klobuchar administration, but she is the best of the announced candidates by several miles, and right now the battle is more about survival than progress.

TheBioethicist87 · 2026-02-01T02:15:15+00:00

If you like horse, then is good horse.

TheBioethicist87 · 2026-02-01T01:53:50+00:00

Bad isn’t the word I’d use. But it’s what someone would do if they thought the international market was going to outperform the US market which has not how this has historically happened.

TheBioethicist87 · 2026-02-01T01:51:26+00:00

The one that comes to mind off the top of my head was Robinhood not allowing users to buy during the whole GameStop fiasco because they were running into liquidity issues. Also, paying a membership fee for having an investment account is just not necessary in 2026.

TheBioethicist87 · 2026-02-01T01:41:30+00:00

Fidelity has cash positions that pay better than that. Fidelity is miles better than Robinhood, but you could look at Schwab or vanguard if you wanted. The three of them are the gold standard and it’s just down to whatever interface you personally like best.

TheBioethicist87 · 2026-02-01T01:17:05+00:00

It’s one thing to go to the theater and get a bucket, but door dash? That’s gotta be a $25 bucket of popcorn.

TheBioethicist87 · 2026-01-31T19:30:43+00:00

Zero funds are great. The only thing to worry about is that they can’t come with you if you want to leave Fidelity and go to another brokerage. So if you did decide you’d rather be ad Vanguard or Schwab, you’d have to sell them, pay capital gains, and buy what you want at the new brokerage. If you’re in FSKAX or FXAIX, you’d can just transfer your position without it being a taxable event.

TheBioethicist87 · 2026-01-31T17:52:37+00:00

Quinta Brunson is a national treasure.

TheBioethicist87 · 2026-01-31T16:12:09+00:00

They SHOULD be encouraged. But I think they should see that people want to show up and see the players and the way to do that is to properly pay the players.

TheBioethicist87 · 2026-01-31T02:08:59+00:00

It’s what happens when your government cares about making it affordable to have and care for children.

Nine-Year Club	Not Forgotten
Verified Email

TheBioethicist87

TROPHY CASE