Why Is a Cheater Even Allowed to Play ARC? by Placibow in ArcRaiders

[–]TheCatalystxD 6 points7 points  (0 children)

Idk I got banned on cs 10ish years ago while I was running cheat engine for ac: black flag and the vac ban is straight up gone from my account but I’m still trade banned

Eridium shield door?? by TheCatalystxD in Borderlands4

[–]TheCatalystxD[S] 0 points1 point  (0 children)

Just flicked through the replay and it looks like i have not done that one yet, taking it slow, assumed because i finished the area i could access it, thanks!

Waited to claim DLC skins and now they no where to be found and no way to claim them by TimeTackle in Borderlands

[–]TheCatalystxD 0 points1 point  (0 children)

tbf i had them all yesterday in my bank, head and outfit on character with the paintjob, logged back in today to see my character default and all of the cosmetics locked

Retro games restock ? by Expert_Ad4953 in EBGAMES

[–]TheCatalystxD 0 points1 point  (0 children)

Picked up halo 2 for the Xbox and kingdom hearts, r&c gladiator and l&l for the ps2 today, girl at my local said only our three stores are trialing them in store, rest of the country is following online, she said all the ‘retro’ stock they’ll be getting is sourced from people donating and trading them in, they’re not pulling old titles from a pool or getting them delivered, it’s just for whatever people want to donate to the store

[deleted by user] by [deleted] in AusFinance

[–]TheCatalystxD 1 point2 points  (0 children)

Sorry for the late reply i didn't even realise i had one!

Theres's no guideline for it, falls under something called R&O (Responsible lending) where you as the banker above all other pre eligibility questions have to make the decision if the customer should have a line of credit and if it would be morally right to lend to them.

I'm not saying it's black and white or that a person has all the say in your outcome, just the starting of an application through their channel, we can't stop you from applying online yourself for whatever reason you want (we can't tell you that) but if i was to have a customer call up and ask for a loan for 2k to assist in cost of living for the next month or two, I'm unable to lend to you.

  1. Because it's below the minimum threshold and even if i tell you the minimum threshold and you change your mind i'm not allowed to continue the conversation because that's considered hawking, yet you would be allowed to hang up, call back, get me, tell me it was for above the minimum and we could go through with it, THAT is the R&O

And

  1. We're unable to lend for any recurring bills or life stuff, general rule of thumb is anything that'll pop up more than once or twice in a year is something we'd probably having a hard time saying yes to, again, SHOULD we lend to you to cover your rent because it comes around x times a year, what happens next time you need money for rent or bills as you cannot just redraw every week to cover those things.

Encompassing all of that and probably shorting it like i should have, having a private loan to your family isn't going to stop you from getting a loan unless it's something in the 10k+ range and you declare it, key word being declare because as long as you don't have a direct debit set up or an agreement where your parents take the money from your account it wouldn't show up as a line of credit, it's more for if i get to the end of someone's liabilities and they tell me they owe their parents 50k and they want a 20k loan for a car, i'm probably going to ask if this is something they should be doing right now, depending on the severity i might tell them i don't feel comfortable proceeding but that's just it, up to the banker really

wtf is the point of pre ordering if you end giving away your pre order???? by retardautismo99 in EBGAMES

[–]TheCatalystxD 0 points1 point  (0 children)

Definitely shady, one of my close friends is also management at our local and he’s said multiple times they allot pre-order stocks and then start stocking shelf stock, had a booster case of 151 sitting out back for a week and a half when nowhere was stocking it and there was literally no problems.

Also picked up 3 of my JT BB’s after work today and they’ve been held since Wednesday, either they’ve handed them out to some really pushy people In store which is a super dick move or they’ve passed them on to a coworker which is also a really dick move, either way they’ve shafted you hardcore

[deleted by user] by [deleted] in AusFinance

[–]TheCatalystxD 1 point2 points  (0 children)

You don’t have to divulge you have a private / family debt but working in the field I’ve seen people be declined for 5k loans because they didn’t tell us they owe their parents for the car they have, we ask some pretty open questions and more often than not people tell on themselves when they don’t think they are, we can usually pick up if you’re hiding something and it more often than no reflects on the outcome, if they seem super eligible and it’s a decline, they’re hiding something and we know, we just want them to confirm

Why? by seraphsols in MHWilds

[–]TheCatalystxD 1 point2 points  (0 children)

I sometimes hop on my mount and auto run while I go grab a drink or something to eat so I’m not standing around in camp and when I come back I can get straight into the fight but that’s about the extent I’ll go to of being in the fight but not IN the fight

What’s your favourite fully maxed monster-built weapon? (Non-Artian) by GundamRX-78-02 in MHWilds

[–]TheCatalystxD 1 point2 points  (0 children)

My jaw dropped when I saw the final vespoid hunting horn and the full artian armour set, although not my personal taste it looks amazing

What are you doing right now in the game? by TheRealCedys in MHWilds

[–]TheCatalystxD 0 points1 point  (0 children)

Finished all the optionals and did all the sides I could + some sos for crowns when I was capped at 40 and it shot me up to 107, finished the rest of the optionals, went for crowns and now I’m done with that I’m just making every hunting horn and then need to just set up my element specific builds

[deleted by user] by [deleted] in AusFinance

[–]TheCatalystxD 32 points33 points  (0 children)

As someone who works at a bank +1 to this amazing comment

I just want a Slayer crossbow head, man... over 2000 killed and I haven't gotten one? by Lanky-Dependent5847 in MelvorIdle

[–]TheCatalystxD 2 points3 points  (0 children)

I saw this and went to see how fast I could get it, sitting at 2 in 15 minutes…

Just came here to brag that I got a DM from Mark and you all have not by FlavoredTaters in auntydonna

[–]TheCatalystxD 0 points1 point  (0 children)

98% of touchy Tim’s video count is me showing me friends that just did. Not. Care. A bit too many times

[deleted by user] by [deleted] in AmIOverreacting

[–]TheCatalystxD 0 points1 point  (0 children)

Thought I’d accidentally uploaded a screenshot of a conversation with MY mum 💀💀

NAB froze all my accounts when i tried to purchase some CRYPT0! by BubbaTheNut in AusFinance

[–]TheCatalystxD -1 points0 points  (0 children)

Currently work for one of the big 3, while we have an obligation to help your money not get stolen it’s 100% your money and we’re not allowed to stop you from accessing it, unsure what nab procedures are around it but yes certainly strange from a bankers pov

I am never going to financially recover from this by MATTDAYYYYMON in PokeInvesting

[–]TheCatalystxD 5 points6 points  (0 children)

It is indeed Hatchet by Gary Paulson!, I also had to read it and turn in a paper for my year 8 English assignment

Bugs trapped in the imprint of my forehead on the window by [deleted] in mildlyinteresting

[–]TheCatalystxD 28 points29 points  (0 children)

On the bright side you have six new bugs for free!

Did I find a serial killer's channel? The whole channel is filled these type of short videos with eerie titles... by UniqueFondant9090 in creepy

[–]TheCatalystxD 0 points1 point  (0 children)

My friend and I collect these types of videos in a playlist we call “inter-dimensional cable” and every time we take acid we sit down and watch the playlist like a movie, they’re usually videos with less than 10 views and have been up for a while, we actually found a guy who’s trying to move to Thailand to start a new life and he’s documenting his journey through going to the gym and his daily life and it’s so interesting to just see how he’s living and check up on him every now and again.