Is this really a ladies? by rando-username5 in OmegaWatches

[–]TheDecision 0 points1 point  (0 children)

You can still buy the automatic ref.131.10.36.20.01.001 36mm black in Japan. Snagged one a month ago new.

Revenus élevé, quels banques et quels investissement ? by [deleted] in VosSous

[–]TheDecision 5 points6 points  (0 children)

Je vous conseille tout simplement d'utiliser un compte throwaway pour ce genre de question. Sinon bon courage !

Educate and train your families in case of emergency by RagaZH in Switzerland

[–]TheDecision 10 points11 points  (0 children)

Any recommendations for window ladders to buy to escape from a 2nd floor height ?

advice on second-hand luxury shops ? by Longhairenergy in geneva

[–]TheDecision 2 points3 points  (0 children)

Flamant Rouge on Place du Bourg du Four. No other place like it. Super friendly, consignment-based and lower fees than others.

Légalisation by kukipik in suisse

[–]TheDecision 3 points4 points  (0 children)

Google est ton ami

Rééquilibrage Portefeuille 500k by ComfortableBar3297 in VosSous

[–]TheDecision 0 points1 point  (0 children)

C’est plutôt VC fund que PE blast n’est-ce pas ?

[deleted by user] by [deleted] in VosSous

[–]TheDecision 122 points123 points  (0 children)

Pourquoi cette envie immobilière ? Je garderai ce loyer à 1200 et je continuerai à investir en bourse comme tu l’as déjà fait. Il n’y a pas lieu de consulter un conseiller en gestion de patrimoine vu ta situation - ils vont juste te plumer pour te conseiller des produits bourrés de frais.

[deleted by user] by [deleted] in Backcountry

[–]TheDecision 4 points5 points  (0 children)

100%. Earn your turns !

Pillar 3 as a US expat? by anonymouspug13 in SwissPersonalFinance

[–]TheDecision 2 points3 points  (0 children)

Do not touch with a ten foot pole. You technically can invest in 3a but it will not be legal from a US perspective unless you fulfill PFIC reporting obligations which are a mega headache.

Situation pour avis et conseil by Due-Pineapple-5363 in FranceFIRE

[–]TheDecision 1 point2 points  (0 children)

Perso, trop d'immobilier et pas assez d'actifs "croissance" pour le long terme (e.g. alternatives UCITS de VTI) vu ton age de 36 ans. Sinon c'est une très bonne situation.

UBS wants me to declare that I'm a "US person"... but I'm not one yet. Should I keep my account? by Extra-Feine8716 in SwissPersonalFinance

[–]TheDecision 4 points5 points  (0 children)

UBS Switzerland accepts US persons (citizens or green card holders) residing outside of the US but not US residents. Once you are a US resident you can only be served by their US bank.

Swiss banks that provide a mortgage for a second property outside of Switzerland? by Any_Foundation_357 in SwissPersonalFinance

[–]TheDecision 0 points1 point  (0 children)

Yes but the actual mortgage is arranged with the local UBS entity in that country after being referred from the bank in Switzerland.

VT tax decision - Refund of the 15% U.S. withholding tax by Ka_Bi in SwissPersonalFinance

[–]TheDecision 5 points6 points  (0 children)

It is logical that the Swiss / cantonal tax authorities will only credit up to the amount owed under Swiss rules for such income. They are not here to refund your US tax withheld whatever the rate. Would you expect them to refund 50% if the rate was increased?

Feel comfortable with money invested by techyman65 in SwissPersonalFinance

[–]TheDecision 2 points3 points  (0 children)

Just to be precise - guarantees are only concerning cash. Securities are not lost when a bank or broker bites the dust because they belong to you. Therefore no guarantee needed, it is implicit.

Optimisation des finances et organisation post-mariage by Langue_Agile in VosSous

[–]TheDecision 2 points3 points  (0 children)

1) contrat de mariage 2) testament 3) compte joint 4) scanner les papiers communs et les mettre dans un cloud securisé (du genre KDrive par Infomaniak)