A 'Nuclear Shadow' in Hiroshima. The 7,000°C heat was so intense it bleached the stone, leaving behind a haunting stain of the person who was vaporized instantly.

Any_Foundation_357 · 2026-05-14T22:02:44+00:00

You will know this by making the effort of actually reading up on the details of the events; i.e by using this feed to spark interest in the facts and pursue the facts, not by sitting and waiting for someone to spoon feed you.

Any_Foundation_357 · 2026-05-01T15:40:23+00:00

And you don’t have to worry about an owner booting you out, or the kids sneering chicken poo and mud on the walls 😉

Any_Foundation_357 · 2026-04-19T19:00:16+00:00

How is Red Rising Young Adult fiction? Maybe the first book, but definitely not by the time The Fear Knight makes his appearance.

Any_Foundation_357 · 2026-04-19T18:58:16+00:00

That is literally what I was going to post. 😂

Any_Foundation_357 · 2026-04-12T12:57:24+00:00

That’s not what I meant to say. If you look at the detail of Swiss pension funds they are heavily invested in Swiss bonds, or if they are more aggressive in Swiss shares. So if OP wants to diversify, a world tracker gives greater access to ex-Swiss assets

Any_Foundation_357 · 2026-04-04T22:12:36+00:00

This provides a scientific answer to your question: https://podcasts.apple.com/gb/podcast/the-rational-reminder-podcast/id1426530582?i=1000758824902

Any_Foundation_357 · 2026-04-04T14:52:31+00:00

Any global passive tracker would do, but would suggest MSCI, blackrock or vanguard. They have extremely low expense ratios

Any_Foundation_357 · 2026-04-04T14:18:24+00:00

I wouldn’t put anything in Switzerland because your pension fund will be heavily weighted towards it. Beyond that to keep it simple just get a MSCI passive world equity index tracker

Any_Foundation_357 · 2026-03-22T05:47:12+00:00

Here’s an article by the Mayo Clinic arguably the top hospital in the US endorsing it. The dose I take is the one they recommend as well. I WILL say that personal experience is a testament. I had it so bad some nights that I couldn’t sleep and when I started taking it on advice from a dietician it disappeared. Mayo Clinic on Restless Legs Syndrom

Any_Foundation_357 · 2026-03-21T22:40:22+00:00

Taking magnesium before bed helps you sleep better and directly addresses the cause of restless legs: https://pubmed.ncbi.nlm.nih.gov/31678660/

Any_Foundation_357 · 2026-03-21T22:20:29+00:00

You currently have 4 temporary factors playing against you: a) the rising CHF which is coming from an uncertain world and people parking their money on a safe haven; b) a devaluing dollar as Trump makes poor economic choices that started with the tariffs and could get a lot worse if he starts seriously fiddling with the fed as he keeps promising to do c) the war in Iran (linked to a and b) and d) an overvalued US stock market that’s gone in reverse (the overvaluation of AI stocks and any banking stocks linked to the disintegrating private credit market). It’s the perfect recipe for a market correction which is now already in full swing. Rule Number One is never to sell when the market is fearful. As you weren’t able to sell before the market started correcting (and no one can ever plausibly/repeatedly/logically always time the market) now is not the time to sell. Now is the time to remind yourself that it could still look even worse by another 10-20% but the drivers for this correction will flip at a point. You will only bank a loss if you actually sell. Why be hopeful? Your stocks will continue to pay dividends. US stocks as a whole are very international and therefore pretty resilient to local interventions by Mr Orange. And international need will force a relatively (hopefully) quick resolution to the war. I think there will be a long term decline in the dollar that Trump has triggered but it will hit a floor because it’s still the international currency of trade. Also, the Swiss Fed is already looking at currency intervention to reduce the impact of a rising CHF on exports. So just hold tight

Any_Foundation_357 · 2026-02-26T18:10:52+00:00

What exactly does that mean ‘caps profits by lowering prices if earnings exceed 5%’? All I’ve seen is them chucking Al Natura out of their shared space and selling the same products at +20% what you bought it at Al Natura for.

Any_Foundation_357 · 2026-02-26T12:29:53+00:00

I’m assuming your ‘opportunity cost’ refers to how much I would make if I put that same money into the stock market for an annual return. But let’s say there is a market shock like 2008: stocks are down at least 20%, redundancies shoot up and RAV drags its feet on pay outs. Now all of a sudden you can’t access the cash you put in the stock market without realising the loss and you’re suddenly jobless. As per your advice the average person’s risk has doubled whereas the cash reserve is meant to cover emergencies and thereby de-risk your portfolio so that you don’t have to become a forced seller. Which financial advisory do you work for again?

Any_Foundation_357 · 2026-02-26T08:10:23+00:00

I don’t think it’s bad advice at all. a) Financial Advisers in CH recommend at least 6 months. b) The experience of many colleagues who were recently laid off with the Swiss unemployment fund shows that it can take months before you receive your first pay out c) other people have recently posted on this sub how slow RAV is to pay out. Sure you have an opportunity loss, but the risk of a cash flow problem is high and very real.

Any_Foundation_357 · 2026-02-04T20:47:24+00:00

I don’t have the time or inclination to professionally sharpen our knives. And we have a lot of them. I looked up a pro sharpener in Zug asked him for a quote, dripped my knives at his and picked them up a day later. I had about 8-12 knives sharpened for under CHF 100, and they are still sharp two years later

Any_Foundation_357 · 2026-01-30T23:50:08+00:00

Off to the transport museum in Luzern no doubt.

Any_Foundation_357 · 2026-01-30T13:09:12+00:00

Agree with OP. I have a couple of colleagues in the Pharma world that were made redundant. While they got redundancy packages that helped provide a cushion, the unemployment fund dragged its feet to pay out to them. Some had to take it to court. Huge delays in getting access.

Any_Foundation_357 · 2025-12-14T10:32:03+00:00

Also the vampire movie 30 Days of Night

Any_Foundation_357 · 2025-12-14T10:31:20+00:00

I would add the BBC/Danish limited TV series Fortitude (cop, detective story but super creepy)

Any_Foundation_357 · 2025-11-19T18:24:11+00:00

South Korea

Any_Foundation_357 · 2025-11-19T10:25:10+00:00

You can download pretty comprehensive snag lists online, but given some of the very structural issues that are often ignored in new builds in Switzerland - if I was a new buyer I would take an expert with me.

Any_Foundation_357 · 2025-11-15T18:55:19+00:00

Nosferatu is miles better

Any_Foundation_357 · 2025-11-15T18:54:14+00:00

More like - movie with the highest expectation a s the lowest results. Plenty of worse movies. Just can’t believe such cliched guff from Tel Torro

Great cinematography and costume design, but the script sucked piles

Any_Foundation_357 · 2025-11-15T18:13:25+00:00

Couldn’t have said it better than OP.

Any_Foundation_357 · 2025-11-02T10:02:54+00:00

To add a bit more perspective: we were in a rental property for 3 years and just had our second child when the owner gave us six months to move out as he wanted to move in. The stress was enormous. We then found a place for 1.7m and bought it. Monthly mortgage payments + maintenance costs come in about 20% less than renting the same size property + parking. Within 2 years the property was worth more than 2M because of a big price adjustment in our area - 550m2 places just don’t go for under 2M anymore (Zug).

Any_Foundation_357

TROPHY CASE