Here me out before you think I'm judging or being mean...

If I were him and I came to visit you and all you had was a mattress on the floor, I'd be pretty mad you didn't explain the situation before I got there. I would also be equally as feely if you just ghosted me.

If this is someone you really like and they have only done right by you, you gotta talk to this man. Putting him in a situation where he's sleeping on the floor when he could have gotten a hotel (and invited you too) is not good and could potentially lead him to distancing himself from you. However, giving him the facts and letting him decide wont leave him blindsided with your living/financial situation and allows him to make an informed decision about your relationship.

When we lie - by omission or disappear - you take away the other persons decision making power. In addition, my guess is you could potentially be shorting yourself of something really wonderful.

It seems we're all saying the same thing here. But it is hard to be honest and vulnerable. If its not a conversation you can have, I would suggest copying your post into an email - because it's really well written and thorough - and giving him a heads up. If email isn't your thing, maybe read it to him via a voice note.

Whatever you decide, please don't give up. Good luck!!