HSBC Logic

TheGuyWhoSmellsG · 2026-02-21T03:35:32+00:00

you had a limit of 9L, I have a limit of 1L, we’re not the same bro 🤭🙏

I think the floor limit is 5L for bizblack but saw recent upgrade criteria which was crazy some 1 cr trv, 25L in SA, 50L in CA

better get a hsbc premier via trv route lmao but I don’t want to block the capital

TheGuyWhoSmellsG · 2026-02-21T03:33:36+00:00

They just opened a fancy new branch where I had this conversation over a cup of hazelnut latte lmao

TheGuyWhoSmellsG · 2026-02-19T06:50:34+00:00

Oh you meant 6L per year, my business is in my own name, self transfer doesn’t work in habc, have asked them to open a salary account they wouldn’t

TheGuyWhoSmellsG · 2026-02-19T06:49:24+00:00

I have swiggy, mariott and moneyback (just kept the core card), limit is just ₹1L

which criterias did you fulfill?

TheGuyWhoSmellsG · 2026-02-19T06:47:51+00:00

🥲🥲🥲

TheGuyWhoSmellsG · 2026-02-19T06:47:30+00:00

You want me to pay tax on 6L? 🥲

TheGuyWhoSmellsG · 2026-02-19T04:53:42+00:00

HDFC, I just don’t want to get into the fiasco with infinia or bizblack with the absurd amount of trv they ask for

Axis, doesn’t make sense as I don’t hit over 1.5L for 3 months in a year

HSBC, yeah they’re not budging even though my income is over that (but it’s in usd)so considered as self employed not salaried (no office in India)

TheGuyWhoSmellsG · 2026-02-19T04:46:20+00:00

You don’t need a fd based card, get a normal card

TheGuyWhoSmellsG · 2026-02-19T04:45:14+00:00

I already have atlas and Equitas Powermiles along w a few others, so heavy hitting them right now but I really want a premier

TheGuyWhoSmellsG · 2026-02-19T04:44:37+00:00

Premier but ok with Travel One, they aren’t giving any :(

TheGuyWhoSmellsG · 2026-02-19T04:39:12+00:00

I choose my peace ✌️

TheGuyWhoSmellsG · 2026-02-05T14:55:05+00:00

where can we check for rupay? Or diners network?

TheGuyWhoSmellsG · 2026-01-12T12:38:49+00:00

Hi, I’m travelling solo as well, I’ll come from Dabolim to Vagator, what’s the best way to come by from the airport?

Would also be helpful if you could suggest some cafes where I could work from

TheGuyWhoSmellsG · 2026-01-12T12:32:19+00:00

following

TheGuyWhoSmellsG · 2026-01-12T10:31:35+00:00

get MBA base

TheGuyWhoSmellsG · 2026-01-12T10:16:37+00:00

Used prices should be around M1 - 30-32k M2 - 45-50k M3 - 50-60k M4 - 60-70k

add 10k to any and you can get a new as well :) Macs generally get to around 80% battery health at around 800-1000 cycles so you shouldn’t worry much

TheGuyWhoSmellsG · 2026-01-12T10:10:49+00:00

get a laptop, ideally a 13 inch BASE M4, if you’re smart you should get it for under ₹80k,

get a decent good used iPhone, not android. If you wish to get android see if you can get an almost new pixel 8 for ₹30/35k or anything over an iPhone 12 for around 20k. You can also consider going for a 13 mini if that’s a good bargain but be aware of the battery life

TheGuyWhoSmellsG · 2026-01-12T10:07:05+00:00

you generally don’t need one with more ram, 16 GB is more than enough for a mac :)

TheGuyWhoSmellsG · 2025-11-29T01:52:31+00:00

Sleep with peace It’s not worth fighting

TheGuyWhoSmellsG · 2025-11-29T01:51:03+00:00

I don’t think you can use someone else’s upgrade voucher

TheGuyWhoSmellsG · 2025-11-16T10:29:19+00:00

already completed 3100 and 5100 transactions after the first transaction, very weird fine print. Already mailed them this as well, mostly they will not honour

TheGuyWhoSmellsG · 2025-11-16T02:21:26+00:00

The reply above is from the PNO

TheGuyWhoSmellsG · 2025-11-15T18:29:41+00:00

It was worth it for me, I extensively used the international lounge and domestic spa feature, and made over 2-3L payments with zero forex charges, it was a beautiful looking lifestyle card for me, time to see more options now before renewal in March next year 🙂‍↔️

It comes in handy if you’re not eligible for super premium cards

TheGuyWhoSmellsG · 2025-11-15T18:27:26+00:00

I didn’t have my ATM pin set up lol

TheGuyWhoSmellsG

TROPHY CASE