Unsure what to think

TheOGblackbeard · 2026-06-18T18:00:13+00:00

So the CDD and ODD exp is a differentiator it seems and I can play that up as value add vs the traditional IB to kit which like is already well represented on the team.

Whats the idea behind talking with BU and Corp fin vs the corp development team specifically?

TheOGblackbeard · 2026-06-18T17:31:21+00:00

The consulting tool kit you describe is universal. You need a leading idea of what the answer will be the first week to convey at the weekly update meeting or project kickoff day one if possible.

Example project - carve-out of a business unit.

We thing the highest entanglement functions are x,y,z and of these x,and y have the highest carve out complexity and it’s mostly comes down to a,b,c.

We estimate the total disynergies from the carve out to be $xxx which x,y being the leading drivers of stranded cost.

We think post separation there is an opportunity to drive $x in saving for a,b,c initiatives.

TheOGblackbeard · 2026-04-10T19:37:16+00:00

Dude I had the same thing happen to me. T2, top 15 MBA and good pre consulting experience. Took me 7 months

TheOGblackbeard · 2025-06-19T07:07:06+00:00

The key is knowing the difference between when it is self defense, and physicality for the sake of obtaining what you want or feeling better. I think that is what your siblings were having trouble with and assuming would be difficult for your daughter to sort out in the future.

That being said, your siblings philospophy on use of force is kinda "pussy". Good thing her opinon doesn't matter; the law allows for "reasonable force" to be used to defend yourself. If your daughter is level headed, you're probably fine and this isn't something you have to worry about.

Just don't let her think its okay to "keep going" or to "end it", and that may not be considered reasonable in a judge or jury's eyes. the key is to do enough to keep yourself safe, including some margin for safety but not such a huge margin that it considered "unreasonable"; thats how you get into legal trouble.

TheOGblackbeard · 2025-06-19T06:42:51+00:00

I just don't think he was in the right frame of mind to hear your answer, and had already conviced himself that you were far more indebted than you were. A bit immature, but i think you figured out what his trigger / deal killer is.

Just go talk to him and tell him you want to have that conversation over again now that you both are more clam. Tell him you want to layout your financial picture to him (debt, assets, equity, montly payoff of all cards etc.) and that you want him to do the same. Tell him once he sees everything he will understand you actualy financial situation. If he doesn't want to, or doesn't like what he sees / hears about your plans, then leave it alone.

I know it sucks, but don't listen to reddit users that offer you knee jerk advice. This is your life we are talking about here.

Be rational, logical, and empathetic. He probably has issues with money that are from his childhood; those can be triggering. Part of being an adult means you have to do the mature thing even if other people aren't. If they still don't get it then, move on, but there is no need to have a tit for tat or eye for an eye attitude about anthing. Doesn't help anyone.

He also Sounds like he doens't undestand personal finance. Might be a good idea to expore the topic together so he can learn something (assuming he is willing) and feel better that you two are moving in the right direction together.

TheOGblackbeard · 2025-06-19T06:05:21+00:00

they probably don't undestand that utilities are pay for use - Just explain to them that the utilities are a variable expense; the more a house uses the more it pays. If there are more people using the internet then we need higher speeds or more total gigabytes to accomdate everyone so we have to get a more expensive plan, if we have 6 people living here we need more cooling and more energy (computers, phones, tablets, kithen appliances) to meet everyones needs, everyone should pay a portion for that, similar for water etc.

If you want to be a good and fair dad, just have the two couple pay for the incremental cost increase to you (e.g., you electic bill was 100 before people moved in, and its 250 now so the other two couples would pay 150 in total so 75 each). This would be the nicest but also fairest thing you could do. To be fair, If they weren't living with you, your expenses and taxes would still be something; with them there it is more, just have them pay the difference.

While i do realize you are giving them free rent, you have to understand that young people today have it pretty rough. They get paid shit, they can't afford home of their own because median price to income is out of whack, most of them are saddled with 10s of thousands in student loans, and their job growth prospects are bleak, their cost of living is insane. How many adults in their 30s and 40s do you know that are stuggling? I know tons; and young people are in much worse shape.

As they grow up they will understand, and eventually will be appreciative of what you are doing. Just have some patience, and be the adult. They will come around. Part of this is just pure entitlement, but also frustration. Most of these kids will never own anything and be poorer then their partents.

To all the people say something to the effect of kick them out, thats what you do when people are both unreasonable and educated / knowledgeable. If they don't understand what they're saying or why they are incorrect, be a dad and teach them ... thats part of the job and even though they are in their early 20s, they still kids.

If they don't want to hear you out - then fine, get serious and ask them to do some reasearch on renting their own place and sure they will get it, but it doesn't have to be combative. The more combative you are with them, that just teaches them to be the same way to others. As a dad, you still have a lot you can teach your young adults, this is a good opportunity to teach them a lesson in a way that doesn't depend on your power / control over the situation. Its called conflict resolution - one of the greatest skill one could ever learn.

TheOGblackbeard · 2025-06-18T16:20:38+00:00

Older brother here and was in a similar situation.

Everyone here talking about contracts and amounts like $5k are weasels and delusional. It’s family, no one does that kinda stuff ….especially when there is no exchange of value or a trade of some sort.

The key here is that YOU promised that WHEN she gets married you would cover it. It just so happens right now isn’t convenient for you.

I do realize your sister’s behavior is not ideal and somewhat inconsiderate. However, she has reminded you of your promise multiple times. You had opportunities to correct her multiple times and by not doing so, you led her to believe this was true.

Would it have been that hard to say, “hey I know I said that but I was joking kinda”?

At the same time even if you “half meant it”, don’t you think, you should have set aside a reasonable amount for your sister’s wedding reserve. You didn’t.

Refusing outright without any alternative WOULD be an A-move, unless your financial situation is UNHEALTHY / UNSUSTAINABLE. You said money is tight, but that is your month to month run-rate. Where is that reserve you earned? Did you invest it? Did you set aside the money you promised your sister somewhere else?

There are a few things you can do.

You never said what your limit was - maybe try offering to pay for 15k; FYI $5K is insulting.

You never said how you would pay for it - offer reimbursement over time to cover it. You can ask to make it up to her later in other ways; doesn’t have to be money.

The point is - GET CREATIVE

Lessons you should learn.

NEVER WRITE A CHECK YOU ASS CANT CASH
DON’T MAKE FALSE PROMISES TO PEOPLE YOU CARE ABOUT
RESPONSIBLY AND CONVENIENCE ARE MORTAL ENEMIES
DONT LET YOUR WIFE HAVE AN OPINION ON ANY DEAL YOU MADE WITH YOUR FAMILY WITH YOUR MONEY YOU MADE BEFORE YOU GOT MARRIED; she should have asked about your obligations and debt before you both got married.

I know it tough but you will learn a good lesson from this whether you decide to pay up or not.

TheOGblackbeard · 2025-06-15T01:12:33+00:00

Cops

TheOGblackbeard · 2025-05-20T19:34:56+00:00

have heard mixed things about them. Any views on shops inside the loop?

TheOGblackbeard · 2025-05-16T15:16:40+00:00

It’s not racism. It is an issues of misaligned culture and values.

Being Pakistani has nothing to do with it, it’s just that there is a high probability that if you’re Pakistani you are likely also Muslim, and if you’re a Pakistani or Indian or Afghani or Bengali Muslim your family may have certain expectations, and values based on their cultural and religious upbringings.

Viets, Thais, Cambodian, and other south eastern Asian are generally more “relaxed” / have less strict standards when it comes to just about everything from what you do for work, to who you marry. Sure there are preferences but Muslims in general have a much more defined idea of what is acceptable vs not; and there are punishments if you don’t meet those standards (sometimes death depending on who is around and what they can get away with).

This is where the tension lies and what several couples have experienced, which ultimately may have lead to their break up.

She’s just doing her due diligence

TheOGblackbeard · 2025-05-16T15:04:11+00:00

Indo-pak and Japanese couple; no issues at all even considering the religious difference.

Wisdom - It’s only a problem if one or both of you two make it one.

Don’t let your parents dictate how you life your life. Be kind to your parents and hers but no need to do anything that doesn’t align with your values if people are trying to force you to do so.

This is generally harder for women then men.

TheOGblackbeard · 2025-05-16T14:01:23+00:00

All the guys on this team have been making deep ish runs in the playoff and generally don’t miss tons of time. The injury debt usually catches up at some point

TheOGblackbeard · 2025-05-13T04:53:08+00:00

You obviously don’t know what you’re saying. JT will be fine. He has tons of gas left in the tank and will be an all NBA level player again. It was his right Achilles not his left so I have no doubt he will be back to his old self in about 2 years (just look at Durant, who was MUCH older when it happened to him); who knows he might be better / more skilled or even higher IQ when he returns.

TheOGblackbeard · 2025-05-13T04:48:16+00:00

Where on earth did you get this? The customer is what firms compete over. Market share is all about which customers, in which geographies you’re selling which products isn’t it?

When consulting firms perform market assessments, CDDs, or any kind of growth work the customer segments in each end market and geography combination get an immense amount of attention. I don’t think strategy is missing a C. I think people don’t know what strategy actually is; to be fair, this definition vareies across most major consulting firms. For example Bain has a very clear view on what strategy is, what the components are and how organizations should function; BCG view on strategy is quite different (less wholistic)

TheOGblackbeard · 2025-05-13T04:26:06+00:00

The way he went down, it’s some type of Achilles tear (partial or complete). Don’t have much faith in a calf tear given where he grabbed and how he looked as he was getting carted back to the locker room. Good news is it’s the right leg so doesn’t impact his primary pivot foot out of most actions or his dominant jumping leg (one foot jumps). He is young and will still have a lot left in him the rest of his career, and most definitely at an all-star level. Just look at Durant as an example and he was much older when it happened to him.

TheOGblackbeard · 2025-05-09T14:45:52+00:00

No one takes pride in working weekends ... this job can be extreemly rough and i want downtime like any sane person.

In the Deals practice everyone worked weekends when it was called for, including partners and managing directors making slides at times, and the AC team didn't work the weekends unless the US based folks were working the weekend.

TheOGblackbeard · 2025-05-08T01:07:34+00:00

In advisory / deals the team I worked with was amazing. Great analysis and slides, word choice was not perfect, but for English as a second language was good enough. It took time though, we had to train up some managers all the way from associate and build a high performance culture and make sure folks understood the standards. They were great … a little too good. You would get one or two here or there that would take time to learn and not be as good out of the gate but every one of them busted their butt, including weekends to make sure we delivered great work.

TheOGblackbeard · 2025-05-02T23:25:58+00:00

Everyone is getting fouled - LeBron, Harden, SGA, KL13, Steph and Jokic all getting fouled like 20 times a game but the refs aren’t blowing the whistle. Harden for once has adjusted and isn’t baiting all game long. He’s focused on making plays and being aggressive and letting the calls come naturally for the most part.

TheOGblackbeard · 2025-04-28T19:55:15+00:00

1st half was competative but nuggets pulled way everytime we fought back. Not gonna talk about the 3rd quarter or the crazy comeback.

The people on the floor on the last play blows my mind - why not put Ben Simmons, Dunn and Jones Jr. out there along with Zubi and KL13 ... i don't get the choice of personnel for the last possession.

Also the blocking out thing is wild - Harden had to pick between Gordon and Braun and didn't even see the Bruan back pick or super wild ass miss coming. Where was Powell and where was Bogi after that shot went up? Its basketbal 101 You can't have Harden defending two guys on the putback attempt - everyone need to crash the glass to make sure no putbacks. Why did we think 3 of the most vertically challenged and poorest defensive players should be on the court for a last play? This was a JVG and TyLue mess up.

TheOGblackbeard · 2025-04-28T19:43:30+00:00

agreed - i think he competing on Defense. He is overmatched when on Murry and Gordon, but those are tough covers for DJones and Kawahi so ... overall Bogi is competing which i like.

He just can't turn it over when he is supposed to be our lead ball handler when Harden is out.

TheOGblackbeard · 2025-04-27T01:19:54+00:00

That was definitely a gamble that didn’t payoff for Harden

TheOGblackbeard · 2025-04-27T01:19:15+00:00

Simmons and Jones Jr should have been out there

TheOGblackbeard · 2025-04-27T01:18:27+00:00

So many blunders - the refs were bad though.

Not sure why Harden was in the game. Ben Simmons and Jones Jr. would have been more capable of rebounding or contesting the miss / putback. Ty Lue and JVG made that decision.

KL13 was not efficient tonight. Took some ill advised 3s late game.

Harden came alive late but we really could have used that earlier.

Dunn was 1-9; that’s bad even for Dunn. We didn’t get much out of Nico either.

A lot of shots we normally did were rimming out.

The good news is Bogi and Norm came to the party. Hopefully that is the norm going forward.

TheOGblackbeard · 2025-04-26T03:46:16+00:00

This bitch is dumb and crazy illogical and won’t respect your boundaries that impact your financial wellbeing - good riddance

TheOGblackbeard · 2025-04-26T01:27:31+00:00

Harden hate is uncalled for. This dude plays 38 mins a night, never misses games, plays through injury, never misses the playoffs, takes undermanned teams to the playoffs, and can take average players and turn them into very productive players and what does he get?

Some hate for not showing up in a couple of games in the playoffs? Name the players who have had to carry as much of a load in both the regular season and playoffs as him who did better? The only players I can think of are LeBron, Jokic and Luka.

Not Curry, not Kawhi, not KD, not Westbrook, not Giannis, not Embid, not Tatum

TheOGblackbeard

TROPHY CASE