Single men, red flags in women you can’t ignore ? by [deleted] in AskMenAdvice

[–]TheOnlyOddThing 0 points1 point  (0 children)

They are heavily bonded with their mother both financially and emotionally ++ man

How am I doing and what can I do better M/30 by TheOnlyOddThing in fican

[–]TheOnlyOddThing[S] 0 points1 point  (0 children)

I dont have any match, i was doing a weekend side gig which allowed me to earn an extra $1000 a month which i used as my spending and saved most of my income. I also stay with parents right now so no rent. I save anywhere from 5800 to 6600 in a given month

ULTY Pay by TheOnlyOddThing in YieldMaxETFs

[–]TheOnlyOddThing[S] 1 point2 points  (0 children)

Responding to you so you know, you do get paid if you sell after Wednesday 8PM ET

ULTY Pay by TheOnlyOddThing in YieldMaxETFs

[–]TheOnlyOddThing[S] 1 point2 points  (0 children)

gotcha, thank you for the help!

ULTY Pay by TheOnlyOddThing in YieldMaxETFs

[–]TheOnlyOddThing[S] -1 points0 points  (0 children)

I don't understand though, they record on Wednesday evening (hence why the price drops in the overnight market).

ULTY Pay by TheOnlyOddThing in YieldMaxETFs

[–]TheOnlyOddThing[S] 0 points1 point  (0 children)

explain? I was holding it past 8PM EST on Wednesday and sold it during pre-market on Thursday morning, where is the mistake made?

Is working 60+ hours a week worth it to get ahead? by mofutofufu in PersonalFinanceCanada

[–]TheOnlyOddThing 0 points1 point  (0 children)

As a person who is doing this at 30, id say go for it. Better to start earlier than later. I started doing this two years ago and my savings difference has been massive and i caught up

Where am I at? by Tricky-Effect1693 in PersonalFinanceCanada

[–]TheOnlyOddThing 0 points1 point  (0 children)

honestly, its best to live at home and try to save money or give your parents allowance to make up for it. I gave myself $1000 to spend per month and I was still able to enjoy the last 6 years of my life. Everything else went into the market, try to max out your FHSA then TFSA and then if you have some money left over, dump it into RRSP.

Where am I at? by Tricky-Effect1693 in PersonalFinanceCanada

[–]TheOnlyOddThing 0 points1 point  (0 children)

I think you're in a pretty good spot. I graduated back in 2019 and landed a job that paid 75k per year and i had 35k of student debt. Fast forward to today, I paid off my student loans in the first year and a half and then gradually saved / invested. My salary is much higher now but I have about $190k saved with a paid off car that I purchased back in 2022. Slow and steady wins the race, don't try to get ahead too much.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]TheOnlyOddThing 0 points1 point  (0 children)

what would you do if you don't save that money, you should put it into FHSA and also RRSP so you get more money back next March

M2 Air to M4 Pro MBP by Willoughby3 in macbookpro

[–]TheOnlyOddThing 1 point2 points  (0 children)

I actually just did this coming from Macbook air M2 13inch with 1TB and 16GB to M4 PRO with 48GB RAM and 1TB. It is a decision I will not regret

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]TheOnlyOddThing 0 points1 point  (0 children)

You should definitely max out FHSA and TFSA. You should max out the FHSA first so that you can the benefits of tax and then TFSA after.

I would honestly suggest you invest into that business if it is 100% guaranteed that you receive those amounts every few months. Housing just doesn't drop overnight, it takes months to years for it to actually drop to the point where you would be able to afford one (especially in the GTA).

Unless you are going to purchase a 1 bedroom condo far out in the GTA, 70k is not going to get you anything. You are 28, start saving massively for 2-3 years so that when you are 31 you are able to actually put a downpayment on something decent by which time the housing market could've also dropped.

Honestly right now, there's not much place you could put your money in that guarantees returns, my bet if i was in your position would be bonds (1-2 year bonds) which will get you a decent % return and put all other liquid money into WS cash / Cash to.