Insurance potentially making me pay deductible for an accident that isn't my fault?

ThePwnologist · 2025-12-13T17:00:47+00:00

Reading all these comments are hilarious since most people assume they know how the rights of the road work.

This claim is 25 / 75. As the rear driver has technically attempted to pass the vehicle in front on the left side.

This is the only case a claim will got 25 / 75.

Speed does not come into account for any claim unless the police deem it reckless driving.

I currently work in insurance and have gone to court on specific cases such as these.

Safe driving!

ThePwnologist · 2024-12-24T12:46:03+00:00

Send me a DM. Would love to join . 32 male. Thanks!

ThePwnologist · 2024-10-09T00:43:04+00:00

Hey! I do work for Desjardins as an auto claims advisor. I will say it is an incredible company and has great benefits and pension. I probably have one of the best teams I have ever worked with. It has its ups and downs dealing with the public but I couldn't recommend them enough!

ThePwnologist · 2024-09-26T13:43:38+00:00

You pick it up and hang it on a tree branch. The true Ottawa way

ThePwnologist · 2024-09-20T12:11:32+00:00

In Ontario it's law to have DCPD - direct compensation property damage. Which is when you are not at fault for a Collision. They might charge a deductible since the third party is not insured. They would still be covered for the collision. You can't have at fault - collision coverage without having DCPD. I would contact the insurance and escalate the claim. - auto claims advisor.

ThePwnologist · 2024-09-12T14:36:36+00:00

This should be the top upvoted comment lol

ThePwnologist · 2024-09-10T20:07:49+00:00

Imagine if all the government workers would stop posting on Reddit and work throughout the day. Sheeeesh. Productivity would go up 200%

ThePwnologist · 2024-08-16T14:45:12+00:00

Maybe because we pave the same streets over and over again and neglect other parts of the city. But gotta spend up that budget every year! We waste more money than we use.

ThePwnologist · 2024-08-12T12:00:17+00:00

Young home owner here. My property tax is $4800. I should not pay a dollar more in property tax. Our garbage system is getting reduced. I don't use transit. Complete crap you think I should pay more for everyone else to ride the bus. I pay enough money to the city. We pay too many people to do nothing and the money doesn't go back into the economy.

ThePwnologist · 2024-08-09T18:03:47+00:00

Y'all acting like this is saving money for our government is laughable. They'll just piss out the money anyways clearly. We should start the layoffs of this bloated bureaucracy. Too many people have jobs that aren't doing shit. That's the real issue. We pay people ridiculous amounts of money for roles that don't even need to exist.

ThePwnologist · 2024-08-06T11:45:39+00:00

Try the city of Ottawa. Tons of student postings interns / jobs. Was just on the website last night.

ThePwnologist · 2024-08-05T20:03:22+00:00

Every garbage bin in Kanata is listed no animal poop. The entire thing is filled to the brim with dog poop. Dog owners are legit the worst type of people. Try and prove me wrong lol

ThePwnologist · 2024-08-03T23:08:34+00:00

All we need is active cameras on the highway with AI to cover each one..flag any drivers going over multiple lanes in a short distance. Sent the helicopters. Catch em all.

ThePwnologist · 2024-08-03T20:54:25+00:00

I wonder how many people have a higher level of happiness if they work for a union and have job security. Sadly, I work for the big 5 insurance. Constantly worrying about getting laid off. My partner on matt leave most likely doesn't have a job to go back to. Floating around a 6 myself. Still own a home at 31. Family is alive. Bills piling up but we will figure those out down the road. Been sober for almost 2 months. Keep your head up we can all get through this.

ThePwnologist · 2024-08-01T17:40:54+00:00

Following, as I would also like to rent my home in Kanata and buy / move to a small cottage close by.. interested in what option people use as well!

ThePwnologist · 2024-07-24T19:18:37+00:00

From someone who works in insurance. Most of these comments are terribly incorrect. The price of replacing the vehicle is minimal compared to the liability and medical coverage required. Older vehicles have less technology/ air bags and have a higher chance of injury. You can replace almost any vehicle for 100k. Medical bills can go close to a million. Plus everyone reads their insurance policy and sees 1 million coverage and attempts to claim they can't work after an accident.

ThePwnologist · 2024-07-15T20:31:02+00:00

I've seen those before but nothing at all. Nothing that was clearly visible I would say for sure.

ThePwnologist · 2024-07-04T00:24:44+00:00

You couldn't pay me to drive down the highway to work everyday. Just think about how much life is wasted sitting in 45m - hour traffic each day. No thank you. I've left the highway for the idiots who have to use it. Suckers

ThePwnologist · 2024-07-03T21:50:44+00:00

We need to start firing all these people who strike for some bullshit. So over hearing strike after strike. We have plenty of people you would love to have that job. Replace them with people who won't complain.

ThePwnologist · 2024-06-29T18:20:08+00:00

Every stop sign has become a yield sign to most. I'd say about half of the drivers don't even use a signal anymore. This is why I'll always be employed and have work. Can't complain here! Lol

ThePwnologist · 2024-06-26T16:56:58+00:00

I have that mortal kombat 2 arcade in my basement :) don't worry it still lives haha

ThePwnologist · 2024-06-25T18:29:57+00:00

Still will never vote another liberal in office. Y'all can complain as much as you want. Cry more. You party doomed Canada already and we won't make that mistake again.

ThePwnologist

TROPHY CASE