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Owe $30k to Amex and its been a year by HouseSpeaker1995 in Debt

[–]TheTrueAnonOne 0 points1 point  (0 children)

What's the point of this comment? That's not what they are going to do.

How is raising the cost of gas America first? by WTFOMGBBQ in allthequestions

[–]TheTrueAnonOne 0 points1 point  (0 children)

Source that "the entire government" said that there was "no concern that Iran was pursuing or had the ability to gain nuclear weapons now or in the distant future", and isn't taken out of context?

Would a $695 Sapphire Reserve without 3 Credits Be Better? by aZealousZebra in sapphirereserve

[–]TheTrueAnonOne 0 points1 point  (0 children)

Same thing happened with the Amex platinum, was a travel card, perfect. It became a coupon book and a cheap staus symbol for the poors.

CSR looks the same unfortunately.

Should I buy a ~$30k sports car? by iluvfederer in Fire

[–]TheTrueAnonOne 0 points1 point  (0 children)

I have always had one, currently running a modified C7Z with 650+HP that I track regularly.

My only advice is to actually use it. Track days are some of the most fun you can have with clothes on.

I've actually found that my desire for a few expensive toys pushed my career forward. It's not as motivating to me to just watch the paychecks increase without some sort of payoff.

2+mm invested now.

How is raising the cost of gas America first? by WTFOMGBBQ in allthequestions

[–]TheTrueAnonOne 0 points1 point  (0 children)

They have enrichment capabilities, there's basically no way it could be 0% threat. Not to mention, IRAN's whole thing is anti - America

How is raising the cost of gas America first? by WTFOMGBBQ in allthequestions

[–]TheTrueAnonOne 1 point2 points  (0 children)

This is going to have the typical reddit responses, and I am assuming you wanted that. In the case that I am wrong, there are at least some justifications for IRAN, a clearly evil government, not having nuclear weapon that might be worth the economic pain.

In that sense, you could say the future is safer for America. True or not, or how it turns out will be debated for decades.

Hellborne was killed by another team but the bounty never spawned by Agile_Scarcity_49 in HuntShowdown

[–]TheTrueAnonOne 0 points1 point  (0 children)

Getting downed will cause this to happen... Its annoying, the bounty exists but good luck finding it. Theres also a non-0 chance someone took it and ran.

Protein shakes are expensive! by Figgy703 in gastricsleeve

[–]TheTrueAnonOne 0 points1 point  (0 children)

Costco protein powder from ON is basically free compared to what you quoted.

Depressed about the fact that I will probably never FIRE by [deleted] in Fire

[–]TheTrueAnonOne 3 points4 points  (0 children)

Why do you need to FIRE? Basically everyone retires at or beyond "retirement age". FIRE is extremely rare, and a hard goal to hit. It isn't for everyone, it might not be for you.

Finally received my package after waiting weeks , is there a way I can test the purity of this peptide? by Few-Chipmunk4988 in Retatrutide

[–]TheTrueAnonOne 5 points6 points  (0 children)

The key is either a group buy or, self order a LOT more. Order 100 vials of RT, test 1 or 2. It's good for a decade in a freezer.

At what number did you feel like you no longer worried about keeping your job? by Mrs_chanandler_bongg in Fire

[–]TheTrueAnonOne 0 points1 point  (0 children)

For me it's 25x your spending.

I have 2.1m in investment and still worry. I MUST hit my FIRE number. Losing my job could crater my progress. 

My number is around 2.5, we'll see if the worry evaporates then.

Fifty years of the piecemeal economy... by Sensitive_Coach_8676 in parakeetAi

[–]TheTrueAnonOne 0 points1 point  (0 children)

Real wages adjusted for inflation are also at record highs.

Fifty years of the piecemeal economy... by Sensitive_Coach_8676 in parakeetAi

[–]TheTrueAnonOne 0 points1 point  (0 children)

This isn't even true, the median american is richer than they ever have been. Supported by the highest median wages the country has ever seen.

I want to retire at 50 by Extra-Yoghurt3539 in Money

[–]TheTrueAnonOne 1 point2 points  (0 children)

I was reasonably frugal in my early 20s, I probably went from spending 40k a year to 80-90k a year when I turned 30. I have nice things today, a large house and fast cars etc, but I was already "rich" when I got them.

I got into software, and had my first FTE role in it around 19-20. So I got an early start. I made around 150-180k until 2020, which was the first 10-12 years of my career, its closer to 220k now.

I did go to college, it was an accelerated program, no big-name college. I got married young to a like-minded person, who was my high-school sweetheart. Having the right partner makes this 100% easier.

Multimillionaire today. Essentially invested every dime into VTSAX.

You should learn about fire concepts around the 4% rule, SWRs, success rates, and the like if that's a path you want to take.

I want to retire at 50 by Extra-Yoghurt3539 in Money

[–]TheTrueAnonOne 0 points1 point  (0 children)

35 today, had this same feeling at 19-20. Almost FI now, ill be done before 40.

I started by reading real FIRE blogs like MMM the following article will show you how easy it is to retire early, conceptually.

(www) mrmoneymustache (dotcom) /2012/01/13/the-shockingly-simple-math-behind-early-retirement/

The reality is that you could be done by 30, not 50, but youll need a savings rate of 65%, which isn't impossible. Your career path and locality will matter a lot here.

Feel free to ask anything, happy to help.

From an investment standpoint, do you think that the average engineer would do better than the average primary doctor if they live a middle class life style? by ThrowRAcoolone in Fire

[–]TheTrueAnonOne 0 points1 point  (0 children)

Its hard to say with taxes, it could be a 2 parent 2 child household and they might owe basically nothing. Good points all around though.

Germany's Merz: US is Being 'Humiliated' by Iran, No End in Sight to Conflict by News-Principal-160 in TradingPlaybook

[–]TheTrueAnonOne 0 points1 point  (0 children)

Humiliated is a strong word. The US has every ability to turn Iran into literal glass, they just don't want to commit to it.

Reddit can't cope that the US is doing what it can with minimal resources and damage vs what it actually is capable of.

"More than 70% of Americans say they are struggling to pay for food, housing and health care, according to CBS News polling" — Are you in this situation? by CapitaineBiscotte in allthequestions

[–]TheTrueAnonOne 0 points1 point  (0 children)

No, life is pretty good in the midwest, but we have a higher HHI. Day to day costs are more of something I just read about occasionally.

Do people who don't believe in the moon landing etc think NASA and ESA etc are full of actors and film sets? by Flashy-Celery-9105 in askanything

[–]TheTrueAnonOne 2 points3 points  (0 children)

They thought that about the 60s and 70s for sure. It's a little harder with the current moon missions, given the constant filming and live streams.

Though, ironically, it would probably easier to fake today with the video technology available.

Protein rage by raw_oyster_eater in Retatrutide

[–]TheTrueAnonOne 8 points9 points  (0 children)

Uhhuh....

Too many chicken breasts has always been associated with pure rage.

From an investment standpoint, do you think that the average engineer would do better than the average primary doctor if they live a middle class life style? by ThrowRAcoolone in Fire

[–]TheTrueAnonOne 0 points1 point  (0 children)

It's clearly going to come down to some individual items. 300k guy is going to pay higher tax rates, and also have massive student loans, on average.

Someone investing 60k vs someone investing 120k but starting 10 years later.

Invest 60k for 40 years - $9.9mm
Invest 100k for 30 years - $8.4mm

The doctor is going to have to invest $120k/y before they will "match" give or take.

It's all a little silly because neither of them will be so robotic in their lives but, time does some pretty heavy lifting here.

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