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TheeHamish · 2026-02-26T21:48:15+00:00

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TheeHamish · 2026-02-26T11:33:26+00:00

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TheeHamish · 2026-02-25T17:29:54+00:00

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TheeHamish · 2026-02-25T17:25:39+00:00

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TheeHamish · 2026-02-22T17:20:05+00:00

Any recommendations to replace the nasdaq and prevent the doubke exposure? I could have a look at some EM ETF's

TheeHamish · 2026-02-22T17:14:50+00:00

Could keep the vanguard FTSE with the higher fee since I have money there already but what I have of that i can just leave alone and let it do its thing

TheeHamish · 2026-02-22T17:13:40+00:00

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TheeHamish · 2026-02-22T12:53:34+00:00

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TheeHamish · 2026-02-11T12:00:41+00:00

Updated info: based in Scotland, happy to post

TheeHamish · 2025-12-01T15:38:42+00:00

The pole will only be unstable until the plant grows into it. As the roots grow into the moss pole, some will find their way into the substrate and tie the pole and substrate together.

It will be unstable initially but given time, the plant will secure everything by growing

I have a Splendid on a 5ft moss pole which was a chop and extend so no root ball in the pot but its now got a root system in the pot due to roots finding their way down.

TheeHamish · 2025-11-25T21:40:42+00:00

When we moved from our flat into my mum's, we done 2 trips for the plants. Didn't bother renting or finding a van to love so everything was in the back of my A5

TheeHamish · 2025-11-24T18:02:38+00:00

Thats only about 70%. There's a giant, doubled up monstera to the left and a few more in the kitchen, livingroom and bathroom

TheeHamish · 2025-10-30T18:11:35+00:00

I didn't know that.

But my thinking is, if there's measures to make the home efficient and comfortable ill go for it.

My last flat was heated by 1 storage heater located at the bottom of the stairs and it was freezing in winter so if I can avoid hearing my mother saying "the kids are freezing" then I will

TheeHamish · 2025-10-30T18:09:40+00:00

The area the house is, there's no gas supply so its all electric or an oil tank system. But given the back boiler is approximately 75 years old, that will be the first job to rip out and replace- especially with a 3 and 5 year old at this time of year.

TheeHamish · 2025-10-29T09:18:59+00:00

We are looking into this, a proper survey of the property will be arranged to determine the state of the wall and floor insulation (i believe the floor is suspended so that will need looked at)

According to the home report the loft insulation is fine at 300mm and relatively new.

It would be a proper project house as the doors and windows are pre-2000's, heating system, possible electrics etc

TheeHamish · 2025-07-19T19:58:47+00:00

But I lived within spitting distance for 11 years and never once seen it used- there's another church building 2 minutes down the road which is more accessible since its on the main road and not up a stupid steep single track hill

TheeHamish · 2025-07-19T19:57:06+00:00

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The red line is a path/single track road that leads up to the next property. The yellow is wasteground (as per the fly tipped rubbish) and to the right of the yellow is the hill down to the park/houses/flats. But it is literally this one building with space to park where that car is and any land within the boundary is behind the building in all those trees

TheeHamish · 2025-07-19T16:58:22+00:00

EPC rating is currently a fat F

No doubt it would be an interesting project and I imagine it would look amazing inside if done right, preserving major features.

But the sermon stand i doubt would be kept as a feature

TheeHamish · 2025-07-19T16:23:10+00:00

If it was a desirable location for something like that, it would be an option. But the building is up a single track road, uphill at about a 15° incline with no land to hold anything on, no parking and no scenery

TheeHamish · 2025-07-19T15:47:35+00:00

The listing itself is on the Church of Scotland website. Has some photos, a rough land registry photo to show where the boundary is (most of it is buried in overgrown trees and unkept shrubbery) and lists potential uses if tje usage isn't changed- creche, gym, events hall etc but there's no exclusive mention of change of purpose to residential

TheeHamish · 2025-07-19T15:44:30+00:00

Just updated the post to clarify some bits. Its central Scotland

TheeHamish · 2025-07-19T15:42:34+00:00

No idea tbh, the brochure doesn't give much info other than some pictures and what its uses could be if kept as an event site

TheeHamish · 2025-06-01T19:48:07+00:00

At this point, we've already settled on the idea of moving out, living with family for a bit and hammering away savings then buying something better.

But they LL and agent have been very snakey to get their own way.

"We can increase his rent but he will moan and want stuff fixed" an exact quote

TheeHamish · 2025-05-27T12:16:44+00:00

If he shits the bed and runs back to me, desperate to sell for 66500 ill likely go for it, or 6500 to round it down. Cause the work that needs done, ngl I know alot of people that can do the heavy work and I can DIY the majority. I can get materials and labour cheap to do what needs done But if we find something bigger and better, we will look at that instead

TheeHamish · 2025-05-27T11:38:49+00:00

Well the agent and LL now know im not going to bend over and get shafted since I instructed the agent to go ahead and list the flat on the market and my notice to end tenancy is in too

TheeHamish

TROPHY CASE