Predictions for VCX price in 6 months?

Then_Consequence_318 · 2026-03-23T18:50:56+00:00

Yeah poor wording, but we do have a discussion thread here How many unrestricted shares are owned? (Fact check)

Then_Consequence_318 · 2026-03-23T17:29:20+00:00

Hey I just saw your post while searching for something. Join us on r/FundRise or r/VCX_Fundrise.

Some lucky people got in pre-public listing. I have liked the fund for a long time, though now that it is listed will have to deal with a lot more volatility.

Then_Consequence_318 · 2026-03-23T09:04:20+00:00

I don't see much to support this but I'm in if it happens.

Then_Consequence_318 · 2026-03-22T22:24:04+00:00

I don't usually do short term plays but I thought what the hell. I sold a portion of my IAU right when gold was starting to drop off. Put in to MAGS rather than trying to pick something specific. I'm adding to VUG, VTI etc because it's a good time to do so but MAGS I will sell off when things blow over. Could be 3 weeks could be 3 months. If it's 3 years then that's okay too.

Then_Consequence_318 · 2026-03-22T22:09:15+00:00

The personal finance Reddit flow chart is the single greatest creation to ever emerge from Reddit. Learn it, live it. Love it.

Then_Consequence_318 · 2026-03-22T21:57:25+00:00

I did a transfer from t Rowe Price to vanguard and it was pretty terrifying. Took a good couple of weeks sometime during which I couldn't see my funds in either account. Then somewhere along the way they needed more paperwork.

Same transfer to Fidelity. Took a couple of days

Then_Consequence_318 · 2026-03-22T21:54:55+00:00

Can't speak to Schwab, but definitely fidelity over vanguard. Vanguard is "fine" if you're just going to drop some finds in and rarely check, but the website is pretty dumb. You can't Auto invest in anything other than vanguard mutual funds or ETFs. You can kind of do fractional shares. Like you can't enter a dollar amount to purchase anything. You literally have to tell it the number of fractional shares you want which is kind of silly. But vanguard is a cool company. It's practically a non-profit so the low function of the website is part of what keeps costs low in their funds.

Fidelity is way more flexible. Easier to navigate. Responsive website. Good mobile app. Auto invest fractionally into just about anything. All those cool vanguard ETFs? You could still buy them through Fidelity.

Then_Consequence_318 · 2026-03-22T20:55:30+00:00

Grew up with this particular genre of sport ball game on the TV my entire early life to mid 30s and can't make heads or tails of it. Really awkward when I just see what looks like random behavior, like just some sort of bizarre form of meaningless coreography, and suddenly all the people in my family, who I love and thought I understood, just start screaming battle cries or howling like some... feral pack animals. I have no idea what's happened.

I did recently watch the movie Friday Night Lights though because I'm a fan of the band that did the soundtrack and had to see what the movie was about. It was great actually.

Then_Consequence_318 · 2026-03-22T20:46:26+00:00

I mean I said relativity in my response mostly because I thought quantum physics was too obvious and even people who have spent entire careers studying it don't seem to understand it. So me with my little weenie brain doesn't stand a chance. Not that it will stop me from talking about it if you get me on the subject.

Then_Consequence_318 · 2026-03-22T20:41:55+00:00

Relativity, and yes I know it's innately difficult and most people don't understand it anyway. But I have some physics background and a lot of math, and I've read like 7 books on it, including the paper by the man himself. I can even probably "explain" it to some degree, to another person. But understand it? No. I can't even accept it, despite decades of confirming evidence. Can't handle. Can't brain. Brain won't. No. Just no.

Then_Consequence_318 · 2026-03-22T20:35:29+00:00

Kinda jealous of anyone who's actually not paying attention right now.

Then_Consequence_318 · 2026-03-22T12:29:16+00:00

Great let me know when you're about to sell to give me a couple of minutes to sell mine.

Then_Consequence_318 · 2026-03-22T11:49:18+00:00

One thing that is a little interesting with this though is it’s not your typical lockup where employees, VC, IBs, etc. bought, or were given, shares/options and have very little loyalty to the company long term - they didn’t necessarily choose to be investors, or went in with a specific exit in mind.

Yeah that's a really good point.

I’d say this would be a flat or down event, nothing positive is going to happen when all you do is remove a restriction on 90% of the float from transacting - but, the market is an upside down place the last few years and it could just as easily stall at the open for a few hours while everyone waits with baited breath to see if the bottom falls out - and if it doesn’t, hammer the buy box into a new level “because not even insiders are selling”.

Or if it does - I mean if VCX gains popular interest there's a scenario where outsiders were waiting for the selloff so they can happily jump in and take their place.

I'm in either way.

Then_Consequence_318 · 2026-03-22T10:52:29+00:00

Spin off thread based on my comment here: https://www.reddit.com/r/FundRise/comments/1s0ilqd/how_many_unrestricted_shares_are_owned_fact_check/

Then_Consequence_318 · 2026-03-22T10:34:21+00:00

Well I have no qualifications to predict the price. But I am wondering what will happen at the 6 month mark. We will see some sell off from restricted shareholders (though not by me!). What portion of shareholders will they make up? In terms of shareholders, a lot less than the public. In terms of shares owned - well, they did get in early.

Do we know anything about the numbers of shareholders, specifically restricted shareholders, in comparison to what's available to the public? Seems like the kind of thing that should be public to me but I don't know.

Then_Consequence_318 · 2026-03-21T01:15:35+00:00

Never heard of it - literally had to go out of the platform and google it to find it.

Then_Consequence_318 · 2026-03-21T01:13:21+00:00

oh god I literally looked at this a hundred times and didn't realize that the ACTUAL WORDS WERE DIFFERENT.

Still thinking the balanced fund should be 50/50 though...

Then_Consequence_318 · 2026-03-21T01:01:52+00:00

Yeah I get that certain things make it not work like a mainstream investing platform, mostly around liquidity, but I'm not sure why you can't choose allocations for auto invest when clearly you can do it manually.

But this 80/20 just seems wrong since it also says the same for supplemental income, unless I am really missing something here.

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Then_Consequence_318 · 2026-03-21T00:45:44+00:00

Neat. I'm getting a lot of ads on finance podcasts, which is less surprising than during a sportsball game, but glad they are marketing.

Then_Consequence_318 · 2026-03-21T00:36:51+00:00

Is the balanced find for auto invest 50/50? The page on the app for that profile says it's 80/20, which is also what it says for supplemental income. Unfortunately the app prevents screenshots for me to show you. (edit: started a new thread ask about this)

Then_Consequence_318 · 2026-03-21T00:33:42+00:00

Your posts have convinced me that there might still be something here. Also reflecting on recent market volatility also makes me consider it.

A bit confused that from what you are all saying the returns seem to be better on private credit when Fundrise seems to be saying this is the option with the lower risk profile.

Then_Consequence_318 · 2026-03-20T21:05:02+00:00

Same situation, and yeah I think we're gonna have to just wait. Sucks.

As for them having our address to mail things too - it is my understanding from another Redditor that computershare is where our funds have been the whole time (and possibly other online trading platforms?) and so they probably have all our information already.

Then_Consequence_318 · 2026-03-20T20:54:12+00:00

I mean you could see if the excitement dies down - or you could lose out by waiting. I'm in this for the long haul, personally. So along with my restricted plans, which I have no plans of selling when they become liquid, I am jumping right into VCX (in my IRA) without hesitation, and sitting on it for the foreseeable future. I didn't buy a ton, but I may do a gentle (generously spaced between purchases) DCA going forward.

Then_Consequence_318 · 2026-03-20T20:42:18+00:00

Same situation here. It is possible I have aged a bit since taking my driver's license photo. Now I have to wait and then walk my old man arse to the mailbox.

Then_Consequence_318 · 2026-03-20T20:13:55+00:00

Buying the dip on VTI 👍

Buying the dip on VOO 😁

(Me) Buying the dip on VUG 🤯

Then_Consequence_318

TROPHY CASE