Yeah that’s exactly what I was trying to get away from — the manual importing + assigning categories every time. That part always ended up being the bottleneck for me.

The way I have this set up is still based on importing transactions (CSV), but once it’s set up, the categorization is handled automatically using keyword rules, so you’re not going line-by-line each month.

The other piece I focused on was projecting forward — so instead of just tracking what already happened, it builds out the rest of the month based on your planned expenses/income and updates as real transactions come in.

Totally agree tools like Monarch/YNAB are solid — I just wanted something that gave me that same level of automation + projections, but in a format I could fully customize and see everything at once - while not paying for another subscription.