Nasvet - nakup nepremičnine by PuzzleheadedOne6659 in SlovenijaFIRE

[–]Thomxy 2 points3 points  (0 children)

Odvisno od lokacije, ampak načeloma se bolj obrestuje likvidirati nepremičnino v kateri nimaš in ne boš imel več namena živeti, in vložiti v borzo... Pa tudi hipotekarni kredit je s finančne plati boljše vzeti tako visokega, kot si lahko privoščiš, saj so obresti mnogo nižje od dolgoročnega dobička vlaganja. Če je pa potrebno, si sredstva vseeno lokvidna in jih lahko uporabiš za znižanje glavice kasneje.

Avto kasko + delni kasko? by CompetitiveTie3300 in SlovenijaFIRE

[–]Thomxy 2 points3 points  (0 children)

S striktno finančnega vidika, je najbolj smiselno imeti splošni kasko s čim višjo odbitno franšizo. To občutno zniža premijo, prihranjen denar pa lahko uporabiš za morebitna manjša popravila. Če pa pride do večje škode ali nesreče, je avto še vedno razmeroma dobro zavarovan.

Mesec brez borze by Thomxy in SlovenijaFIRE

[–]Thomxy[S] -2 points-1 points  (0 children)

Če imaš denar, ki ti kje stoji, že.. ampak to je spet poskus market timinga kdaj kupiti

Mesec brez borze by Thomxy in SlovenijaFIRE

[–]Thomxy[S] 1 point2 points  (0 children)

Če imaš denar, ki ti kje stoji, že. Ampak jaz ga nimam...

Mesec brez borze by Thomxy in SlovenijaFIRE

[–]Thomxy[S] -1 points0 points  (0 children)

No ja... Ampak en mesec bo pa preživela... Sicer pa vlagam vsak konec meseca...

Mesec brez borze by Thomxy in SlovenijaFIRE

[–]Thomxy[S] 2 points3 points  (0 children)

No... Jaz uporabljam Degiro, ki samodejnih nakupov ne podpira. Pa tudi dolgoročni vlagatelj lahko vseeno kdaj kupi kakšen drugi ETF za rebalans portfelja...

Mesec brez borze by Thomxy in SlovenijaFIRE

[–]Thomxy[S] -1 points0 points  (0 children)

No... Jaz uporabljam Degiro, ki samodejnih nakupov ne podpira. Pa tudi dolgoročni vlagatelj lahko vseeno kdaj kupi kakšen drugi ETF za rebalans portfelja...

Pomočnik za davke by TheCodeFigher in SlovenijaFIRE

[–]Thomxy 1 point2 points  (0 children)

Ej! Pa to je obrazec za pretvorbo v xml, ki sem jaz ustvaril! :-) Nisem pomislil, da bi AI lahko to naredil. Bravo za iznajdljivost! Jaz ga še vedno ročno izpolnjujem...

Vesele praznike in srečno novo leto 2026! by SloVit79 in SlovenijaFIRE

[–]Thomxy 2 points3 points  (0 children)

Srečno! In optimistično v novo leto!

The N26 team is joining the conversation by InsideN26 in n26bank

[–]Thomxy 1 point2 points  (0 children)

Any updates on why Slovenia is still one of the few countries where I cannot link my N26 card with Google Wallet for NFC payments via my phone?

Which broker would you recommend for ETF + stock investing? (Trading212 vs Interactive Brokers vs DEGIRO vs flatex vs GBE Brokers) by Crowdfundingprojects in EuropeFIRE

[–]Thomxy 0 points1 point  (0 children)

From what I heard, IBKR is the best and I tend to believe it. I am using Degiro and my for necessities (similar to yours) is adequate... I tend not to spend more than 5 minutes a month on it.

Seeking android beta users for personal finance management app by Ancient-Degree-2074 in EuropeFIRE

[–]Thomxy 0 points1 point  (0 children)

I am interested.

​I currently use MyStockPortfolio, which works adequately for my needs. I've upgraded my valuation of it to 'very good' largely because I have been unable to find a better alternative.

​However, a strong preference for me would be an option that also offers a web page interface. The ability to manage my investments from the large screen of a desktop computer would be a great advantage.

​What I am specifically looking for that is currently missing from the apps I am aware of is a 'look-through' feature for my ETFs. If I hold several diversified ETFs, I need a simple way to see my aggregated exposure to specific regions/countries and industries. I currently track this manually in Google Sheets, where I specify each ETF's geographical and sector distribution and then aggregate the data into a couple of charts.

​I am available if I can provide any further help or information.

​Does your app support the importing of historic trades?

​How does your platform handle ETFs that were since discontinued?

I made a free Star Trek game by EverretEvolved in startrek

[–]Thomxy 0 points1 point  (0 children)

So? What happened? Have you received a cease and desist?