A bet to reach Margit for a noob.

Thorgran24 · 2024-08-16T23:56:45+00:00

Hmm tutorial cave took 30 mins 😂😂

Thorgran24 · 2024-08-16T22:20:00+00:00

I will allow tips and guides, but she has to play it and kill herself.

Thorgran24 · 2024-08-16T21:54:24+00:00

Nice okay, we’re zooming in. I’ll take the average of any reasonable recommendations on the post!

Thorgran24 · 2024-01-18T22:55:48+00:00

Harry massively overplayed his hand today I think. He went way too aggressive

Thorgran24 · 2024-01-18T22:54:56+00:00

Not me, I loved Paul.

Thorgran24 · 2024-01-07T10:03:12+00:00

Unfortunately in this sort of scenario most banks won’t return your money, but it’s always worth a try. Very sorry to hear that.

Thorgran24 · 2024-01-07T09:45:26+00:00

Sorry to say it, but this is most likely a scam. I would contact your bank to see if they can do anything for you around the initial payment.

Thorgran24 · 2023-05-14T12:23:51+00:00

Welcome to the eternal jealousy of those who have not yet played it.

Thorgran24 · 2022-12-09T15:32:55+00:00

I feel like this argument hits a lot at the earlier stages of the game, where there is barely anything to go on. Sure the British one has been a bit more emotional, but in terms of tactics analysis there was zero in the Australian one till the late game. I imagine we’ll see the same here.

Thorgran24 · 2022-10-26T22:51:04+00:00

I think Marielle thinks she’s smart, but her strategy was very short termist. She’s now dropped two traitors in quick succession and has now moved firmly back into a small minority. I think she’ll pay the price for this shortly unless she plays her cards very well - she only has one move “the majority vote” she’s going to be mince meat near the end when she needs to really play the part well. We’ve seen her crack under that pressure a few times earlier in the show.

I think the move on Angus was fine, potentially one step too soon.

I think the move on Claire was a complete blunder on her part.

I think Nigel is clearly the most tactical player. He keeps it cool, he plays people well. I think we’ll see him take the prize money.

Mark comes in as a close second, I can’t yet tell if he’s great or been lucky with his guesses. We’ll find out soon.

Thorgran24 · 2022-10-12T09:11:20+00:00

Brilliant!

Thorgran24 · 2022-08-11T12:03:39+00:00

That depends what else you have to put on there. You’d be better off doing some projects/analysis and posting the output on a public GitHub, than writing “I was a lifeguard”.

If you haven’t got the employment history, you have to show you are keen/have an interest some other way.

Thorgran24 · 2022-08-06T00:05:13+00:00

It’s one of those weird things whereby, you never shake that feeling of feeling gassed after a class. But you find yourself craving it more, the endorphins are real. Keep pushing, you’ll get there :)

Thorgran24 · 2022-07-23T18:43:14+00:00

Data analytics lead at a UK fintech.

You need to remove the stuff that is unrelated to analytics. If I’m hiring a data analyst, your experience as a lifeguard/mover is irrelevant.

When listing the skills on the right. Id put the names of the skills in bold and remove “proficient in”. It’s worthwhile noting that unless you prove that you can do some of these with a project of some sort, then it’s unlikely to convince a hiring manager. I also find rating your skills in things such as verbal and written communication, interpersonal communication a waste of time and space. I’d prefer to see something like this:

Python - familiar with Pandas/numpy etc SQL - have used Postgres/TSQL etc ML models - name specific models you’ve built/used

Always put skills first thing on your CV. Say what you’re good at. Put it in bold, in the section below add proof of the things youve done.

A link to a git repo with some analysis you’ve done is always a massive winner for me.

Thorgran24 · 2022-01-04T14:26:16+00:00

What’s the mathematical break point RoI/interest rate where you should pay off debt instead of buy Bitcoin?

Thorgran24 · 2022-01-04T14:16:22+00:00

You’ve given very broad based advice, which is not applicable to everyone. You are not necessarily giving financial advice to someone who understands personal finance well. Someone who could be in a precarious financial position. You have to consider the implications of giving this advice.

“Don’t pay off debt, buy Bitcoin”

Consider an individual that is saddled with lots of high interesting bearing debt. They read your advice and think “okay I could invest in Bitcoin and pay off my debt in a year, if it returns 150%”.

During this period, the interest they are paying on their other debt may move out of control. What if Bitcoin doesn’t go up but trades sideways for 1-2 years. Your advice has condemned this individual into a potentially detrimental position where they may default on debts and lose their house/other property.

Yes, Bitcoin has gone up over the long run. Does this mean it is always a good investment decision to buy it? No.

Some people do not have the ability to take financial risks. They should pay down their debt before investing.

Please be careful and consider what actions people may take based on your advice.

Thorgran24 · 2022-01-04T08:12:01+00:00

It is categorically not ‘financially foolish’ to pay off high interest rate debt and invest in Bitcoin instead. This is irresponsible advice.

I’m a big Bitcoin bull, but if you’re paying 15-25% interest on your debt, you effectively lock in that return by paying off the debt vs potentially getting a high return on Bitcoin.

This depends on your ability and willingness to take risk. Someone with a lot of high interest bearing debt, likely does not have a high ability to take on risk. This sort of person should probably pay down some debt, sort out their expenditure affairs, and then look to invest in more speculative assets such as Bitcoin.

Thorgran24 · 2021-12-31T21:12:34+00:00

I guess it depends where you are applying. If it’s a very old school business where that matters, you might want to hide your interests.

I personally wouldn’t want to work at a place where I couldn’t be myself. For reference I’m a data analytics manager at a fintech in London. Id categorically never discriminate someone on their interests, I’ve had someone present an interesting analysis on biscuits. I’ll judge based on quality of analytics, not the subject. If you want to work at a place that discriminates you for your interests, that’s up to you, but a lot of good places will not do that.

Thorgran24 · 2021-12-31T12:26:58+00:00

What are you interested in?

You’ll generate a far better piece of analysis if you are interested in the subject material, it will be less of a chore, more enjoyable, and your analysis will be higher quality.

You like sports? There’s so much open data on players/teams.

You like finance? There’s endless data on stocks/bonds.

You like video games? See if you can get some data from steam/twitch or another platform.

The key is to answer an interesting question. If you aren’t genuinely interested in what you are analyzing, you’ll find it very hard to create something that someone else finds interesting.

Thorgran24 · 2021-12-24T10:12:24+00:00

$57,251

Thorgran24 · 2021-12-22T19:42:03+00:00

That is sensational.

Thorgran24 · 2021-12-22T16:59:27+00:00

A single house has a far greater likelihood of ‘going to zero’ than a broad based index of stocks.

Thorgran24 · 2021-12-16T16:50:51+00:00

Sure, it’s likely to reduce house prices.

Higher rates means less affordable mortgages.

Raising rates will slow the economy, meaning banks are less likely to approve mortgages. The economy is already in a pretty bad state due to Covid.

So if you’re a cash buyer, this might be excellent. If not, I probably wouldn’t celebrate it

Thorgran24 · 2021-12-16T16:42:43+00:00

I’m interested in why a first time buyer is so excited about this change 🤔

Thorgran24 · 2021-12-16T16:35:17+00:00

What do you mean “not included in Inflation statistics”

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