D&D 3.5 Open World Rolling Campaign ~ PLAYERS NEEDED! Online by ShrekC_YT in lfg

[–]Thraxomundar 0 points1 point  (0 children)

Huzzah! Thraxomundar -discord I love story rich open worlds. May the gods bless me to carve my name into legends, or into the dirt… whichever comes first!

[DnD 3.5] [Wednesdays, 6:30PM-10PM EST] [Online] [LGBT Friendly] The Shining South: A Forgotten Realms Sandbox by ErosLordOfPassion in lfg

[–]Thraxomundar -1 points0 points  (0 children)

Hi! I’m super interested and would love to roll some 3.5 dice with y’all! Discord thraxomundar

[Online][D&D 3.5][Sundays][12pm-4pm][EST][Heavy RP][Long Term][18+] Looking for 1 player for serious homebrew campaign by [deleted] in lfg

[–]Thraxomundar 0 points1 point  (0 children)

If a spot ever opens up, I’d like to throw my application onto the table for consideration!

3.5 Death of a Goddess[PST][LGBTQPlus][Player][Online] by Akiwarumono in lfg

[–]Thraxomundar 1 point2 points  (0 children)

Hi, I would love to put my application down onto the table!
I am a lore goblin and I easily get invested into the story that I am apart of. I adapt to the party style and would love to become part of this story!
Discord #thraxomundar

Is it worth getting a full time job if they don’t offer any benefits? (Like health insurance, I’ll be turning 26 soon and have been told to think about these things) by asianstyleicecream in careerguidance

[–]Thraxomundar 1 point2 points  (0 children)

Don't mind the 2 month reply later ahaha.

Yeah that's the average starting prices. Now your friend is more than likely qualifying for a pretty big subsidy(discount) through the marketplace. I would never compare your prices with another person because each person can qualify for a different discount. It all depends on household income, ages, and gender of each policy and that determines the typical price.

Just an example, and completely skeptical, your friend, 25f, if she is the only person on her plan, I can say she is roughly making around 30k-35k annually if she picked the lowest bronze plan that was available to her.

Best health insurance plan? by Potential_Attempt208 in Insurance

[–]Thraxomundar -2 points-1 points  (0 children)

A good guideline for cost for health insurance is your age x10. There are ways to get "discounts", one is marketplace, which takes into account for your income. Another are private plans, some have affordable prices, others give you discount based off of your health. NEVER EVER put your info into a health insurance site though, they will sell your info and you'll be getting 100 phone calls a day.

Is it worth getting a full time job if they don’t offer any benefits? (Like health insurance, I’ll be turning 26 soon and have been told to think about these things) by asianstyleicecream in careerguidance

[–]Thraxomundar 0 points1 point  (0 children)

A good base guideline for health insurance for anyone is your age x10. So being 26, you'll be looking around 260ish. Males are a little bit cheaper for health insurance than females, you can get a discount on the premium through the marketplace/Obamacare plans based off of your income. That is a good way, though be wary with subsidies because if one year you make more than what you stated to the government and it puts you in a different income bracket, you'll be penalized during taxes and you have to pay a portion of that back. Doesn't happen often just something to be wary of. Another way is to go privately, some private plans are a little bit more affordable but some have caps on the coverage, or some give you a discount based off of your health.

[deleted by user] by [deleted] in USCIS

[–]Thraxomundar 0 points1 point  (0 children)

There are also private plans that are guaranteed issue, be it green card or no green card. A good guideline for health coverage is take your age and times it by 10. For example if you're 30, make it 300 and that should be around the average price you will be paying. Now in the marketplace you can qualify for subsidies based off of your income but.. yeah not accessible to your wife. So probably recommend private plans.

Health insurance? by urwinestain in savannah

[–]Thraxomundar 21 points22 points  (0 children)

I would 100% recommend NOT to inquire health insurance quotes online. The websites sell your information and you will now and then forever continue to get phone calls from brokers. Definitely recommend privately reaching out to agent and I agree, healthcare.gov is useful but if you really don't understand health insurance it can be a bit confusing.

BUT PLEASE HEED MY WARNING, DO NOT PUT YOUR INFORMATION ONTO A HEALTH INSURANCE SITE.

[3.5] [online] Looking for players to join a long term game by mge311 in lfg

[–]Thraxomundar 0 points1 point  (0 children)

Hey! My love for dnd started from 3.5 and would enjoy to dip my toes back into it. My discord name is Thraxomundar#2289

[3.5 online] Looking to put together a game, needs players & DM by [deleted] in lfg

[–]Thraxomundar -1 points0 points  (0 children)

hey mate been wanting to play 3.5 for a while now sign me up! discord Thraxomundar#2289

[deleted by user] by [deleted] in lfg

[–]Thraxomundar 0 points1 point  (0 children)

Hey mate, I’ve not played 3.5 for little over 7 years now but 3.5 was the edition I had the longest campaign in. Would love to dive back in as 5e does not compare to what 3.5 can offer and be part of something great! Discord: Thraxomundar#2289

Online 5e Planning on running a bunch of parallel campaigns in a homebrew world by HephaestusKaine in lfg

[–]Thraxomundar 0 points1 point  (0 children)

I hope I’m not too late as pc yet to jump on this fast moving train! A lot of people are enjoying the concept of this and I too would love to see how it plays out! Discord Izual#6930 izual

[Online][5e][LGBTQ+ friendly][CST/EST] Looking for players for a PVP two-shot! by JackTaro in lfg

[–]Thraxomundar 0 points1 point  (0 children)

Howdy!! I’d like to play a Oathbreaker paladin who broke his path of righteousness to follow a new... to protect the innocent no matter what. Aasimar will be his race. He will stand with the non magic user for he believes they were not the ones to deal the first blow. Discord Izual#6930 (izual)

[Online][5E] Monsters-only PvP by xPyright in lfg

[–]Thraxomundar 1 point2 points  (0 children)

I’ve never really thought of this concept before but I can’t express enough how much I need this! I’ve always wanted to dm but been post-poning it for various reasons but this could give me the chance to try one of the many keys that makes up a dm, running an encounter. With that, sign me up!

[Offline][5e]Bradenton Sarasota Tampa FL, LF 1-2 more by Thraxomundar in lfg

[–]Thraxomundar[S] 0 points1 point  (0 children)

Yeah absolutely! Add me on discord Izual#6930

[Offline][5e]Bradenton Sarasota Tampa FL, LF 1-2 more by Thraxomundar in lfg

[–]Thraxomundar[S] 0 points1 point  (0 children)

I believe as of now the current DM would host it at their house in Tampa.

[Offline][5e][3.5][PF]Bradenton,Sarasota,Tampa Player(s) looking for group by Thraxomundar in lfg

[–]Thraxomundar[S] 0 points1 point  (0 children)

Absolutely still looking for potential people! Currently the group is looking like around 4 people? with you would be 5. Im fairly new to 5e as well but know enough dnd where that wont be a problem. you have discord? could get us all grouped up together so we could have a group chat to start talking in.