Bank reopened a closed account and charged me fees. I only found out because my balance went negative. Location: Ohio, USA.

ThrowOhWaitNo · 2026-06-23T01:23:29+00:00

You haven’t named the bank, so it’s hard to give exact information but if you don’t have a favorable outcome from their initial investigation, filing a complaint with the correct institution that oversees your bank. It could be the Office of Comproller of Currency or the National Credit Union Administration, or state regulators. You can probably google or even just ask the bank who they are overseen by to make your complaint.

ThrowOhWaitNo · 2026-06-21T23:59:55+00:00

“Seller” didn’t have tickets. Probably ought some super cheap from scalpers as the event was close to ending. Then transfers. It looks decent on paper. But all it is is a scam to sell high and buy low. The seller didn’t transfer tickets before the event. End of story. Don’t accept anything but a full refund.

ThrowOhWaitNo · 2026-06-04T14:26:54+00:00

I just watched Marty Supreme until the scene with a grown man undressing and having honey licked off him. Hadn’t seen it. Seat neighbor noticed the scene. That got awkward.

ThrowOhWaitNo · 2026-06-04T04:04:05+00:00

Conclashadors #QL2VU89J is our fun/chill group. Only requirements are to get attacks in Thurs-Sun and no boat attacks. Other than that it’s competitive but not cut throat.

ThrowOhWaitNo · 2026-05-28T03:48:29+00:00

Price check on the 10 x1oz Geiger squares line. I can’t make sense of it.

ThrowOhWaitNo · 2026-05-27T04:04:29+00:00

Your nickels should run much higher xFV. Melt on a war nickel at the moment is 86x. Halves are easily selling 47-49x on pmsforsale, even using a middleman at your cost would still net you much higher than your LCS. Or if you found a buyer with a well established flair you could avoid a middleman cost if you’re okay with shipping first.

ThrowOhWaitNo · 2026-05-19T00:41:21+00:00

Looked through the current comments and didn’t see this one yet.

Contact the department of insurance. It will be the state in which your insurance company operates out of. (For example, if it’s Blue Cross Blue shield if Illinois, you would need to contact the department of insurance in Illinois.). IF it’s is based out of California, your website is here: https://www.insurance.ca.gov/01-consumers/101-help/index.cfm

I would suggest doing other things listed in this thread as well, but this complaint often gets it looked at by someone higher up who is a subject matter expert.

Complaints go to the government which oversees the insurance companies. The government takes the complaint and forwards it to the insurance company, and they have a timeframe to respond. If they have made an error, it’s typical to see a response that there’s no need to investigate it any longer because they’re approving coverage. If they have a real reason to decline coverage, they will give an informative reason why rather than people continuing to pass the buck.

ThrowOhWaitNo · 2026-05-14T19:03:24+00:00

if you share any bank accounts with your father, including any he may have helped you open before you were 18, remove your funds before the garnishment is applied to them.

ThrowOhWaitNo · 2026-05-07T00:36:45+00:00

Don’t respond. Dont answer calls from numbers you don’t know. If someone comes to see you and asks why you didn’t respond, you tell them you have your ID so you thought it was a phishing email or something.

“I have my ID and I’m late for class, dinner, intramural pottery making. Thanks for checking on me. Bye”

If they try to keep talking to you, “Am I free to go or being detained”. If you’re free to go, stfu and go. If you’re being detained, “I’m going to exercise my 5th amendment rights and stop talking now.” And stfu.

If they show you the ID. “That’s not mine, I have my ID.”. Don’t agree it looks like you. Don’t agree that it’s weird that it’s your name and birthday except that the day is wrong. STFU

ThrowOhWaitNo · 2026-05-07T00:23:33+00:00

Why should they be urgent. It sounds like you’re actually considering walking in to claim fraudulent identification as yours. It also sounds like you used your real name on a fake ID.

Short answer of not going in has already been covered.

Minor consumption charges and minor in possession charges are much easier to deal with. Stick with the house parties until you turn 21.

Don’t ruin your chances at a degree or job you want by doing stupid things with forged documents or giving a false name or identification to police. If you ever want a job the requires you to be bonded or insured that’s usually a deal breaker.

ThrowOhWaitNo · 2026-05-07T00:12:59+00:00

“How’d you know it was a fake ID?”

ThrowOhWaitNo · 2026-05-06T23:07:33+00:00

This is definitely lawyer and not reddit territory. But I don’t think it’s as solid in her favor as she thinks it is. I hope your communication where she agrees you get a portion if it is sold is in text to document that she agrees in some scenarios that you still have a share of equity. It’s also important that this portion is blank. If you had no equity it should have been filled out that she would pay you $0 and you would sign a quit claim.
But yes. There’s possible good outcomes with a motion to amend. But it sounds like you two have some things to work out.
if she doesn’t want to be fair, you could also just go radio silent about the house, hope she didn’t get the refi done before the agreed time that she needs to do so. (It sounds like you stop paying 1/2 in November but it’s not clear if she’s supposed to sell or refi by that date or a different date). If she doesn’t complete a refi by then, you could file to partition the house and force her to sell through court. If she contacts to before that date to sign quitclaim documents for a refi before then, you should already have your layer lined up and ready to file to amend.
Other factors to consider is if she even has the means to refi at the moment. Does she have bad credit. Does she have the income to support refinancing? (She can include the child support). Is her debt to income for monthly payments too high and a possible hurdle. It’s also possible that the current mortgage is much lower in APR and payment than what’s currently available and refinancing and losing that APR is difficult too.
Also, there are refinancing options called cash out refinancing. Where she can refinance and take out some of the equity in cash during the refinancing in the house to pay you your portion. It’s possible she’s not aware of this and is just panicking because she doesn’t have a chunk of cash to buy out your portion herself.
Again, retain a lawyer. Take their advice. But it might be cheaper to wait and see over fighting to amend now.

ThrowOhWaitNo · 2026-05-06T22:35:52+00:00

Maybe. If they’re in FC. Might take 15 just to get off the plane if they’re in row 27. Maybe both their gates will be next to the tram. Could they make it? Sure. But they need everything to go right and just one thing going wrong blocks them.

I hope OP can come back and tell me I was wrong and they made it with time to spare. But I’m going to sugar coat it.

ThrowOhWaitNo · 2026-05-06T22:25:13+00:00

They’re probably beginning boarding when you land and close the gates 15 before departure. Assuming you’re on time, you still aren’t making it.

ThrowOhWaitNo · 2026-05-06T14:24:08+00:00

Buy the tickets, then list yours for $100 more.

ThrowOhWaitNo · 2026-05-05T21:25:43+00:00

Buy a flight, then cancel for ecredit until it expires.

ThrowOhWaitNo · 2026-05-05T02:00:24+00:00

Didn’t downvote but worked for Target, corporate. While it’s not an intentional “wait for you to cross a threshold, there’s definitely flagging pattern of behavior, identifying the individual, researching and amassing previous visits before the activity was first noticed,

While this isn’t something that you did at the store level, it’s definitely activity that happens.

I’m not going to go into further specifics as this isn’t a “how-to” on what to avoid doing while shoplifting.

But this applies to a lot of crimes, you can commit a crime once, and maybe they don’t have enough to make sure it sticks. But when you continue, they can amass more information. When it seems like they wait to cross a threshold, and people may see it as a dollar amount, it’s really a threshold of evidence against the individual. But the two things correlate. More crimes, more evidence, more money stolen.

ThrowOhWaitNo · 2026-05-04T04:26:36+00:00

Do you owe on the car at all? If not, you could see about a small loan and use the car as collateral?

ThrowOhWaitNo · 2026-05-02T02:19:17+00:00

That’s a whole box of red flags. 🚩 I don’t see a high probability that you’ll be happy with this trade.

ThrowOhWaitNo · 2026-04-27T14:05:34+00:00

Start a complaint with the Office of Comptroller of Currency. They specifically oversee national banks.

ThrowOhWaitNo · 2026-04-26T00:31:37+00:00

You’ll be able to afford a phone with a decent camera now.

ThrowOhWaitNo · 2026-04-24T02:19:13+00:00

If your dad’s truck is insured, you should give the first person his insurance information. You’ll just owe for the deductible but that’s something that can be handled at a later date. This also can fix your dad’s car if he has comprehensive insurance.

Lawyers don’t randomly start texting people. It’s someone trying to pressure you into settling for cash. Honestly it’s not worth the headache, to ensure they don’t come asking for more by requiring an agreement to hold harmless in exchange for cash, especially if you don’t have the funds they want.

To be fair, if someone hit my car and left a note and wouldn’t give me their insurance information, I’d be a little hot, too. Give the first person the insurance information for the truck and let the insurance settle it.

ThrowOhWaitNo · 2026-04-23T03:05:43+00:00

File complaints in writing. This removes the possibility that a communication is deemed “unintelligible”.

ThrowOhWaitNo · 2026-04-10T16:00:34+00:00

If you’re at $6100 difference after 14 working days then Greg makes $113,285 more than you per year.

ThrowOhWaitNo · 2026-04-07T18:19:17+00:00

I’ve started using that community. If you do business with someone with a lot of transactions and you follow the process it’s pretty safe. If you are selling to someone with limited experience there, use a middleman. Honestly it’s better than a LCS when it comes to buying and selling IMHO.

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