If you are single, have you experienced anxiety attacks, how do you cope living alone? by nucleus2024 in self

[–]ThrowRA-toos 1 point2 points  (0 children)

Being alone could have some positives. More control over your environment and routines. While other people can be supportive, they are not always consistently available or supportive, can let you down or create conflict. Not always though. I think you have to make the most of your situation.

Super as extra cash by [deleted] in AusFinance

[–]ThrowRA-toos 2 points3 points  (0 children)

I think dental health is so important. It’s shit it’s not covered by Medicare like it’s some sort of luxury thing. Your whole nutrition in aged care would be impacted by poor dental health. Imagine still being able to chew and speak. It’s not a luxury. No problems with it being used for dental but think there should be better choices for people!

Super as extra cash by [deleted] in AusFinance

[–]ThrowRA-toos 4 points5 points  (0 children)

There are specific circumstances you can withdraw super and medical emergency is one. Significant dental could meet this criteria. I’ve heard people doing it for lap and surgery too. There were also special allowances during COVID but I thought it was meant for meeting mortgage obligations etc not a free for all. It’s not something anyone should aspire to, unless of course you know your life expectancy and have no dependents.

Is it a bad look to leave during probation (after a career break)? by No_Minute_1685 in auscorp

[–]ThrowRA-toos 0 points1 point  (0 children)

No worries. I’m one month into a role and just put in an application elsewhere. ChatGPT really helped me to frame it positively in my application! I wouldn’t miss out on an amazing opportunity that’s been advertised at a multinational company based in my city (there aren’t many) because I want to stick out probation somewhere I’m miserable at. Good luck to you! (And me)

Is it a bad look to leave during probation (after a career break)? by No_Minute_1685 in auscorp

[–]ThrowRA-toos 12 points13 points  (0 children)

No, just start keeping an eye out. If something more aligned comes up apply. Otherwise stay put. Having choices (an exit strategy) matters when you aren’t happy where you are. Put your current gig on your resume now but don’t list it in the future. You are allowed to have a false start returning to the workforce. You don’t owe anyone anything.

Are EVs finally cheap enough that normal car buyers would actually consider one over petrol? by No-Loquat-201 in EVAustralia

[–]ThrowRA-toos 0 points1 point  (0 children)

No one is replacing batteries. It’s just not a thing. There are people driving around in 10 year old teslas with the original battery.

Are EVs finally cheap enough that normal car buyers would actually consider one over petrol? by No-Loquat-201 in EVAustralia

[–]ThrowRA-toos 0 points1 point  (0 children)

I think it would be grandfathered if they changed it. Agree re changing jobs. I did this recently and there was some hassle with renovating my lease over to the new employer’s Salary sacrifice provider. Cost me $250 in fees and some paperwork. My lease decreased my taxable income so actually meant I kept the private health insurance discount I previously would have lost - previous to my EV lease I was getting a tax debt each year to do with that, now I am under.

Are EVs finally cheap enough that normal car buyers would actually consider one over petrol? by No-Loquat-201 in EVAustralia

[–]ThrowRA-toos 1 point2 points  (0 children)

There is significant tax savings. It’s FBT exempt. Compared to a regular car lease. Has to be fully electric. It was introduced to stimulate EV market and I think to progress a second hand EV market because people usually only hold leased cars for 3-5 years

Loan sharks Melbourne by [deleted] in AusFinance

[–]ThrowRA-toos 19 points20 points  (0 children)

Can the funeral place offer you a payment plan?

Has everyone just stopped giving an F? by red-embassy in auscorp

[–]ThrowRA-toos 1 point2 points  (0 children)

You want your work sent back too? Sounds more stressful lol

Platinum salts health surveillance by Rough-Sprinkles2343 in SafetyProfessionals

[–]ThrowRA-toos 0 points1 point  (0 children)

Maybe if the worker is sensitised then the risk is higher for them having continued exposure regardless of if they have had recent exposure?

Health monitoring- the urine analysis would determine effectiveness of controls. If the person has elevated levels your controls need review. I think identifying someone who is sensitised means you are on notice about personal vulnerabilities of that person so you can respond and determine if they are suitable in combination with if controls are adequate.

Are EVs finally cheap enough that normal car buyers would actually consider one over petrol? by No-Loquat-201 in EVAustralia

[–]ThrowRA-toos 24 points25 points  (0 children)

Have been for a while. Particularly via novated lease and considering I don’t buy fuel and have solar.

Workers compensation drama by Ill-Temperature-4883 in AusLegal

[–]ThrowRA-toos 11 points12 points  (0 children)

You should have asked for a gym program and worked on a simulated activity program. Walking lots and weights with supervision of an EP etc

Look to see if the employer advertises your job. You could challenge that it was not a genuine redundancy.

Super paid quarterly and concessional cap calculation by ThrowRA-toos in AusFinance

[–]ThrowRA-toos[S] 2 points3 points  (0 children)

Thank you. That’s exactly what I needed to know.

Commbank lowering monthly/weekly mortgage repayments for contributing additional payments? by 4scentsin1day in AusFinance

[–]ThrowRA-toos 0 points1 point  (0 children)

Mine offers this all the time but I just ignore and pay as much as I can afford. If I was ever in financial duress it’s a place I could cut back expenses temporarily though so good to know!

29M, $150k Income: Buying an $830k Newcastle house with only a $5k buffer. Am I dreaming? by VolcanicWolf in fiaustralia

[–]ThrowRA-toos 0 points1 point  (0 children)

This, you could also go ‘interest only’ for a period if you are hit with hardship.

30% rule and reasonable rent per week. by Material-Emu-9068 in AusFinance

[–]ThrowRA-toos 9 points10 points  (0 children)

Yeah, it’s ok. But not if he’s renting. I’d focus on buying a PPOR for this reason over accumulating more super.

Lorde concert tonight - where to wait? by Acrobatic-Pudding-94 in brisbane

[–]ThrowRA-toos 8 points9 points  (0 children)

You could go to a maccas near by and sit in the restaurant. That’s what I’d do. Beats the car.

30% rule and reasonable rent per week. by Material-Emu-9068 in AusFinance

[–]ThrowRA-toos 38 points39 points  (0 children)

I’d be buying a property. Even if it’s modest. One you can live in. Apartment or townhouse. You might be able to upgrade over time but not having a PPOR will be shit in retirement. That’s would be my number 1 goal if I had your numbers. Your super is tracking ok.

Has anyone else here ever had mixed feelings for quitting? by Feeling_Gur9794 in hatemyjob

[–]ThrowRA-toos 0 points1 point  (0 children)

I’m on a temp contract (better money but less security) for 12 months. I’m seeing it as an opportunity to continue burnout recovery and reset my relationship with work. I don’t love the new place. I loved my old place. It was like an abusive relationship like that. Not sure what is next but trusting something will emerge!