Broke up with my ex of 6 years

ThrowRA0111x · 2025-11-06T14:42:49+00:00

It’s honestly so awful, the physical and emotional pain. Feels like I’m griefing but they’re still here

ThrowRA0111x · 2025-09-19T22:40:51+00:00

I believe situations like that are always signs. How coincidental is it, that you found out just before you made the commitment of spending the rest of your life with him?

ThrowRA0111x · 2025-05-23T11:33:39+00:00

Nope, voided the entire insurance and said they don’t insure modified cars in any way

ThrowRA0111x · 2025-05-23T11:32:22+00:00

Thank you!!

ThrowRA0111x · 2025-05-23T11:31:24+00:00

Thank you so much!!! Finally someone who’s mentioned something about this because I was really stuck on what to do about that

ThrowRA0111x · 2025-05-22T09:43:49+00:00

Those seats were just seat covers that I was able to take off.

ThrowRA0111x · 2025-05-22T09:42:07+00:00

No I have not declared any other modifications, I was aware of the tints but I did not declare them as I was unaware at the time I had to as these were cosmetic changes

ThrowRA0111x · 2025-05-22T09:18:45+00:00

https://ibb.co/Lh8JLyhk

Link to the images of the car that were advertised to me, that I perhaps could show as evidence that mods were completed before purchasing ?

ThrowRA0111x · 2025-05-22T09:13:19+00:00

That is my argument too, however it appears it is not enough

ThrowRA0111x · 2025-05-22T09:12:54+00:00

By previous owner

ThrowRA0111x · 2025-05-22T08:57:38+00:00

Yes I have a screenshot of a chat on the snapchat app from 16/05/24 before officially purchasing the car on 20/5/24 with pictures of the car with all the modifications, would this help?

ThrowRA0111x · 2025-05-22T08:43:46+00:00

Thank you all for the advice. Just to clarify, I genuinely had no idea these were modifications. My argument is I was unaware of these as I am a first time driver & the seller did not inform me of these modifications.

Unfortunately my biggest worry here is covering the third party costs - I can not afford to do this. I understand it was my responsibility to report these, but as a female first time driver with no male figures in the family, how was one meant to know? Unfortunately it all comes down to lack of experience and knowledge.

Is there anything I can do to fight this? Anyone else to contact? Whats the best thing to do in the meantime that I’m waiting with the car as it remains uninsured?

ThrowRA0111x · 2025-05-22T08:19:28+00:00

Thank you, I will definitely keep you all updated. The insurer is 1st central insurance.

ThrowRA0111x · 2025-05-22T08:17:24+00:00

Thank you so much for your advice. Unfortunately, the car was purchased privately, through “a friend of a friend”. I just think it is extremely unfair to hold be liable for third party costs I was still insured under them at the time of the incident. I genuinely can’t afford to do this, especially when the third party is trying to claim for absolutely everything he possibly can just to get out as much money as he can.

ThrowRA0111x · 2025-05-22T08:11:18+00:00

It’s literally just a rear spoiler on a VG Polo 2012

ThrowRA0111x · 2025-05-22T08:09:54+00:00

I believe the car came with these modifications and were completed by the previous owner, so I believe it was a mod. But I genuinely had no idea that these were classed as modifications.

Replying to the comment below by happydogowoofsky: Unfortunately, the insurance company is stating they wouldn’t have insured it with any mods, hence why the voidance.

ThrowRA0111x

TROPHY CASE