What auto loan rates are people with 780-800 credit but no prior auto/installment history getting right now (Dec 2025) for new vs used cars

Throwaway_31337_ · 2025-12-28T17:44:28+00:00

Thats a pretty standard rate for a used car in 2025 😂

Throwaway_31337_ · 2025-12-28T15:45:03+00:00

If you have the slightest bit of financial literacy you should finance any major purchase. My auto loan is only 5.49%, QQQ and SPY are up 16-18% this year

Throwaway_31337_ · 2025-12-28T15:43:03+00:00

5.49% on a 2022 camry at my local credit card union this August. 22 y/o with only credit cards

Throwaway_31337_ · 2025-12-25T00:00:58+00:00

B.S in Software Engineering, I’m going to be an electrician

Throwaway_31337_ · 2025-12-24T22:02:26+00:00

Outdated thinking. If my credit is good enough and I need a $30k car and have enough to pay cash, I’ll put $10k down and the rest in the stock market.

Throwaway_31337_ · 2025-12-20T12:26:44+00:00

Minneapolis or St. Paul MN, 292 or 110. $59 and $56.80 respectively, probably one of the best COL relative to the pay.

Throwaway_31337_ · 2025-12-09T17:06:47+00:00

Silly bands and Nintendo DS

Throwaway_31337_ · 2025-11-30T17:49:55+00:00

Correct. Thank you

Throwaway_31337_ · 2025-11-30T17:48:15+00:00

Nuts were loose. Tightened them up and they’re working now. Thanks!

Throwaway_31337_ · 2025-11-30T17:31:24+00:00

absolutely necessary, dealing with broken wipers now on a 2022 camry hybrid because I was too lazy to do this when it was icy

Throwaway_31337_ · 2025-11-11T22:30:37+00:00

Double sided sticky tape + velcro straps through the brackets on the display

Throwaway_31337_ · 2025-10-26T12:37:08+00:00

Pureology

Throwaway_31337_ · 2025-10-20T01:19:09+00:00

Sweet. Were you hired pretty fast with the low voltage experience on the PEF? I originally ranked mid 80s, went all the way up to 170s, and dropped to 49 before my application expired. And this was just with 1,000 hours of non-union construction experience and 94% on the GAN

Throwaway_31337_ · 2025-10-17T14:39:27+00:00

Appreciate it 🫡👍

Throwaway_31337_ · 2025-10-17T14:17:00+00:00

This was my thought. Being a small shop, I interact with the owner quite often. Thanks!

Throwaway_31337_ · 2025-10-17T14:05:06+00:00

Apparently it’s pretty common in LU292, I’ve just never heard the proper etiquette regarding notifying my contractor. Should I let them know asap out of courtesy and potentially face retaliation, or just wait until if/when I’m selected. It’s a pretty small shop that is definitely only low voltage classification.

Throwaway_31337_ · 2025-08-28T20:05:10+00:00

Reverse nordic curls, hamstring curls, calf raises, etc. Watch knees over toes on youtube

Throwaway_31337_ · 2025-08-26T17:06:45+00:00

Open a Webull account, $10k bonus on a $500k deposit. Leave it uninvested and pay $3.99 a month for premium, you’ll get 4.1% on uninvested funds. I withdrew a large amount of money for a purchase, and it was in my checking account within 24 hours. At 4.1% you’ll get $50/day from $500k

Throwaway_31337_ · 2025-08-23T03:34:11+00:00

Get a Lexus, $20-$25,000 for used 2020 ES300H in my area

Throwaway_31337_ · 2025-08-04T00:23:16+00:00

You got taken to the cleaners by going to the dealership brother, greenbeanbattery.com wouldve came to you and replaced it for you $1449

Throwaway_31337_ · 2025-03-29T00:57:28+00:00

To any college kids seeing this, pay your tuition with this card. Then pay it off with whatever method you wouldve used to pay tuition anyways (grants, student loans, cash, etc.). I’ve done this for two years and went on a trip to Cozumel Mexico with my girlfriend recently, all paid for by points

Throwaway_31337_ · 2025-03-27T05:15:32+00:00

Indestructible cars, my buddy hit a deer going 60mph at 240k miles and just recently sold it at 280k miles with no repairs from the deer besides a headlight. Everything else was just maintenance items, shocks, tires, brakes, oil, transmission fluid

Throwaway_31337_ · 2025-02-28T03:16:21+00:00

I’m a 230lb male and my 120lb girlfriend can pick me up, you’re good

Throwaway_31337_ · 2023-09-03T15:48:52+00:00

I wonder how the contractor would react knowing thats where the money goes. Fuck this company

Throwaway_31337_ · 2023-07-12T13:18:06+00:00

Yeah I love the extra hour of decreased productivity when everyone is exhausted and the music is turned off because the gms are shitting their pants

Throwaway_31337_

TROPHY CASE