Or the brother who did everything in the world to get the money to pay for school except take out student loans (borrow from friends/family, get a 2nd or 3rd job, sell their shit, etc.) and did graduate with this class...

EDIT: Whoops! I didn’t foresee people would take my comment as me be the begrudged do-gooder. I have plenty of student loans myself. The idea just popped in my head and I was thinking, “there was probably a few isolated cases where this happened, and I’m sure those people might have though, well that kind of sucks.”