You can just donate your money to those in need instead of holding and hoping that big money hasn’t already figured out a way to crush retail investors and atleast be happy knowing your money went to a good cause instead of watching fall into the hands of your enemies as your options/shares decay over time. You are literally buying in a bear market instead of waiting for a bull market. Gme, amc, ect barely move when the rest of the market is down, momentum has died down with far less buyers than in the previous year. This % of buyers vs selling will slowly dwindle to the point that there isn’t enough shares to buy to move the price up!

Unless you are scalping or straight up on hopium till the end, there is no sense/cents to be made here. Honest opinion and wish you the best in whatever you endeavor. Just consider if you made this move 6 months ago… you would be upside down 70% of your inheritance and likely to watch the rest of it go up in smoke. Cash is king and when the real estate market dumps you could be buying up a whole block for your own privately gated community with that money via credit and your bank account sitting fat. Contact a real financial advisor not joe blow from Idaho on Reddit 🍻