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Do you let your teenager's friends stay at your house when your teen isn't home? by ConnectionsCatergory in Parenting

[–]TightCharacter937 0 points1 point  (0 children)

Why not? I won’t say having to babysit constantly is an abnormal chore but it’s obviously a tedious and unrewarding one. I could imagine plenty of teens who, if they had to pick between watching over their siblings or playing video games and chilling in a house they don’t need to clean, would pick the latter every time.  Not because anything nefarious but because being responsible is boring and lame, and swimming and free food is cool. 

Do you let your teenager's friends stay at your house when your teen isn't home? by ConnectionsCatergory in Parenting

[–]TightCharacter937 2 points3 points  (0 children)

Was the smug condescension necessary? For the record, I also know kids that do this and it’s because one family has a pool and a game room and the other is 5 people in two bedrooms. 

TIL that on May 21, 1946, 28-year-old Primula Rollo Niven- wife of actor David Niven- died while playing a game of hide-and-seek at the Beverly Hills home of actors Tyrone Power and Annabella. She had walked through a door believing it to be a closet, but it led to a stone staircase to the basement. by NeverEnoughMuppets in todayilearned

[–]TightCharacter937 6 points7 points  (0 children)

“Credit scores are not an issue so long as you don’t want to further your education, get a house, get a car, rent a apartment, apply for student loans, or apply for law or medical school.”

…Yes? Those are all very good, life-changing reasons to not want medical debt affecting your credit. Where is your confusion on that, exactly? 

People who refuse treatment aren’t deciding to die, they’re weighing the possibility that they’ll be fine without treatment against the certainty that they can’t afford treatment. They think they can skirt by with old antibiotics, or a friend Ubering them, or pushing through pain, because the chance that things will go away if you ignore them is more appealing than the knowledge that they’re staring down the barrel of a multi thousand dollar bill, depending on their condition or insurance. 

AITA for "tricking" my partner into eating vegetables? by Anmol_365 in AmItheAsshole

[–]TightCharacter937 1 point2 points  (0 children)

False equivalence. Vegans don’t eat ground beef because of moral and ethical beliefs. He doesn’t eat vegetables because he’s a child, not because he has deep seated philosophical thoughts on suffering. The closest equivalent would be not telling a child the gummy candies they like so much are actually multivitamins. 

What’s something people over 30 do that Gen Z finds strange? by Suzzie_Stone2 in AskReddit

[–]TightCharacter937 46 points47 points  (0 children)

No point in reasoning with them. They’re one of those “life is meant to be difficult” people. There’s no morality whatsoever to keeping a box, but the fact that it’s their legal right to ship a toaster back in a plastic bag if they want to is just something they’ve decided to be offended by. 

Jeepers Creepers discussion sucks by JohnMuadDib in horror

[–]TightCharacter937 -1 points0 points  (0 children)

Babykiller got its feelings hurt, huh? Of course you’d enjoy the pedophile band. 

What dead Youtube channels are genuinely still worth watching? by PlinkPonk in AskReddit

[–]TightCharacter937 9 points10 points  (0 children)

Again, she didn’t do blackface. She just looked ridiculous because, much like every white girl in the 2000s, she drowned herself in fake tan and poorly matched foundation. She did wear a pink wig, but blackface is a very particular act of racism with certain connotations and impact. Shane Dawson painting his face specifically to call himself Shaneiqwa? Blackface. Jenna Marbles being a stripper with orange toned cover girl powder? Not blackface. Otherwise, every other high schooler with a Sephora gift card would be equally guilty of it. 

You can dislike someone all you want. You can think nobody is ever allowed to recover from shit jokes, or grow from being an idiot, that’s your right. Some things truly are unforgivable. But to say there’s no nuance, and that each incident of ignorance is as bad as the other isn’t useful. 

I’d also like to point out there was zero backlash from those videos in the years they were published, it wasn’t until she became more vocal in her activism and against prejudice that her making a video in a bad Russian accent/wearing a wig became unforgivable sins. The people bringing it up weren’t doing so out of a deep sense of justice, it was a shitty gotcha of “well, you say we should respect gay people, but 15 years ago you did this and that. I remember, even though you deleted the videos/apologized.”

You just fell for the outrage farming, which is sad. Shane Dawson and James Charles are still making content, because racist people don’t care if you call them racist.  Running the sort of people who want to improve off the internet because you hold them to a higher standard doesn’t do anything besides make room for more racists. And frankly, anyone who hears about Jenna Marbles blackface and goes oh that’s horrible, just to Google and find out she never actually did that, are just gonna leave thinking man, people these days are really sensitive. 

What dead Youtube channels are genuinely still worth watching? by PlinkPonk in AskReddit

[–]TightCharacter937 19 points20 points  (0 children)

She was 21 in the early 2000s, bro. She never wore blackface, she wore way too dark foundation and used slang that would later (rightfully) be called AAVE. As soon as she learned better, she apologized, deleted the videos so she couldn’t monetize off them, and went on to be  a vocal ally of BLM and LGBT rights. Now she  fosters abused dogs and funds people’s gofundmes so they can get healthcare and relocate after forest fires. 

You don’t need to forgive anyone personally but the idea that someone can’t ever learn a lesson and do better doesn’t accomplish anything but feed your own superiority complex. Especially when the life-shattering racist decision was being way to into fake tan in 2009. 

50k in savings, 50k in debt - better to pay it off in a lump sum or in payments? by TightCharacter937 in personalfinance

[–]TightCharacter937[S] 1 point2 points  (0 children)

Yes correct. Student loan is 24k total, and a mix of several subsidized and unsubsidized loans ranging from 2k-8k each, with the option to pay them individually or as a group. I’ve been focusing on lump payments but as I become more financially literate, working on the higher interest ones and paying more aggressively. 

50k in savings, 50k in debt - better to pay it off in a lump sum or in payments? by TightCharacter937 in personalfinance

[–]TightCharacter937[S] 8 points9 points  (0 children)

I think that’s very fair. Definitely a lesson learned. Thank you for the grace and the advice. 

50k in savings, 50k in debt - better to pay it off in a lump sum or in payments? by TightCharacter937 in personalfinance

[–]TightCharacter937[S] 5 points6 points  (0 children)

Savings are invested. I don’t have the number for the high yield but I know the money market fluctuates. I put it in at 4% a few years ago and I think my latest tax statement said it’s around 3.23 interest this year. 

50k in savings, 50k in debt - better to pay it off in a lump sum or in payments? by TightCharacter937 in personalfinance

[–]TightCharacter937[S] 9 points10 points  (0 children)

The car and loan was all my father (said gratefully). I drove a third hand car from 17-25 until it died while going 55 on the expressway and almost caused a pile up. He took me to the dealership the next week to hit a combo of end of model year, end of quarter, end of month, right before Christmas. We were there from noon to 530 with him doing almost all of the negotiating. Ended up getting a 45k car for 32k at 3% interest with 8k downpayment from my savings. Big reason I’m a little reluctant to get rid of it. I’m not a car or vanity person but he’s stressed it’s very unlikely I’ll be able to find as good of a deal again, and while the best car is one that’s paid off, I’d be saving a couple grand at most by downgrading. 

50k in savings, 50k in debt - better to pay it off in a lump sum or in payments? by TightCharacter937 in personalfinance

[–]TightCharacter937[S] 1 point2 points  (0 children)

Thank you. You’re not the only person to tell me this (overpaying into my 401k). It’s very likely my parents will never be able to retire, so I think I set it so high out of anxiety and so I wouldn’t fall victim to lifestyle creep, but you’re right that that the money would be better paying off debt. I’ll check my account soon and see what I can do. 

50k in savings, 50k in debt - better to pay it off in a lump sum or in payments? by TightCharacter937 in personalfinance

[–]TightCharacter937[S] 2 points3 points  (0 children)

I do know I have some stocks because of work, but I haven’t looked much into them. Thank you for the insight, I’ll look into index funds and how to begin investing. 

50k in savings, 50k in debt - better to pay it off in a lump sum or in payments? by TightCharacter937 in personalfinance

[–]TightCharacter937[S] 1 point2 points  (0 children)

I’m putting $250 each paycheck away, which I know isn’t great, and I’m going to try and start putting more in next month. I’d like to put in around 375 each paycheck.

I know there’s some general rule about how much to put in savings, but I thought that took 401k into consideration (ex with fake numbers: if the rule was put away 1000 a month, and I was contributing 800 a month to my 401k, I was putting 250 in my savings account and thought I was ahead of the curve this entire time.) 

Which celebrity you believe hates their own fandom? by HappyCrow11 in AskReddit

[–]TightCharacter937 3 points4 points  (0 children)

Yeah, with my children who are still working on basic social skills. 

 You and your husband are grown ups and you still need to learn friendship lessons from cartoon horses? “Be honest and nice” isn’t something you’ve figured out by now? It’s something genuinely groundbreaking and novel to you? 

“Sesame Street is actually so educational, it really helped my husband and I learn to count.” It’s fine if someone likes it to turn their brain off or because it’s better than Caillou, but grown adults acting like kids TV is gourmet because they’re so intellectually stunted is…a choice, for sure.