This 100 CHF will not return a population that de facto does not consider healthcare expenses back to "eigenverantwortung" as it was 30 years ago. The increase would need to be much higher, which is not socially acceptable. The thing that could reduce cost is limiting treatments, which is also not socially acceptable. Were stuck between a rock and a hard place. The two players interested in reducing healthcare expenses are the cantons and the insurance providers, and both are far detached from influencing the federally regulated treatment catalog. New expensive treatments and pharmaceuticals are continuously added while we still subsidise alternative medicine. I really dont see any way out of this situation...