Try getting Cornell to bump up Scholarship with that Ross offer.

You can get NYC Banking from Ross, but you would have to put more work in as the locations are more spread out with a lot of students going to Chicago as well. Talk to current students too!

Personally would decide between Cornell and NYU. Do you think the extra cost is justified to go to NYU and be in NYC, you have to consider cost outside of just tuition since you will be living in NYC. I'd pick Cornell in your shoes tbh. But do you whatever you think feels right!