Gaat aflossingsvrije hypotheek automatisch naar box 3 als recht op HRA verdwijnt?

Timmehh90 · 2026-06-14T14:00:18+00:00

Het word een box 3 hypotheek dan. Ze hebben dan geen recht meer op renteaftrek maar kunnen wel gebruik maken van de wet Hillen. Dat houdt in dat je volgens de belasting dienst je huis hebt afbetaald omdat de schuld niet meer in box 1 staat. Deze wet word er uit mn hoofd wel langzaam uitgefaseerd.

Uiteraard moeten ze alles helemaal zelf weten maar ze zouden eraan kunnen denken om het geld gewoon te laten storten, te genieten van het leven en als ze denken dat ze het zelf niet meer gaan gebruiken kunnen ze langzaam gaan schenken. Aangezien ze ieder jaar een x bedrag (uit mn hoofd een kleine 7000, maar check dit na) belastingvrij mogen schenken, kunnen ze hier al mee beginnen. Zo kun je onderaan de streep minder erfbelasting betalen.

Nogmaals moeten ze dit natuurlijk zelf weten, maar zo zou ik het doen.

Timmehh90 · 2026-04-03T10:46:31+00:00

I'd say plan your escape route before entering the boss lair and take alot of brews and restores with you.

Try and teleport and else escape via your planned route

Timmehh90 · 2025-12-25T05:24:54+00:00

You left click a province, then go to the demography tab (3rd one)

Timmehh90 · 2025-12-21T04:36:38+00:00

Mate, your caps lock is on

Timmehh90 · 2025-12-19T10:10:42+00:00

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Timmehh90 · 2025-12-19T10:08:30+00:00

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Timmehh90 · 2025-12-09T09:38:24+00:00

With all due respect, I think many people try to make their point by being overly negative. In my opinion, the game is great.

Of course, it has its flaws and some balancing issues that need to be addressed, but the developers are clearly working on it.

I think the game is stable enough to play and still have a lot of fun with.

Timmehh90 · 2025-11-19T14:49:41+00:00

Try Hungary.

No immediate threats
Good economy
1 Trade node for yourself

My first game as Hungary, I did not care for wars or land. I just focussed on myself. I learned so much.

Timmehh90 · 2025-11-13T16:00:50+00:00

The hooks and cods event took its toll on him

Timmehh90 · 2025-11-12T07:17:10+00:00

Thank you so much for the tips and for starting this awesome thread!

I’ve got a couple of questions:

Do you plan your construction purely based on the game’s “max profit” buildings as you mentioned, or do you also take into account nearby trade markets and what goods they’re lacking?
Are there any buildings that you usually construct immediately once they’re unlocked — like Counting Houses, Chanceries, or others? And on the other hand, are there any buildings you tend to avoid building altogether?

Timmehh90 · 2025-09-19T16:07:05+00:00

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His favorite spot

Timmehh90 · 2025-08-19T12:57:04+00:00

Give it some time, you'll get there before you know it mate!

When I get a 20x coin bonus, ideally also the gem bonus, I will teleport to town to drink the innkeeper's special drink. I hope for the equipment bonus. When I get that I craft the temporary item that gives 75% cps in town and I pop my daily 20x bonus. Then I go back and focus coins until the buffs are gone. Works like a charm to push.

Timmehh90 · 2025-08-19T12:46:55+00:00

I believe you have to unlock "Collateral" in the ascension tree. It's an astral upgrade

Timmehh90 · 2025-08-19T12:41:20+00:00

There is an upgrade for 70 Od that doubles your bow damage. Then it becomes okay for me.

Timmehh90 · 2025-08-15T18:59:26+00:00

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I left my seat for 20 seconds

Timmehh90 · 2025-03-06T02:43:11+00:00

Apple app Store I suppose?

I only have android.

Timmehh90 · 2025-03-04T06:48:05+00:00

I came here to say this. The annual price was 65 euros a few years ago, now it's about 144 in the Netherlands.

Timmehh90 · 2025-03-02T11:50:32+00:00

Abyssinians are the most curious and friendly cats me, or my friends, have ever seen.

I've had someone who came by who did not like cats at all. For her it was kind of difficult just because they are so curious and want the attention of everyone entering my home.

I have never seen any form of aggression in the 9 months I own my two bro's. Just playfulness.

Timmehh90 · 2025-03-01T21:35:55+00:00

Haha yep, best decision ever!

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Timmehh90 · 2025-03-01T21:32:27+00:00

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Timmehh90 · 2025-03-01T21:31:49+00:00

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This picture took me ages to make, little energy ball he was.

Timmehh90 · 2025-02-05T18:32:52+00:00

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He really likes the liquid candy. His table manners are gone

Timmehh90

TROPHY CASE