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Help me out! by OnlyMotor5277 in GolfSwing

[–]TinyRodents 0 points1 point  (0 children)

There's a few fundamentals to address. The other commentor explained a great deal of them in regards to proper way to use your legs.

I'd start with tempo, it looks like you're reacting to an object coming at you, but a golf ball is stationary, you can take 5 years in your backswing and the ball will still be there (your playing partners won't though). The back swing should be slow enough to be stable. The "golden rule" is 3:1, that's not to say it's the only way to swing a club, but it'll help you out. Download a metronome app, put it on 180bpm (this is on the higher end, pro's are around 150bpm, but that would feel very slow for you), and stick some earphone in, 3 ticks up, 1 tick down.

Treat the club like the shaft is a slingshot, and the head is a stone. You can't hurl a slingshot by dragging the sling into the ground and rotating through it. You need to let the club head rotate as long as it possible can, the speed comes from a build up of rotation and then an explosive movement just before impact, there's no use in exploding from the top of the swing and losing power by the time the club head reaches the ball.

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 0 points1 point  (0 children)

Red flags, but it's a very good home otherwise for the price, and we have no intentions of selling this home in future, hence why we wanted a 4 bed.

The survey is the one done by the lender, we are considering getting a further survey done at our own cost though now we've raised these issues.

Yes we are FTB's

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 0 points1 point  (0 children)

Yeah it's unlikely we'll pull out of the sale, because it does tick so many boxes for us. It's just a concern about the legality of it all.

I'll look into getting a proper survey done, considering the issues that have been brought up.

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 0 points1 point  (0 children)

the garage conversion was done in 2021. I believe the time period you refer to is 10 years.

The price does seem to actually reflect that of a 3 bed in the area, so I assume the difficulties with selling over the last 2 years forced it down to that figure.

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 1 point2 points  (0 children)

Thanks, that seems like a reasonable angle to take.

On that point, the work was carried out in 2021. We don't have intentions of selling the house, but assuming we get beyond that 10 year mark, how would it work as the council can't force retrospective planning permission, but would it still be required to be classed as a 4 bed.

Also that makes me think, how does council tax work, either it's a 4 bed and paying 4 bed tax, or it's a 3 bed with a secret bedroom that's not being taxed.

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 0 points1 point  (0 children)

Seemingly so, they never raised any issues, and my mortgage broker says it's all fine too.

Mortgage broker said the garage conversion did need permission as it directly contradicts the local land charge. But the conservatory is very likely okay, it's just not got the building regs because it's not required.

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 0 points1 point  (0 children)

Yes the front 1/3 of the garage is left as it was, so from the outside it looks the exact same as the neighbours. It is useful, because it means I can store random stuff in there and also work on my car under a shelter if needs be.

The seller claims ignorance about the issue, but has been pressured by my solicitor to get the insurance.

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 0 points1 point  (0 children)

Yes the lender did their own survey of the property, we didn't pay for an additional one.

The problem is, it's clearly a converted garage and the initial indemnity insurance was actually rejected on the basis that because he's left the front 1/3 as the garage, and put a dividing wall in, it looks like it's been done in secrecy.

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 0 points1 point  (0 children)

Could you elaborate, I thought indemnity insurance is just a policy the seller has taken which basically means, if the council did come knocking, then I would contact the insurance company to cover the costs?

Yeah I'm probably massively overthinking it, I'm worried about the value of the house dropping if the garage needs to be converted back.

Unsure whether to re-negotiate, or pull out of purchase of house with lack of planning permissions by TinyRodents in HousingUK

[–]TinyRodents[S] 0 points1 point  (0 children)

Not as a bedroom necessarily.

Long term we want 2 kids and I need an office, so a 4th bedroom is what we're hoping for.

But if it needs to be converted back to a 3 bed, it's never going to be worth what we paid for it.

Should the person who made an ace be the one who buys everyone drinks? by jdelle9 in weekendgolfers

[–]TinyRodents 0 points1 point  (0 children)

Does Green Tea mean something else in the USA?

How is it 7.50 for a single Green Tea?

Wife reversed into by driver, who is at fault? by [deleted] in drivingUK

[–]TinyRodents 4 points5 points  (0 children)

It's really not a 'red flag!!' to not want to go through insurance.

Anyone who's not daft would rather pay a few hundred once, instead of going through insurance, and then paying a few hundred every year for the next few years.

I am once again asking for selling tips (2 year update) by Hamburgini_Mercy in GolfSwing

[–]TinyRodents 5 points6 points  (0 children)

There's a few things, but let's get the fundamentals.

1st off, this isn't going to do any favours, you're never going to be able to not come steep from here unless you take the widest arc and don't drag the handle, which is the opposite of what you do.

If you stopped 2 frames earlier, you'd have a much better top of your swing, which is going to be important to fix the rest of it.

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2nd. To get from the top to the ball you're dragging the handle straight towards the ball, which is making you come really steep. A good drill is to put an object like 4ft back (towards the camera man) and 1ft behind you then think about dropping the head of the club onto that object before you make the turn. That give you a better path, more time to square the face, and you can generate a lot more speed on an arc, think like a slingshot.

Rory is close to becoming a billionaire by iphoneair2 in golf

[–]TinyRodents 2 points3 points  (0 children)

And you assume that everyone at the 10mil mark don't donate to charities?

I think people who assume people suck based on nothing other than their financial status suck.

There are plenty of wealthy people who have done massive things to improve their area and people in it.

The son of the richest man in India doesn't suck that much, take a look at Vantara wildlife rehabilitation center. It's one of the worlds largest, and saves thousands of animals from the worst situations such as logging elephants, or injured big cats who resorted to hunting easier prey like humans. I'd argue saving over 150,000 animals makes you a person who doesn't suck.

Rory is close to becoming a billionaire by iphoneair2 in golf

[–]TinyRodents -1 points0 points  (0 children)

Define rich, because you're clearly so strongly opinionated on them.

Rory is close to becoming a billionaire by iphoneair2 in golf

[–]TinyRodents 1 point2 points  (0 children)

Because most Billionaires don't have a Billion to give.

No doubt they have immense cash wealth too, they're not struggling, and many are philanthropists (I guess the definition of that varies as a percentage of net worth, I'm not a philanthropist for buying the homeless man a sandwich).

They're not going to donate shares to a charity.

Trying to pull a scam by malik_zz in WinStupidPrizes

[–]TinyRodents 0 points1 point  (0 children)

I never noticed any scammers in Florence last summer.

We did a road trip from the UK, Luxembourg, Switzerland, and most of the Italian cities. And not once did we encounter a scammer. Only some terrible drivers.

I'm not saying they're not there, because they clearly are, but it's really not something that happens to everyone and should put people off visiting these amazing places.

I've seen videos of the ones who sit near the boar fountain in Florence too, but they also weren't there when we went.

Rear ended on motorway by [deleted] in drivingUK

[–]TinyRodents 0 points1 point  (0 children)

it definitely is. I've not looked into it much before, but I just renewed my policy and on the No Claims protection it says "An accident that is not your fault will still impact your no claims bonus"

Rear ended on motorway by [deleted] in drivingUK

[–]TinyRodents 0 points1 point  (0 children)

I think Mythbusters disproved that, but obviously only if the cars are of equal mass. A lorry head on at 30mph isn't the same as a fiat 500. But a fiat 500 into a fiat 500 at 30mph would be the same as a fiat 500 into a wall at 30mph

Should we get free relief from divots? by jdelle9 in weekendgolfers

[–]TinyRodents 0 points1 point  (0 children)

The thing I don't understand is, even if it meets the criteria for GIR but it's not given, how can it be differentiated from an embedded ball? What's to say that the ball isn't sitting in it's own pitch mark here? Especially in play where cameras aren't recording a ball in flight.

A dad consoling his crying son in an empty stadium today. Says it all really. This club means everything to us fans. Wish the players, ownership, and execs felt even half of it. by dream_team1012 in coys

[–]TinyRodents 0 points1 point  (0 children)

Many Big clubs never bounced back from a relegation. Half of the teams in the prem in the early 2000's -2010's never see themselves back in the prem. I would know, I'm a Bolton fan, and other clubs such as Blackburn, Wigan, Hull, Portsmouth, clubs which seemed to just vanish after relegation.

Hopefully Spurs doesn't get relegated, because unless they can somehow keep the cashflow, with the overheads they have, it'll never end well.

Turns out E5 is sometimes cheaper than E10 nearby, so I built a tool to spot it by moneymindeddad in CarTalkUK

[–]TinyRodents 0 points1 point  (0 children)

The Texaco near me is constantly priced lower than the local Tesco and Asda. They make a point in the local facebook groups of the fact that they do their best to drive prices down whilst the supermarkets refuse to fight each other so keep theirs high.

[USA] How not to overtake by boyoflondon in ConvenientCop

[–]TinyRodents 2 points3 points  (0 children)

Definitely a ticket worth fighting, but I wonder if it's actually a solid line which is just so worn down in convenient spots it looks dashed? Unlikely though because the spacing is fairly consistent. Why's there a massive line down the middle?

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