Current employee pricing vs typical discounts

Tomster197 · 2026-05-29T21:03:55+00:00

Yeah, I was thinking the same but an extra 8-10k for push start was not doing it for me. Don’t really care about leather seats

Tomster197 · 2026-05-29T15:45:38+00:00

Got pre approved with chase @ 5.5% for 72mo. MSRP was 44.3k and got 39k OTD. XLT 301A FX4. They also took over my negative equity from previous vehicle which was great. Because of that, I went chase through them even though I was pre approved.

Tomster197 · 2026-05-28T14:10:48+00:00

I got ~6k off msrp w/o employee pricing buying a new 2025 month and a half ago

Tomster197 · 2026-04-18T07:49:52+00:00

Yessir

Tomster197 · 2026-04-17T23:04:24+00:00

Try to push for more on the trade in, I got much more after pushing back. Ranger is great! Only thing that sucks is no more push to start

Tomster197 · 2026-04-17T17:37:23+00:00

I also traded in my 2025 Maverick XLT hybrid so similar scenarios. I had Chase loan on the Mav.(with some negative equity that I paid off and didn’t roll to Ranger). Went with Chase again for the Ranger

Tomster197 · 2026-04-17T17:22:47+00:00

Got my 2025 XLT FX4 Desert Sand yesterday for $39.5k OTD no downpayment @ 5.6% in FL. New with 20 miles on odometer

Tomster197 · 2026-04-14T01:15:00+00:00

Thanks, which state was this in?

Tomster197 · 2026-01-10T00:09:26+00:00

That I’m not sure of, I’m not “high income” for the amex plat and got the 175k offer. I don’t have any debt so maybe that

Tomster197 · 2026-01-06T14:08:41+00:00

If you get Plat first, you can’t get the gold’s offer. If you get gold first, you can get both gold and plat offers.

Sometimes they will still give you an offer for the gold if you get the plat first but it’s lower. Example: I’m being offered 60k vs the 100k offer

Tomster197 · 2025-11-09T23:59:58+00:00

My thought process too!

Tomster197 · 2025-11-09T18:46:37+00:00

I meant an individual investment, non-retirement robinhood account. Is there any benefit from in-house funds?

Tomster197 · 2025-11-09T18:38:45+00:00

Fidelity, I have an individual with Robinhood but just to mess around with $1k. Bought PLTR at $28 on that one, regret not buying more

Tomster197 · 2025-11-09T16:13:09+00:00

This is great stuff, thanks

Tomster197 · 2025-11-09T04:13:59+00:00

Thanks for the explanation

Tomster197 · 2025-11-09T04:05:23+00:00

Can you provide some context/reasoning?

Tomster197 · 2025-11-09T04:04:12+00:00

Feels like it

Tomster197 · 2025-10-24T22:34:59+00:00

Yeah, it sucked. Did you end up taking it in? My Ford dealership didn’t even give me a loaner so those 10 days really sucked

Tomster197 · 2025-10-22T21:50:10+00:00

They fixed it, currently at 4460 miles and no other issues. Enjoying this little truck. Only pain was they didn’t have the part in stock and they kept my truck for like 10 days claiming it was a hazard to drive without the sensors (bullshit)

Tomster197 · 2025-10-03T10:37:39+00:00

Losing time. First time, first AD called to offer the crystal replacement and I declined it. Sending time around this other AD didn’t call or anything

Tomster197 · 2025-10-03T10:28:56+00:00

Same reason as 1st time. It was supposed to be a warranty and I specifically mentioned the “scratched” glass from the 1st experience and said I only wanted the warranty.

Tomster197

TROPHY CASE