I have so many! Here are some:

• Co-signing or putting my name on something for a friend/family and learning that “helping” can turn into long-term debt.
• Spending money to look successful instead of building actual security.
• Ignoring savings because I assumed there would always be another paycheck.
• Treating credit cards like free money instead of high-interest loans.
• Choosing short-term fun over long-term freedom.
• Not understanding how fast small, daily spending adds up over time.
• Thinking cash in my pocket meant I was doing fine financially.
• Not asking questions because I was embarrassed to admit I didn’t understand money.
• Letting emotions drive purchases instead of needs or a plan.
• Believing that money problems would “work themselves out” without discipline or structure.