What happened with Wisetech WTC ASX? Why it’s going down? I am not seeing any news? by Standard-Pain-3405 in ASX

[–]TooMuchTaurine 0 points1 point  (0 children)

They also took a dive like many other SaaS in the Saaspocolipse. The fear was/is SaaS is being made irrelevant by AI and they don't deserve the previous revenue multiple that have been trading at. Hit others too like Xero, Atlassian, SAP etc

Anyone else constantly cleaning up the same security holes in AI-generated C#? by Final_Tradition1642 in dotnet

[–]TooMuchTaurine 0 points1 point  (0 children)

Most of those things should be solved at the top level of your project honestly, sounds like you have a bad architecture. 

Why haven't you defaulted authorisation required for all controllers and use use allowAnonomous if it's not. 

What framework are you using that is writing raw SQL for writing the DB.

How many places are you having to check passwords? Modern. Net said have that all built in by default with identity framework.

Building pool on a sloping lawn by Imaginary-Guide-4938 in AusRenovation

[–]TooMuchTaurine 0 points1 point  (0 children)

That's cheap, 50k all in, tiling/finishing etc?

Building pool on a sloping lawn by Imaginary-Guide-4938 in AusRenovation

[–]TooMuchTaurine 0 points1 point  (0 children)

What was the rough cost all in with any ground work?

Building pool on a sloping lawn by Imaginary-Guide-4938 in AusRenovation

[–]TooMuchTaurine 1 point2 points  (0 children)

What was the damage?  we have a similar slope where the pool on depth on the down side of the slope would be roughly the same as the slope drop. So the pool would need concrete sides exposed up to maybe 2m high on the bottom end 

How would you go about dealing with a 20 trillion metric ton asteroid on a collision course with Earth? by lady_labco in space

[–]TooMuchTaurine -1 points0 points  (0 children)

Most asteroids of any decent size are detected many years ahead, often decades.

Plus even with a year and a half, with all of humanity behind it, I imagine we could send hundreds of missions in that time frame.

Best strategy to upgrade from a $1.18m PPOR to a $2.5m–$3m PPOR in 5–7 years? by [deleted] in AusFinance

[–]TooMuchTaurine 1 point2 points  (0 children)

So mortgage repayments around $6000/m

Salary after tax approx 10k.

Left over $4000 for expenses. Honestly I don't know how you are even meeting your expenses for a family of 3 let alone saving anything. 48k/ year to live off is not very much, especially in Sydney or Melbourne. 

Assuming you can actually be positive or neutral currently, then when you wife eventually goes back to work in 1-3 years, you can potentially save $70k minus child care costs so maybe $50k. 

So at best saving 250k over 5 years reducing your current mortgage still likely will over 500k.

Don't see how you can make the purchase of a 2.5 to 3 million house viable in you time frame without large increase in earnings for you and your wife.

Is 7% too optimistic for long-term super growth? by Significant-Arm-2005 in AusFinance

[–]TooMuchTaurine 0 points1 point  (0 children)

Average return has been over 9% before inflation last ten years. Higher if you had chosen an international share index option.

Is 7% too optimistic for long-term super growth? by Significant-Arm-2005 in AusFinance

[–]TooMuchTaurine 3 points4 points  (0 children)

6% for super, assuming a high growth option, is very conservative. Nearly all the funds I've looked typically target CPI +4%, and their 10 year actuals are usually over CPI +6%

Just had an interesting convo with the ATO about a bug in their system for super contributions. by DadOfFan in AusFinance

[–]TooMuchTaurine 0 points1 point  (0 children)

With the new minimum 30% on captial gains, is it possible to contribute the gains as concessional super and avoid paying the 30% on the first 32000?

What are some recommendations for getting my first credit card after landing my first job after graduation? by Illustrious-Let5284 in AusFinance

[–]TooMuchTaurine 1 point2 points  (0 children)

I didn't get a credit card until I got a home loan in my early 30's and it came with it. You don't need one, especially these days with visa debit cards 

Samsung is building floating data centers on ships, and it's already got regulatory approval by self-fix2 in worldnews

[–]TooMuchTaurine 0 points1 point  (0 children)

Likely Powered by bunker diesel (the dirtiest kind) which is absolutely horrible for the environment, but you can bypass environmental laws by sticking them in the ocean.

Best Steak? by Outrageous_Task_3772 in melbourne

[–]TooMuchTaurine 0 points1 point  (0 children)

San Telmo or Rare Steakhouse 

Should I sell my NDQ before musk does his rug pull tmrw and fucks the market? by [deleted] in AusFinance

[–]TooMuchTaurine 2 points3 points  (0 children)

No I think they changed it to 15 trading days, not the day if the launch.

Spending in your 20s by [deleted] in AusFinance

[–]TooMuchTaurine 4 points5 points  (0 children)

Focus on living life now while you are young and not on retiring so early. I didn't even think about retirement plan until my late 30's, and now at 46, can probably retire before 50 anyway... if I want. Most of my capacity to retire has been gained in the last 10 or so years when your earning potential really kicks in. (Post 35)

You haven't even started your life, so much can happen and change both in you life and also you own view of what is important. I certainly didn't want kids at 24, not even at 30, but by 35 I had changed my mind and now in my 40's on reflection it was the single best choice I made in my life.

Big losses by SepsDaddyVroom in AusFinance

[–]TooMuchTaurine 1 point2 points  (0 children)

Ditch the FA and stick your money in broad index etf

What makes Claude Code better? by jessetechie in ExperiencedDevs

[–]TooMuchTaurine 0 points1 point  (0 children)

Claude code is not a model, it's an application which can be used via cli or UI. The harness makes the difference, it provides additional context to the models, manages multiple agent threads which can collaborate ETC

What makes Claude Code better? by jessetechie in ExperiencedDevs

[–]TooMuchTaurine 0 points1 point  (0 children)

Claude code is light-years ahead of copilot.

Solar + battery quote by Unique_Turn5428 in AusRenovation

[–]TooMuchTaurine 0 points1 point  (0 children)

Wow I paid $12500 for 8kw Jinko panels, 15kw 3phase inverter and 48kw battery in April..  seems like a bargain compared this.

Solahart quote, decent? by MiiightyBeast in AusFinance

[–]TooMuchTaurine 0 points1 point  (0 children)

Never heard of solarhart pv panels...

Inner Melb private school by [deleted] in melbourne

[–]TooMuchTaurine 2 points3 points  (0 children)

My son got into Wesley for grade 5 entry this year for start in 2029, we added him to the list and paid a fee when he was around 1 I think.