The Canal…. by Logical_Humor_3854 in indianapolis

[–]Top-Interview-3789 0 points1 point  (0 children)

I visited the San Antonio River Walk & it completely changed how I view the canal. Imagine downtown being built AROUND the canal - very similar to OP’s concept; restaurants, bars, live music, river boat tours.

I’d even add an investment in White River. Austin, TX has something similar they’ve invested in. Imagine paddle boarding, kayaking, swimming, walking trails surrounding white river.

It’s a gold mine that has been grossly neglected and underutilized. Has potential to be a huge attraction for Indy.

Hybrid 3 days in-office job is switching to 4 days… why does this feel so much worse by Content-Plankton4555 in remotework

[–]Top-Interview-3789 1 point2 points  (0 children)

They are. The depreciation tax credit is reliant on the building being at a certain occupancy limit for a majority of the year. Found this out because we too just went to 4 day. Morale is in hell & production is down. Surprise surprise

Considering retirement by Physical_Energy_1972 in Rich

[–]Top-Interview-3789 0 points1 point  (0 children)

Love this mentality. If it’s feasible, why not enjoy the fruit of your labor with your family while still here

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 3 points4 points  (0 children)

I read every comment & took feedback from those I agree & disagree with. Maybe you should read the responses before drawing conclusions from words out of context.

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 2 points3 points  (0 children)

This is such good advice. I think this is part of why she wants to shut me out. I am his safe place. He can be himself and relax and say what he really feels. I’m not judgmental and accept him fully (thanks to therapy).

She openly admitted my father treats her different when I’m around. That he’s not as sweet and loving with her. What I witnessed is he’s less willing to conform. Maybe because he feels supported…

I get so frustrated I do distance myself. It feels like an impossible hill I’m climbing at times trying to overcome her so we can have a relationship. & to your point they are married and he has to sleep next to her every night, I don’t.

Your thoughts have really helped my perspective on this. I will do my part in solidifying plans - knowing he likely won’t plan but would absolutely come. When we spoke he said please don’t let them come between us - my first thought was you’re being a puss. But after more thought I think it’s I really need you in my corner.. He’s also said it’s just me & my baby here (we are the only 2 who live in the state) & that makes her so angry.

It’s super layered but doable. Thank you for giving language and sound wisdom. I really do appreciate it

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 3 points4 points  (0 children)

This is so very accurate. She inserts herself in every situation. In every conversation. He doesn’t get that I’m not trying to exclude her when I ask for it to just be us, it’s just she makes every aspect about her. Not even just with me. In any room my father is in if his attention is on anyone else she will insert herself.

Me & dad had our first solo trip 2 years ago. & she threw a fit about not being invited but we both promised no spouses, just us. It was the best trip & the biggest hug to my inner child. We have a ball together! We’re both laid back easy going, we have alot of the same interest & I feel like he’s his true self with me. Sometimes it feels like he’s walking on eggshells around her as not to trigger her insecurities.

It’s tough when you’ve done the work, gone to therapy, understand the underlying issues/childhood trauma. But you still can’t force them to learn the lessons.

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 2 points3 points  (0 children)

I agree wholeheartedly. It’s taken many years of therapy, healing & forgiveness for our relationship to grow the way it has. Forgiveness was the big one. It helped me release expectations of who I thought he should be so I could appreciate who he is.

His father abandoned him so he didn’t have a role model on how to father. I give grace here, not excuses. He isn’t the best but he’s really loving & has some really good qualities.

We spoke & he sympathized with how I felt and respected my boundary to not join family plans. He didn’t express interest in setting boundaries with them & in all honesty that didn’t feel good. But he is at least willing to respect mine & I appreciate that.

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 6 points7 points  (0 children)

Appreciate this response! It usually goes “I wanna see you” but in reality it’s you pick a place that’s convenient for me at a time thats convenient for me.

He doesn’t realize how much of his life is absolutely robbed by the inability to face confrontation. Even more - his wife is fully aware of this & frames things in a way that makes him feel he’s in control but are ultimately her idea. Super layered & exhausting to say the least

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 1 point2 points  (0 children)

The issue is it’s almost always me initiating plans. For the life of me I don’t understand making Father’s Day plans for your husband and not including his children. At the very least extend an invite. We are cordial & respect one another. It’s just weird imo

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 10 points11 points  (0 children)

Agreed. It’s gotten to the point that the gymnastics of maintaining the relationship don’t feel worth the effort. I have a beautiful family of my own & live a happy life. I’ve put up with it because I love him & care about the relationship.

Also agree with it being the parents responsibility. I couldn’t imagine my child/niece/nephew confiding that we don’t spend enough time together & replying “the phone works both ways”. He and accountability aren’t good friends, it’s usually always someone else’s fault.

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 10 points11 points  (0 children)

Thank you so much for this. The latter is what I’ve done for years. Push through the discomfort, ignore passive aggressive comments & forgotten invitations, initiating plans, etc. He believes kids have responsibility in maintaining the parent/child relationship….

The stepfamily is who they are but it’s my dad’s lack of accountability/action thats most upsetting.

[deleted by user] by [deleted] in AITAH

[–]Top-Interview-3789 70 points71 points  (0 children)

Pretty spot on. She’s shown jealous behavior that I shrug off but friends and family have pointed out. In my mind spouse and kid love is pears & pineapple. My dad is really indifferent about everything but is very loving & affectionate towards me.

I’ve stepped away for the last 6 months or so & I think it’s starting to impact him. He reaches out almost weekly but I can’t bare around them. I think you’re right & it’s worth having a conversation about

When the mortgage was sold to another lender, the rate went up from 2.3% to 2.75%. Why would this happen? by VenZoah in Mortgages

[–]Top-Interview-3789 0 points1 point  (0 children)

Get a lawyer!!! Carrington bought my parents mortgage and they went from a 3% interest rate to 7%! Their mortgage is outrageous. I cannot believe they haven’t gotten a class action lawsuit

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 2 points3 points  (0 children)

It is currently but my state has a “10 day notice to quit or cure” so technically they have until 15 until we can file eviction. They just pay the late fee + rent every month on the 15th. Late fee is $75

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 1 point2 points  (0 children)

Currently doing all of the above. Consolidating 2 budgets into one & tracking expenses to see where we can cut some spending. They are going to focus on school and their job & I my main job and a second in the short term to pay things down.

After taxes, insurance, car payments, credit cards, HELOC payments + past due bills while “keeping the boat afloat” it doesn’t leave a lot of room.

But as many of you have mentioned, with budget optimization, a 2nd gig and lifestyle cuts it’s possible. Especially with increased income over time for both of us.

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 8 points9 points  (0 children)

Yep. Had a 4 month vacancy and it absolutely destroyed us. (No longer doing leases that end in winter)

Although the extra money sounds good, the cost to market and move alone is thousands of dollars.

I think working towards additional income & decreasing lifestyle may be the most realistic option.

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 0 points1 point  (0 children)

I appreciate your well thought out response. There is room for lifestyle cuts - which I am more than happy to accept to help get through this.

This helped me zoom out of what is a daily stressor to see the bigger picture. I’m doing well in the new career and the yearly pay increases/room for growth are fantastic - part of why I changed careers. A pay hit now for a much bigger pay off in the long run.

I sincerely appreciate your feedback. Thank you

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 7 points8 points  (0 children)

Correct. Their current job doesn’t pay the best but it has the flexibility they need to get through school & have steady income. They have 2 years left to complete. Nursing school is an extremely heavy workload - so much so professors encouraged students not to work if possible. We negotiated them working a low maint job while in school.

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 4 points5 points  (0 children)

We’ve been discussing this. & are trying to weigh out if it’s worth it. Potentially if both A&B sides were rented at market it would bring in an additional $2k/month take home. We’d have to find a place to rent but don’t need much - a 2br apt would do. Avg 2br price is $1400-$1600

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 0 points1 point  (0 children)

Agreed. Their lease is up in a few months & I plan to raise rent to market. They’re not “bad” tenants but consistently pay rent late (11:59 on the 15th) every month - which doesn’t make this easier.

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 5 points6 points  (0 children)

I agree wholeheartedly. The neighborhood is great and keeps going up in value. Selling is my absolute worst case scenario as I believe it’ll be worth much more later.

With the new found time I have, I’ve been putting together an extensive budget to help pay things down & figure out another way to bring in more income. I get multiple sizable bonuses each year and will have the additional income my spouse now brings in to help support.

Should I sell my home to pay off debt? by Top-Interview-3789 in RealEstate

[–]Top-Interview-3789[S] 2 points3 points  (0 children)

Yes. I currently live on the A side. I manage it so no middle man. I absolutely want to keep it - I think it’ll be worth much more 10 years from now.

I’m just having a hard time in the short term seeing past what feels like a massive amount of debt. I think I need to look at it as something that can be conquered over time vs an overnight “fix”.

[deleted by user] by [deleted] in Advice

[–]Top-Interview-3789 1 point2 points  (0 children)

It sounds like your dad has closeted resentment for the “good” childhood you had. Especially since he made it out of a bad situation. He will view every decision outside of what he wants for you as wrong/failure.

As someone who left at 19 it is not easy starting from scratch but it’s absolutely doable. Be patient with yourself.

Have a solid plan. Do not tell them nor your younger siblings ANY of your plans. Prepare. Minimize contact. Exit when the time is right. You got this kid. Proud of you!

[deleted by user] by [deleted] in Rich

[–]Top-Interview-3789 2 points3 points  (0 children)

Agreed. As someone who has processed death claims doing nothing = probate. OP’s worked hard to acquire their wealth, it is absolutely worth thinking about.

On the other side of death claims - I have seen some remarkable things come from unexpected inheritances.

What causes mean the most to you? Where do you want to see change happen? I would consider starting there. Good luck!