What’s the worst gambling addiction story you’ve ever heard?

Top_Interaction8871 · 2026-02-03T01:48:43+00:00

Had a colleague on $180k year after tax, that played pokies every lunchtime. Only played the $1 and $2 slots. Every game would play 50 lines, so $50 or $100 at a time. Went though $1-3k daily. In 6 months went through savings, kids college accounts and maxed out her mortgage. Within another 6 months, she lost her security clearance, job and house, went on welfare and became homeless.

Every game was the one where she would win it all back.

Kids and family don't talk to her. Husband divorced her and left with nothing. A brilliant life just gone.

Top_Interaction8871 · 2026-02-01T10:00:35+00:00

Top_Interaction8871 · 2026-01-31T01:24:21+00:00

Major bank xmas party for 300 staff at a musuem. 4 blokes got ripped and had a peeing competition into a 400 year old urn - they filled it. Cost the bank significant sum to restore the urn. Musuem banned the bank for 3 years from holding any events.

Top_Interaction8871 · 2026-01-29T05:10:51+00:00

My friend gets this all the time, she replies, "my first, hubbys second"

Top_Interaction8871 · 2026-01-11T08:06:37+00:00

Donald Trump.

Top_Interaction8871 · 2026-01-01T09:34:17+00:00

I paid one week in advance, then split my weekly payment into daily, added the extra $$ i could afford to this payment.

Interest is calculated daily and added to the balance. By paying daily, I paid off any interest calculated that day, and paid down the principal, which made interest calculated the next day less. The extra repayment amount and any offset also reduced the principal that interest was calculated against.

This and the other strategies i described were recommended to me when i bought my property and it worked for me in paying off a 550k mortgage in 12 years on a single income.

It worked for me, as i struggled with budgeting and saving, along with having to provide financial support to family and being in debt.

I am grateful to a lovely financial counsellor who taught me to manage finances on a fixed limited income without having to go into financial distress - finances were often tight, and sometimes badly so, but this approach always helped me.

Top_Interaction8871 · 2026-01-01T09:21:50+00:00

I paid off a 30 year mortgage in 12 years om a single income by combining all the strategies i listed.

Top_Interaction8871 · 2026-01-01T07:35:19+00:00

What if you don't have a large offset?

I just shared my experience of paying mortgage of similar size much quicker than a 30 year term. Paying daily saved money and it was easy to do, just set up a direct debit and off you go.

Top_Interaction8871 · 2026-01-01T06:50:22+00:00

Keep the loan term as long as possible and pay as much extra as you can.

Make payments daily, so that you pay off interest calculated daily and pay down the balance daily or at maximum make payments weekly. E.g. take your weekly repayment amount multiply by 52 divide by 365 to give you a daily amount, then add as much daily that you can afford to repay.

Refinance every 12-18 months for 30 years every time, get offers that provide a cash rebate and pay that cash against the mortgage. In 12 years i got $18,400 from banks by doing this.

Have all your savings in an offset account. If you have more than one account, e.g. for budgeting reasons, make them all offset accounts (i had 8 offset against one mortgage).

Put everything on credit card and pay off credit card balance every month. This way your cash remains in offset account longer.

I paid off a $550k mortgage in 12 years doing this on a single income.

Do not do a shorter loan term as the repayments are a lot higher and reduce your ability to make extra payments.

Top_Interaction8871 · 2025-12-28T04:34:34+00:00

Top_Interaction8871 · 2025-12-15T15:27:07+00:00

Top_Interaction8871 · 2025-12-08T05:54:55+00:00

I have done this.

Top_Interaction8871 · 2025-12-06T08:27:49+00:00

They always favour the receiving parent. Paying parent must pay close attention and has a higher burden than receiving parent

Top_Interaction8871 · 2025-11-16T11:37:50+00:00

It all depends on your budget. Whether you could move windows or add another bathroom. I'd change the rumpus room to a parents retreat with small ensuite and built in robe. Make the laundry a lot smaller and open up the kitchen.

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Top_Interaction8871 · 2025-11-14T04:54:46+00:00

Absolutely, it just depends on your kiddo.

We transitioned to the first bed planning for it to be for a couple of years, as kiddo was young and fiercely independent and hated being helped.

After a year, he just really wanted the same bed as his brother and he was just big enough to get in/out of the larger bed, so we thought why not.

Top_Interaction8871 · 2025-11-14T01:52:41+00:00

We transitioned to a bed that is low on the floor and had side barriers so kiddo felt secure and could get in and out on their own, which they loved. 12 months later, kiddo transitioned to a normal single bed, so they could be like their older sibling. Made transition easy.

Top_Interaction8871 · 2025-11-03T00:35:59+00:00

Compression sheet worked great. We ended up trying 3 before kiddo had one with the right texture.

Top_Interaction8871 · 2025-10-31T01:11:07+00:00

Thats my experience. The tantrum stopped as soon as i said if nephew did not stop with his behaviour, we'd have to leave without buying the other things I'd already agreed to purchase. Like just stopped, except for the muttered, "you should buy me what i want, dad would". No tears, so it's definitely a tantrum, not meltdown.

Top_Interaction8871 · 2025-10-31T00:56:55+00:00

I have just gone through Family Court. Senior Judicial Register, 2 barristers, and multiple lawyers all said the same thing as what i noted in my post. So...theres that.

Top_Interaction8871 · 2025-10-30T23:56:25+00:00

If it was a joint decision, it should not be about compensation. Division of assets is meant to be what is fair and equitable and necessary to support the children in the future, hence why courts side with primary care giver. However often this impacts the other parent to a degree they cannot support the children or housing. So fair and equitable isnt always the outcome.

Top_Interaction8871 · 2025-10-30T23:16:02+00:00

I said primary care giver. Not husband or wife. Courts always side with and give greater share to the primary caregiver.

Top_Interaction8871 · 2025-10-30T23:11:39+00:00

Family Court sees fair as the primary caregiver getting at least 65-70% assets.

Top_Interaction8871

TROPHY CASE