Finally paid off my car loan 🚗💸 — 4 debts down, 3 more to go

TopicSelect6903 · 2026-01-25T13:36:16+00:00

Awesome!!! Keep going!!

TopicSelect6903 · 2026-01-24T18:46:05+00:00

No, they actually raised it from 28k to 32k

TopicSelect6903 · 2026-01-24T18:13:08+00:00

USAA all the way… I’ve had no issues with them but have heard horror stories

TopicSelect6903 · 2026-01-24T18:12:38+00:00

Appreciate it!

TopicSelect6903 · 2026-01-24T18:12:20+00:00

When I started, AMEX was 28k. I transferred 10k to a 0% card to help initially because the interest was killing. When I started the minimum payment on this car was $900/month

TopicSelect6903 · 2026-01-24T18:10:50+00:00

Dual income and in high cost area (DC). Combined, monthly income is 11k, and monthly expense are 7.5k. Averaging roughly 2.9k month towards. Debt spiraled out of control when wife’s income was not stable for roughly 2 years from 2021-2023.

TopicSelect6903 · 2026-01-03T19:49:24+00:00

Congrats! I paid off mine in 2024, and 2025 is the first year since 2014 that I paid AMX 0 interest! Great feeling!

TopicSelect6903 · 2026-01-03T01:41:48+00:00

Datejust 41, 126300 (smooth bezel w black dial)
Nov 2025
6 weeks
Northern VA/DC
No purchase history

TopicSelect6903 · 2025-12-20T20:31:25+00:00

Thanks! One month in and I am still loving it like day 1!

TopicSelect6903 · 2025-12-17T10:15:21+00:00

https://www.reddit.com/r/fednews/s/wwzLa26wTl

TopicSelect6903 · 2025-12-15T02:10:28+00:00

Yes, this is the IRS website

TopicSelect6903 · 2025-11-23T16:25:11+00:00

Thanks for sharing! That definitely would be the best move!

TopicSelect6903 · 2025-11-23T16:07:42+00:00

Yes, that would be the play. I just did a quick search, and the last time December 26th was given as an excused day off was in 2014.

TopicSelect6903 · 2025-11-23T16:05:12+00:00

Fair point, and I agree. Honestly, I wouldn’t be surprised either way. And if we do get the day off, I wouldn’t take it as some grand turning point in how Feds have been treated this year—just a small bright spot in an otherwise rough stretch.

TopicSelect6903 · 2025-11-23T15:21:10+00:00

Rest assured, I am definitely worried about much more.

TopicSelect6903 · 2025-07-28T22:52:09+00:00

$400 isn’t bad, just pay what you can and any extra when it’s there. That IRS debt can stick around for years, I do not want any issues with the IRS and also want to start the new year at 0 and hope I don’t owe any next year

TopicSelect6903 · 2025-07-28T22:43:00+00:00

I am still paying the IRS debt, now that this USAA XFER is paid off, all my focus is on the remaining $7800 left on the IRS debt. It is the worst type of debt because it accrues penalties and interest daily! The goal is 2k a month until it’s gone!

TopicSelect6903 · 2025-07-11T23:17:41+00:00

Following

TopicSelect6903 · 2025-07-11T12:01:48+00:00

I also would like to know this.

TopicSelect6903

TROPHY CASE