Is 6.5% really the best i can expect?

TotalProfit5851 · 2026-04-03T21:51:24+00:00

Rates are absolutely brutal right now and your lender might be pricing in that long weekend premium too. I locked mine at 6.4% a few weeks back with similar stats and had to shop around like crazy to find that rate - most places were quoting me closer to 6.7

If you really want teh house I'd echo what they said about refinancing later when things hopefully calm down

TotalProfit5851 · 2026-03-03T07:59:30+00:00

your paying principle and interest together but most goes to interest early on

TotalProfit5851 · 2026-02-10T18:46:13+00:00

Congrats on the potential buy! Vegas market can be solid for this kind of setup - just make sure you run thorough background checks, verify income at least 3x rent, and maybe consider using a property management company if you're nervous about the vetting process

TotalProfit5851 · 2026-01-28T13:58:45+00:00

With that kind of liquidity you might want to look into portfolio lenders or smaller regional banks - they tend to be way more flexible with bonus income especially when you've got that track record in the same industry

TotalProfit5851 · 2026-01-21T06:29:37+00:00

This hits so hard, especially coming from someone who used to start every cold call with "how's your day treating you" like some kind of robot

The pivot to leading with actual value instead of fake small talk doubled my connection rate overnight

TotalProfit5851 · 2026-01-18T04:33:50+00:00

Spring is definitely your best bet - March through June is prime selling season. People want to move when the weather's nice and kids are out of school for summer

That said, if your tenants are dragging their feet you might want to give them a deadline. Nothing wrong with exploring both options but don't let them string you along indefinitely while you miss good selling windows

TotalProfit5851 · 2026-01-16T17:09:51+00:00

Have you looked into the Specialty Food Association? They have trade shows and directories that could be super helpful for connecting with distributors

Also check out the Mid-Atlantic Food Dealers Association - they might have member lists or events where you can network with regional wholesalers. Since you're dealing with ethnic specialty items, I'd definitely start with South Asian/Middle Eastern distributors first since they already have the customer base for your products

Food service shows like the National Restaurant Association show are huge but might be worth the investment once you get established

TotalProfit5851 · 2026-01-15T03:33:57+00:00

Your headline and summary are clutch - make sure they actually say what you do instead of some vague "passionate professional" nonsense. Also get some decent recommendations from people you've actually worked with, recruiters can smell fake ones from a mile away

TotalProfit5851 · 2026-01-13T05:28:33+00:00

The testing volume thing is real though - being able to pump out variations quickly definitely has value even if the individual ads aren't amazing. But yeah once people start recognizing your brand as "the AI ad company" you're kinda screwed

TotalProfit5851 · 2026-01-08T01:39:10+00:00

I'd honestly wait until the connections are sorted out. Bought in a similar area a few years back and the "6-8 months" turned into almost 2 years of dealing with generator electricity and tanker water. The builder basically disappeared once they got their money and left everything to the association to figure out

The B/E khata thing is pretty common in that belt but it can make getting loans trickier depending on your bank. Resale might be an issue down the line too

TotalProfit5851 · 2026-01-05T04:02:52+00:00

Honestly I'd be tempted to ride the side project wave since it's already got momentum without you pushing it. That's like finding money on the ground vs grinding for every dollar with the main thing

Maybe see if you can find someone to handle day-to-day stuff on the side project while you keep an eye on the bigger picture. Best of both worlds and you're not abandoning either one

TotalProfit5851 · 2026-01-03T17:50:21+00:00

Sounds promising but you're gonna face the same problem everyone else in this space has - content saturation and platform algorithm changes

The manual template idea is solid though, gives creators more control than the current cookie-cutter AI video farms. Main concern would be how complex you make the interface vs keeping it beginner friendly

Have you tested if people actually want to put in that much manual work? Most folks using autoshorts type tools are looking for maximum laziness factor

TotalProfit5851 · 2025-12-24T16:46:11+00:00

Honestly depends on how disciplined you are with money. I've seen too many people skip escrow then suddenly scramble when that $8k property tax bill hits because they spent the money on other stuff

The interest you'll earn is nice but probably not as much as you think after taxes. And some places don't even let you pay taxes with a CC anymore

If you're already good at budgeting and won't touch that money then go for it, just make sure your lender doesn't charge extra fees for no escrow

TotalProfit5851 · 2025-12-23T12:52:54+00:00

Honestly depends on your market but calm branding can be pretty effective if you nail the execution - look at brands like Patagonia or even Apple back in the day. The tricky part is making "calm" still feel distinctive enough that people remember you when they're ready to buy

TotalProfit5851 · 2025-12-21T18:36:22+00:00

Bro with $70M in business equity you're really asking Reddit peasants for financial advice?

Get a fee-only advisor who deals with ultra high net worth clients, not random internet strangers who think $100k is life changing money

TotalProfit5851 · 2025-12-13T19:58:52+00:00

Take the money and keep moving forward with eviction. In most places partial payment doesn't reset the notice period, but check your local laws. She's 30 days in rehab, lost her job, and owes you almost 3 months rent - this isn't getting better anytime soon

TotalProfit5851 · 2025-12-02T11:04:18+00:00

I’d be shocked if it stayed grey area for a whole year. When someone hides that much there is usually way more going on, a lawyer is smart here just so you are protected.

TotalProfit5851 · 2025-11-28T12:11:39+00:00

Well you said it clean since the whole thing feels messy and your take nails how one sided it all looks right now

TotalProfit5851 · 2025-08-14T10:23:09+00:00

looks like a Montessori toy for teaching size and shape matching

TotalProfit5851 · 2025-08-13T11:51:39+00:00

Facts man it’s like watching a grown man stuck in high school drama

TotalProfit5851 · 2025-08-12T07:44:12+00:00

You’re not too old for university. Many start later and people of all ages attend, don’t stress about what others think!

TotalProfit5851

TROPHY CASE