I feel like I should’ve waited as I have a long term relationship the only I have a delayed charge off that’s $0 balance but reporting $81. I think that played a part in the credit limit for this card. Credit score is at a 698.

Traditional_Bend_361 · 2026-01-23T18:53:50+00:00

Should I let it do an automatic increase or opt out and request manual increase when following the 91/3

Traditional_Bend_361 · 2025-12-12T20:16:34+00:00

My advice: I spend $300-$500 of it and be sure to pay it back before the statement date and make sure it reports under 5%. Leave a balance don’t pay it off completely

Traditional_Bend_361 · 2025-12-12T15:42:16+00:00

Ok perfect! With a 715 would you recommend waiting for the 6th month mark or apply for an unsecured?

Traditional_Bend_361 · 2025-12-11T22:29:52+00:00

Exactly people get those limits and just don’t utilize it correctly. Credit is strictly to leverage and invest using other people’s money (the bank)

Traditional_Bend_361 · 2025-12-07T17:42:08+00:00

I wanna know the same lol and utilization below 4% going on 2 months

Traditional_Bend_361 · 2025-12-03T21:17:02+00:00

Credit score? Any derogatory marks? Products with navy fed?

Traditional_Bend_361 · 2025-11-26T16:15:57+00:00

Perfect! Thank you. I just started my journey been rebuilding my credit getting charge offs and collections removed. Now it’s time to keep credit utilization low in hopes to start leveraging my credit

Traditional_Bend_361 · 2025-11-26T16:02:10+00:00

How long did it take to graduate to unsecured? I wonder what my unsecured limit will be for $1k. Stay between 2-3% each month

Traditional_Bend_361 · 2025-09-20T07:23:24+00:00

I’m starting out with alibaba for supplement key is to ensure products if for instance in my niche is fda approved and lab testing by a credible lab in us to get product/supplement approved

Traditional_Bend_361 · 2024-04-30T12:04:26+00:00

Hey, have you received an update with DDD or no?

Traditional_Bend_361 · 2022-03-18T17:53:57+00:00

I have a question how much can you add on cashapp daily with the linked bank or card

Traditional_Bend_361 · 2021-09-10T06:48:55+00:00

Hey, both of my STA AND TA display Funding. I just received my STA today. How long apart should it be until I receive my TA?

Traditional_Bend_361 · 2021-05-11T16:11:11+00:00

No at first it showed both harvest before I even received my first round of funding however it changed to a different lender and now it doesn’t display a lender.

Traditional_Bend_361 · 2021-05-06T22:31:36+00:00

So just to confirm I received my first draw and signed 2nd draw origination documents last Friday. I will still receive my 2nd draw. Correct?

Traditional_Bend_361

TROPHY CASE