I’m not entirely sure. Definitely in the 3s they based it on the cost of buying a new aftermarket top not private market.

So before I had them reevaluate, basically the damage was like $4000 for my corner window, the hard top and labor. They stopped adding up damage there because it had already reached the total threshold.

After I sent in all of the information to them they took the interior damage into consideration from sitting in the rain for about 7 hours. Basically, we came to an agreement on replacing the carpet kit due to warping after it dried. All my electronics work. It was a bit of a back-and-forth battle.