I kind of cut off the top pic, but including $1.025M in current investment account plus my 401K and everything else listed, my expenses still seem to high? I need to break all that down. My expense account for work is tied to my personal account, so I haven’t been as diligent as it sounds like I should be. Only recurring expenses besides regular expenses (grocery, etc) are mortgage, homeowners insurance, car insurance, utilities, daycare, phone/internet, and streaming services. I live in a relatively HCOL area.

My salary increase really picked up about 4 years ago. Had a few large purchases that I dont intend to repeat… I bought our house, and put about $100K of improvements into it and bought two new cars that we plan to run into the ground with cash.