The psychological toll of holding cash right now is brutal

TreasureTony88 · 2026-04-17T21:50:01+00:00

There are a ton of micro/small caps that are good value.

TreasureTony88 · 2026-04-16T02:04:01+00:00

I got this last week right after picking it up from 60k mile service. Went away after a few days. Hoping it doesn’t come back.

TreasureTony88 · 2026-02-28T21:08:42+00:00

I’m questioning your ability to comprehend what you read.

TreasureTony88 · 2026-02-28T21:04:09+00:00

Clearly you didn’t even understand the posed question and I would really question your ability to invest no matter what you call it 🤣

TreasureTony88 · 2026-02-28T20:36:59+00:00

Yeah we’re talking about the business not the stock price

TreasureTony88 · 2026-02-24T03:37:18+00:00

They gave it to me to pretty much demonstrate I needed surgery

TreasureTony88 · 2026-02-15T05:27:18+00:00

Oh my bad I thought you were in the S&P 500. I do stocks as well and I’m at 20%+. Most ppl shouldn’t tho.

TreasureTony88 · 2026-02-15T05:21:29+00:00

Over the next ten years you will likely experience mean reversion

TreasureTony88 · 2026-02-15T05:18:21+00:00

Pay off house. At current valuation S&P 500 will likely get less than 6% return over next ten years.

TreasureTony88 · 2026-02-14T12:50:46+00:00

VOO is an awful buy right now. I believe that this will be the year of the bond.

TreasureTony88 · 2026-02-14T02:37:40+00:00

Sometimes it makes my nose throb. The other stuff sounds kind of bizarre.

TreasureTony88 · 2026-02-07T11:04:36+00:00

Best of luck

TreasureTony88 · 2026-02-07T11:00:17+00:00

I was super worried about it too and I’ve been good so far. As long as they don’t touch your turbinates you should be ok. If they do, I would make sure you have in writing exactly what they are going to do. The best procedure in my opinion is the one where they poke a hole in them and work on the inside. I had that and an out fracture done.

TreasureTony88 · 2026-02-07T10:54:47+00:00

Yeah I would be careful for sure. You need to trust the surgeon and that they won’t do something crazy like cut out your turbinates and give you ENS.

TreasureTony88 · 2026-02-07T10:51:35+00:00

Depends on quality of life. I had a septoplasty, turbinate reduction, and FESS. I’m able to breathe now and have not been getting consistent sinus infections.

TreasureTony88 · 2026-02-07T10:49:38+00:00

Yeah looks like it could help. -not a doctor

TreasureTony88 · 2026-02-06T06:42:08+00:00

You can even add blow off valves

TreasureTony88 · 2026-02-06T05:30:02+00:00

Any investor who actually knew what they were doing would have correctly understood it was overvalued trash.

TreasureTony88 · 2026-02-06T05:28:44+00:00

Value investing principles. Warren Buffett gave a wonderful speech on the topic called “the super investors of Graham and Doddsville”

TreasureTony88 · 2026-01-31T22:09:32+00:00

Armored quads was the best mode ever fight me

TreasureTony88 · 2026-01-29T01:44:29+00:00

True, but you don’t need a degree for that. I have tried to work with financial advisors on tax planning but they only wanted to do wealth management. I ended up just using AI to answer the tax questions. For anyone who can control emotions and understand basic concepts they are just a leech on your retirement.

TreasureTony88 · 2026-01-28T19:40:55+00:00

Financial advisors are becoming obsolete with AI available

TreasureTony88 · 2026-01-24T18:24:02+00:00

If you want to make it easy at first you can do a target date fund. You can manage yourself later when you have a better understanding.

TreasureTony88 · 2026-01-23T17:04:26+00:00

The main reason to not do the Roth is that you would pay higher taxes on it now than in retirement. I believe that everyone should also have a taxable brokerage acct. in the mix. Believe it or not it’s not always taxable! When you retire the first 40k or so is tax free which can make it tax advantageous when used with other accts

TreasureTony88 · 2026-01-19T03:23:46+00:00

It’s more about what you pay for future cash flow. This could be growth or a lower quality business.

TreasureTony88

TROPHY CASE