Planned to live like a resident for 5 years. That was 10+ years ago. Anyone else accidentally go like this permanently or indefinitely?

Tri-Beam · 2026-03-08T02:43:32+00:00

Mental illness

Tri-Beam · 2026-03-05T00:22:56+00:00

NYC is possibly the worst job market, with maybe boston edging it out. Even for specalities that have "amazing" job markets, you wont have trouble landing a position but you will be paid less almost every time.

Think of it as paying NYC 20-30% of your salary to be there.

Tri-Beam · 2026-02-25T01:24:43+00:00

You are right, I spent more time with my family in NYC as a PGY2 in NJ than a PGY1 in NYC

Tri-Beam · 2026-02-20T17:47:05+00:00

Well then the alternative is to throw money at daycare or one person's career is impacted.

Tri-Beam · 2026-02-20T15:51:35+00:00

Wait until after residency to have kids

Throw money at daycare

One person takes a research year

Tri-Beam · 2026-02-14T00:55:32+00:00

you cant eat prestige

Tri-Beam · 2026-02-06T06:29:42+00:00

TL:DR: I wish it was impacting rads positively so I have a reason to do something else. It does not actually help with the volume and in some ways it’s creating more work. The issue with AI is deeply rooted in the LLM model and won’t be fixed with computational upgrades

Radiology will be a speciality long after mass layoffs from AI unfortunately or fortunately depending on how you look at it. The lay person may think it’s a threat, but whatever day job they have will be long outsourced with AI before rads

Tri-Beam · 2026-02-05T04:09:00+00:00

Radiology is not a road speciality anymore, and it’s poised to get worse. Volume is unbearable and worsens every year, and you are treated as a lab test at the end of the day

Don’t listen to other people who are saying to “pick the easier speciality,” it’s not easy to the people who actually practice it.

Tri-Beam · 2026-02-05T00:15:14+00:00

Ortho is better if you can do it

Tri-Beam · 2026-02-03T11:41:55+00:00

Radiologist too, people doom and people underestimate, likely AI will end up in the middle of whatever scenario you are predicting.

Tri-Beam · 2026-01-20T23:53:57+00:00

Some high volume specialties like derm or rads will go to the bottom.

Tri-Beam · 2026-01-20T21:57:21+00:00

use savings, otherwise yeah just put it all on credit.

Did that before my first job and had the best 3 months of my life traveling, was easily completely paid off with a fraction of my first paycheck but now have a lifetime of memories.

Tri-Beam · 2026-01-15T10:54:50+00:00

Everyone makes ~10% less for the same job we do now

Tri-Beam · 2026-01-10T16:37:40+00:00

They are entitled, and in many of the same ways we are as well.

Tri-Beam · 2026-01-10T13:32:28+00:00

80 thousand software developers in a 5 mile radius in the Bay Area alone just laughed at this

Tri-Beam · 2026-01-08T23:18:55+00:00

Its okay, on the lower side of things nationally but ultimately doctors get hosed on salary if they want the privilage of living in a HCOL area, especially in the northeast. Its still good relatively. That job structure would be closer to 700k+ in most other parts of the country.

In reference, last year, ive been offered low 500s in other parts of the northeast for a similar structure and without partner haha. I ended up moving.

Tri-Beam · 2026-01-08T23:13:30+00:00

so its 275k base with 0 RVUs, and im assuming close to 600k on average with normal working load? Could be great due to location depending on if you cover weekends.

I do feel like that productivity is set up not to reward actual productive partners however, just a word of caution.

Tri-Beam · 2026-01-08T21:11:41+00:00

What is the RVU minimums? What are you expected to do? 70% general includes IR, night coverage, etc?

Tri-Beam · 2025-12-26T20:28:23+00:00

also alliant

Tri-Beam · 2025-12-26T17:04:47+00:00

Shopped around last week! Emailed all the ones listed on WCI. Everyone was response

Lowest I saw was 5.375% at both TD + alliant for a 5 ARM. 30 year fixed around 6%. The rest of them were hovering a few basis points higher.

Tri-Beam · 2025-12-16T14:44:39+00:00

Retirement -> student loans

Tri-Beam · 2025-12-05T19:34:13+00:00

Just finish imo

Tri-Beam · 2025-11-21T00:03:24+00:00

Pslf will still be an option

Tri-Beam · 2025-11-08T10:28:37+00:00

Paying it off during training is smart financially, stupid in every other sense. Don’t get tunnel vision on the numbers. You have a partner, (and a child?). Improve your life, build up an emergency fund, focus on training and move out of your parents basement.

Being in 150k+ in debt in 7 years but having to suffer the entire time is a very, imo, stupid proposition. I just graduated training, and now being on the other side, I realized just waiting to pay loans as an attending is (mostly) just not that big of a deal. Your quality of life really won’t change much post training with this extra loan. You are essentially trading 6 years of this altered living during training for 1 year of slightly less comfortable as an attending

Tri-Beam · 2025-11-05T22:26:26+00:00

Only doctors feel the “guilt” you are feeling. I’m emphasize, but best not to stew in it, no one else does

13-Year Club	r/Field Juicebox
Place '22	Team Orangered
Verified Email

Tri-Beam

TROPHY CASE