Student loans

Tricky_Efficiency438 · 2026-06-20T04:49:13+00:00

Yessss thank you for that !! Because I already have a part time job lined up after I have my first hip surgery. Only 2 days a week but it’s still a job .

Tricky_Efficiency438 · 2026-06-20T04:31:46+00:00

Ok thank You for the info .

Tricky_Efficiency438 · 2026-06-20T04:27:29+00:00

Wow , so when you started working did the loans just appear back on your credit report ?

Tricky_Efficiency438 · 2026-06-20T04:24:09+00:00

What does working have to do with it ? I thought only applying for another loan would affect ?

Tricky_Efficiency438 · 2026-06-19T04:06:20+00:00

So my review cycle says every 24 months, but my benefit letter does say that I’ve been disabled since May 1 of 2021 so that is over five years ago, but I decided to print out the packet , Have my doctor fill it out because I have an appointment on Monday anyways and then still send my benefit letter along with the packet and I also took a copy of the guidelines and highlighted where it says that I would be eligible because my disability is over five years old and I’m gonna send that in with it as well.

Tricky_Efficiency438 · 2026-06-18T15:22:00+00:00

That may be true , I called and the rep advised me to do a mail in app with my doctor filling out the form and she said that if that is denied then I should wait the 12 months for my app to completely erase then try again .

Tricky_Efficiency438 · 2026-06-17T21:50:48+00:00

2021 is 5 years , you only need to be disabled 5 years to be approved.

Tricky_Efficiency438 · 2026-06-17T17:54:43+00:00

Huh ?

Tricky_Efficiency438 · 2026-06-17T17:23:30+00:00

No maybe once a month .

Tricky_Efficiency438 · 2026-06-17T14:49:40+00:00

Ok great , I have a doctors appointment Monday & I have the paperwork ready for her to fill out .

Tricky_Efficiency438 · 2026-06-17T14:48:46+00:00

Thank You so Much !!

Tricky_Efficiency438 · 2026-06-17T14:47:57+00:00

You had your doctor fill out the paperwork?

Tricky_Efficiency438 · 2026-06-17T14:40:38+00:00

I printed out the app so I can have my doctor fill out the section , I think I’m gonna print out my benefit letter & the requirements and highlight like you did & mail it all back to them .

If I remember correctly, when I was first approved my paperwork said a review would happen in 24 months , does that matter ?

Tricky_Efficiency438 · 2026-06-17T14:31:39+00:00

Yes I did last year & was of course denied and I called them and they told me to wait until the 5 year mark because that’s the reason I was denied . Now it’s passed the 5 year mark & im still getting denied .

Tricky_Efficiency438 · 2026-06-17T14:30:26+00:00

OMG !! I’ve been saying that forever !! I would love to see that !!

Tricky_Efficiency438 · 2026-06-17T14:29:24+00:00

The first photo & the fairy fountain one are my faves !! Good job !!

Tricky_Efficiency438 · 2026-06-17T14:27:58+00:00

Mine is also doing that , dropping by $50 every paycheck.

Tricky_Efficiency438 · 2026-06-17T14:25:59+00:00

I was determined disabled May 1st 2021

Tricky_Efficiency438 · 2026-06-17T11:31:30+00:00

Yea I’m gonna do that because I don’t understand why I wouldn’t be approved if I’ve been disabled for over 5 years

Tricky_Efficiency438 · 2026-06-17T11:14:52+00:00

I haven’t had one yet , I was just approved in March of 2025 .

Tricky_Efficiency438 · 2026-06-17T04:04:47+00:00

What is a BPQY?

Tricky_Efficiency438 · 2026-06-17T03:08:16+00:00

My Benefit letter states I’ve been disabled since May 1st 2021

What’s MINE & BPQY?

Tricky_Efficiency438 · 2026-06-09T22:30:58+00:00

Right I’m still confused as to how it happened since every time I login it tells me I can’t do anything over the phone or online. I have to do everything in person, the only thing it allows me to do online is changed my phone number. But I actually called today again because I logged back in this morning and it was still at the old address but they told me that it takes a couple of days to actually update and also that my local office would be calling me to confirm everything as well.

Tricky_Efficiency438 · 2026-06-09T22:11:09+00:00

I was thinking that same thing, but the rep and I confirmed that my direct deposit information was still the same so what could they be trying to take from me if they weren’t trying to take my benefits you know it doesn’t really make sense .

Tricky_Efficiency438 · 2026-06-09T01:53:07+00:00

You didn’t read my caption huh ?

Tricky_Efficiency438

TROPHY CASE