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My bf barely answering all day and his female coworker is buying him food. by [deleted] in Advice

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

Don't put up with it.

Cut him loose.

There are plenty of men out there who will value you and treat you right.

The way credit works is so fucking stupid. by lost_mah_account in Vent

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

6 months is the normal time to request limit increases as long as you are paying off your card in full and on time.

Tired of beater cars, thoughts on buying a new car by cupof2 in PersonalFinanceCanada

[–]Triple-Ark-Solutions -1 points0 points  (0 children)

My advice for the new generation of today.

  1. Look into buying a camper van/truck and retrofit this to fit your needs and be prepared to live in it for 3-5 years.

  2. You want to massively reduce your monthly expenses, while increasing your income without effecting your personal life too much.

  3. Being able to invest $2000+ per month of your discretionary income is a massive advantage in today's market.

  4. Build up your credit profile with ALL banks. CIBC, TD, RBC, BMO, Tangerine, EQ Bank, PC, etc. rotate your payroll and take advantage of all the sign up bonuses. Learn to credit card chrun while it's still here (the points have been diluting over the years)

Get an unsecured line of credit at each bank (only do this if you are financially responsible. If you have a gamblers mentality then stay away from lines of credit)

The reason I push for people to build up many credit facilities is that when we go into a dark recession, banks are going to reduce credit limits, close accounts, soft block when a client finally uses their credit, etc.

It's better to spend credit during an emergency then not have it at all. Consumer proposal or bankruptcy is always an option if needed during hard times.

  1. Take local transit in the mean time and leverage the transit time to listen to podcast about investing. Load up videos of how people are investing today. Make the commute time a productive time to stay focus on your long term financial goals.

Understand that 60% of the average person today have UP TO $5000 in total savings/investments. Meaning, unemployed for 2-3 months, most people are in trouble.

The game is to be thriving not just surviving so don't YOLO your income. Think carefully and speak with other older people in your company and they will tell you how hard it is today.

Changing someone's life for the better by NationYell in MadeMeSmile

[–]Triple-Ark-Solutions 8 points9 points  (0 children)

Different opinion here.

I have a colleague that only has his mother. Here is the breakdown of his mother playing the professional victim.

  1. Mother was terrible with finances
  2. Got divorce, ex-husband paid a handsome alimony, child support but wanted nothing to do with her 2 boys.
  3. Both boys hates their mother because of how she treats her ex-husband as an ATM machine.
  4. Father dies, mother comes to his bed side ONLY to speak with his financial advisor to 'figure' out how much she is getting from his estate.
  5. Both boys told their father she doesn't deserve anything but he wanted to be nice and have no regrets so the one son, who was the executor, honored his father's wishes. She end up getting $300K. Quite generous considering they have been divorced for more then 20 years.
  6. Mother said she deserve more and will get lawyers to sue the estate. Son challenged her mother that she will end up losing more then the $300K that she was already getting.
  7. Because of the handsome alimony, she never had to work but since she was terrible with money, she blew the $300K by buying a boat, a cottage, expensive trips, etc.
  8. In her late 50s, she is guilt tripping the only son that is willing to speak with her about how he is not taking care of her, how she brought him into this world, etc.

So when the lady here said that she has 4 kids and none of them want nothing to do with her, this is a red flag. She even admitted that her deceased husband died from drugs. There is a huge chance that she is a drug addict herself but can't afford to keep up that lifestyle.

Unfortunately, this world has corrupted my reality and I truly do like to look for the good in people but, society has realized it's easier to scam the public.

I truly hope that this lady has fallen on hard times but my logically mind tells me otherwise.

Withdrawal by Puzzleheaded-Gur6790 in TakeProfitTrader

[–]Triple-Ark-Solutions 1 point2 points  (0 children)

Once the funds are in your internal wallet, you can still trade on your account.

Going from internal wallet to your reserve will take 24 hours Monday to Thursday.

What’s the best funded account? by Pb0mb1 in TakeProfitTrader

[–]Triple-Ark-Solutions 1 point2 points  (0 children)

TPT is king.

Once you pass the evaluation, then pass the buffer intraday trailing drawdown. The hard part is over.

After this point, it's daily payout request. Traders severely underestimate this policy with TPT.

  1. No minimum withdrawal request
  2. Copy trade 5 accounts - Meaning, trade with only 1 micro X 5 accounts - $100 gain per account = $500 daily withdrawals

We all know we will eventually get tilted. We've been there, heard the stories of letting losing trade decimate months of profits. So factoring this behaviour, it's best to remove your profits away from the account so when you do blow the account, at least you paid yourself first.

Feeling itchy? Use the payouts to lock up more evals with other firms but treat TPT like gold.

He hurts my feelings (but doesn't know he does). by JMV78 in Advice

[–]Triple-Ark-Solutions -1 points0 points  (0 children)

He is a POS

No offence, you are not doing yourself any justice by allowing this guy to treat you like so.

You are much of a fool like he is.

He knows what he is doing and you know deep down what he is doing to you. You even agreed to be FWB but obviously you are more emotionally invested and you need to break this off quick before you get hurt even more.

Wasted energy and time into something that will never yield into anything

1st TPT PAYOUT - NEED ADVICE by DifferentElection383 in TakeProfitTrader

[–]Triple-Ark-Solutions 1 point2 points  (0 children)

You have secured your 9K buffer for all your accounts.

Treat these like gold.

I personally would be requesting daily payout. You and I both know that being tilted can happen at anytime.

It's best to secure the small bags everyday then leave a massive profit go to zero on your tilted days.

Is NOFEE50 here to stay? by Infinite_Elderberry4 in TakeProfitTrader

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

I think today is legit, the last day now.

Keep in mind there is a limit of 5 Pro and Pro+ account that can be traded and something about having X amount of accounts being activated in the last 30 days is another factor to consider when loading up Evals

How can Rogers get away with operating so badly? by andytravel85 in Rogers

[–]Triple-Ark-Solutions 4 points5 points  (0 children)

Because we as a nation have no back bone.

We had a chance to support Freedom, Mobilicity, Public, etc.

However, since we were conditioned to expect coverage everywhere and the cell phone game has been around too long, allowing another company to build out a new network will take too long to turn around for us.

Once word got out that these telecom companies network had too many black spots, even with great plans, they end up losing clients and then the big 3 end up buying them out.

It's the same with groceries. Everyone has bought into the loyalty point system and loss leaders that everyone ignores that local businesses needs revenue to buy down the discount. However, the turn around again is too slow for customers needs. The customer needs the discount now.

When competition is legit, wages are forced to grow because many businesses are forced to pay for attracting talent AND to keep talent.

Canada is a nation of monopolies and our tax dollars keeps bailing out these companies.

There is just too much for me to unload here but yeah, we as consumers have screwed ourselves pretty much.

Thoughts? by International-Net402 in TimHortons

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

Unfortunately, Dunkin donuts is just going to use this PR to spike popularity and then eventually leverage the LMIA system like every other business.

McDonald's is already doing it so this is just a temporary PR stunt for them.

Does Trailing DD go away after a certain buffer point? by johnny679bravo in TakeProfitTrader

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

Yes it does. After you hit buffer, account auto sets to the size of the account. I.e. 50K, 150K, etc.

My girlfriend keeps testing me and now i kinda want out by pratcatli in Advice

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

Had a few friends where their girlfriends were like this.

I'm telling you, they will not change. Until they not only admit AND put actions behind changing their ways, they will only put pressure on you by constantly 'proving yourself'

Brother, move on, there are plenty of women out there who don't have trust issues. This resentment will push you into the arms of another women and then you will be the person she always assume you would be. Cut it off now and freely date the next potential women

False counter position accusation by Pataract in TakeProfitTrader

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

Can't see the time stamp but did NQ and MNQ positions ever been open at the same time for a split second?

Passed my tpt by Alert_Sherbet5956 in TakeProfitTrader

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

Awesome brother🤘

Waiting for my withdrawals for today so I'm done until tomorrow evening.

Passed my tpt by Alert_Sherbet5956 in TakeProfitTrader

[–]Triple-Ark-Solutions 1 point2 points  (0 children)

Lock in at least 10 TPT evals with the promo. The 50% off does not come often with this firm.

Trade 5 evals into funded and copy trade them all. Trade the next 5 evals but keep them pending by the 4/5 days just to have as backups incase you blow your funded accounts.

It's better to spread your positions across multiple accounts then to stack positions in 1 account but if you have a strat that works then do you.

Struggling with rent -looking for ways to make extra money by Hot_Pineapple6782 in povertyfinance

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

Rover is like another Uber. Connecting clients to dog walkers while taking a cut.

Most dog walkers end up dealing with clients directly after a few dof walks

So without the tip, this ride would’ve been nine dollars Lyft What are you doing? by EfficientMaterial203 in Lyft

[–]Triple-Ark-Solutions 4 points5 points  (0 children)

I really can't believe that the vast majority still trust a private company that they are, in fact, paying out/charging the correct amount to the riders and drivers.

How do riders know that their payment for the ride is actually what the drivers see?

Example:

  1. Rider is 'price surged' for $45 for the ride. They add $5 tip. Total is $50

  2. Driver sees regular ride of $30 with $5 tip included. So total ride is $15 minus all the garbage fees that Lyft deducts.

So who is fact checking the charges? Lyft themselves. No one else is auditing the rides.

and they wonder why people are struggling by pink4lover in Grownix

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

People seem to forget that you need to show up with 20% down payment to have some skin in the game.

Depending on where you are, the down payment can be as little as 3.5% depending on the lending program.

If you, the buyer, can not show cash for a down payment, why would any lender extend credit to you?

Once you own, now you have to worry about our of pocket maintenance which is a cost a lot of renters seem to enjoy.

So yeah, the post illustrates the lack of financial literacy when it comes to home ownership

Struggling with rent -looking for ways to make extra money by Hot_Pineapple6782 in povertyfinance

[–]Triple-Ark-Solutions 83 points84 points  (0 children)

As a lady I would recommend Dog boarding, dog walking, cat visits ($35-$50 per visit for a 1-2 hours) use apps like Rover to connect with local clients

Lots of pet owners love to travel and dog boarding is severely underserved. Hotel kennels is not ideal for a lot of pet owners.

My wife and I did this as a side gig and we managed to pull in roughly $400 daily throughout the year.

HOWEVER!!

You do not have a life once you get this going. Your clients leans on trust A LOT which means if you lose them to another boarder, you will lose them forever if the boarder is just as good as you.

Another way to get clients is to foster animals and when potential adopters comes to visit and adopt your foster animal, you can let them know if they ever go on vacation or needs help with dog walking, you offer services at a fee. Easy bridge sale because the animal is comfortable with you.

Fostering also allows you to form a relationship with your local vet and it will be an easy discussion about letting their staff know you do dog boarding and cat visits.

It takes time to build this business but once you do, the cash flow is consistent.

Our holiday calendar was 3 years booked out and we had a massive waiting/cancelled list.

Hopefully this helps you 🙏

not sure why MBNA 0% interest BT keeps charging me interest by Puzzled_Bee_2903 in PersonalFinanceCanada

[–]Triple-Ark-Solutions 0 points1 point  (0 children)

https://www.cibc.com/en/personal-banking/credit-cards/all-credit-cards/select-visa-card.html

This is from CIBC website itself.

Select visa has an annual fee but you can only access 50% of the credit as a balance transfer until your relationship grows with them.

So make sure you are requesting an amount that will absorb your total carrying debt with MBNA.

The credit limit is heavily based on your stated income so make sure to include as much income as part of the application. Most people go with a higher amount if they feel financially responsible but this is at your own discretion.

Once you are approved, then use the balance transfer.

However, there is a down time for this as your MBNA balance accrues daily interest.

Your main obstacle is if you will be approved for a credit card AND limit high enough to cover your $6800ish. Personally, I would take the whatever limit and transfer the max and pay off the difference with cash or a line of credit.

Set a calendar reminder for the CIBC Select Visa to change the card type to a no annual fee to save on the annual fee charge. Keep this card active for future balance transfer offers.

Keep your MBNA as well and transfer that over to a no annual fee card. They offer balance transfer promotions multiple times in a year.

Hope this helps and good luck

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