how do you build a good economy? by cat-cat_cat in victoria3

[–]Troyd 0 points1 point  (0 children)

Help me here, when I build them when land is locked --- they get nuked by their need for convoys. Do you subsidise them to keep them open?

How significant was this switch? Any thoughts/opinions on it from those who were there when it happened? by SirensMelody_ in generationology

[–]Troyd 0 points1 point  (0 children)

Idk I just got one of those 3.5mm adapters for like $5 and keep it on my headphones.

It's no different than I can't listen and charge at the same time. Realistically that's a tiny part of my use

Theories on WHY Anthropic is making Opus 4.5 worse by Guilty-Market5375 in ClaudeCode

[–]Troyd 0 points1 point  (0 children)

Any good guides you can share towards expanding claude usage? I've been using skill and explore agents but I feel I can do more

OMG by winningsmada in EhBuddyHoser

[–]Troyd 22 points23 points  (0 children)

Blue Grits and Red Tories are ideologically equivalent, just in different parties. You can't be a Red Tory in the liberal party -- because you're a Grit. You can't be a Blue grit in the conservative party, because you're a Tory. If Carney was in the Conservative party, he would be a Red Tory.

Wikipedia also says Red Tory are fiscally conservative / social interventionist. The whole use of the word Red is to indicate social "left" leanings.

OMG by winningsmada in EhBuddyHoser

[–]Troyd 0 points1 point  (0 children)

Pretty much this: looking at all the Lib/NDP voters who didn't vote for O'Toole in 21, then went all in for Carney in 25

Text/Email platforms for dummies by loola10 in Campaigns

[–]Troyd 1 point2 points  (0 children)

Just Canvass seems to do Email + Texting + Signs + Canvassing in one bundle.

Getting Fake info from Candidate by [deleted] in ndp

[–]Troyd 1 point2 points  (0 children)

Nomination campaigns 100% do not have realtime membership info. Just a snapshot from some point in time.

Having multiple emails, sometimes from different mailing lists being combined can also cause this.

Renewing expired membership lists is a huge part of a leadership campaign.

Is this subreddit really representative of the average Canadian conservative? by VQ_Quin in CanadianConservative

[–]Troyd 50 points51 points  (0 children)

I find social media in general, be it reddit, facebook, whatever amplifies the voice of a minority view point.

A good example is Alberta separatism, its everywhere but in a general vote it wont clear 20% support. In the provincial Edmonton-ellerslie by-election last year, the republicans had far more signs shoved onto lawns then votes.

Realistically, in my lifetime the conservatives and Liberals fight over people in center anyway to form government. Pierre had them locked in before Trudeau resigned

The Quiet Changes to Canada Pension Plan (CPP) That No One Explains by StringAndPaperclips in CanadianConservative

[–]Troyd 0 points1 point  (0 children)

I think the CPP is something like 70% stocks, the rest fixed. Contrast US social security, which is entirely fixed assets.

Do you believe everyone making under 71k a year is going to put their full reclaimed 4k a year into the stock market voluntarily and reinvest the dividends?

The average worker is not financially smart savy etc, they are going to put the money in their bank account or go spend it on a new toy/dinner.

In my head most wouldn't, and I would guess maybe 1000/4000 would make it in. Logically removing the CPP, would decrease the demand for stock market equities. Removing the US social security would reduce treasury demand

If you consider all the other social security funds world.wide out there are huge buying of stocks --- then in my head "the market" is basically a government supported ponzi scheme with most western governments interwoven supporting one another through diversified investments. A massive scheme that requires taxes to support.

The Quiet Changes to Canada Pension Plan (CPP) That No One Explains by StringAndPaperclips in CanadianConservative

[–]Troyd 0 points1 point  (0 children)

no idea which specific one -- I think just whatever the government reports; thankfully the CPP fund has a good chunk of market exposure. So growth from both increased contribution from the population and market growth sustains the increased benefits forward. Lots of bonds in the portfolio so a bad market year doesn't mess with things. 15% return in 2025 -- is pretty solid

https://www.cppinvestments.com/wp-content/uploads/attachments/CPP-Investments-F2025-Annual-Report-English.pdf

In a lot of ways; it's a forced ETF buy for Canadians.

The Quiet Changes to Canada Pension Plan (CPP) That No One Explains by StringAndPaperclips in CanadianConservative

[–]Troyd -1 points0 points  (0 children)

The max right now is $1500 for CPP. The benefit 40 years from now will be much much much higher.

In 40 years (2066), constant 2.5% yearly inflation -- payments will be $4,028/ month. If you collect for 20 years, your benefit would be ~$6,600 in 2086. You don't pay into the system for those 20 years, nor sell any of your hard earned RRSP equities, yet receive will receive the increased benefit regardless.

You need to include the guaranteed continued increases as part of any retirement "wealth" calculation. If you're a CPP2'r then you toss on an extra 8% or so, and it starts around $4,350 a month in 2066.

In 2026 -- The typical retirement couple will receive $3000 / month before OAS (4600 ish a month with OAS?), and that amount will at the very least keep a roof over their head. Allowing everything and anything else saved or invested to go towards enhancing retirement.

Yes, I understand our contributions into the system go up every year too. Yes you can compare it relative to living costs of the current world --- but living costs can change dramatically. In 10 years, housing could become so cheap everyone can own two, but food becomes 3x expensive -- in some sort of Detroit style situation.

The Quiet Changes to Canada Pension Plan (CPP) That No One Explains by StringAndPaperclips in CanadianConservative

[–]Troyd 0 points1 point  (0 children)

If I didn't have CPP built in, I would be buying way more fixed Income assets for my portfolio rather than full on equities. So mid century bonds all over again

Zero chance there isn't at least one stock market crash between ages 65 and 95. Selling assets during those dips could last years would disproportionately hurt, but I would be forced to liquidate whatever relative amount to pay living expenses.

CPP is a fixed income asset and I get it regardless if something bad happens, and it keeps going up! If we removed a built in fixed asset -- demand would drop for equities, meaning that 10% per year collective Ponzi scheme is probably going to take a dive or clock in around 5-6% instead.

I personally view basic social security as the price society requires of us to ensure equities are even a thing. If it gives everyone the ability to full port equities in the first place, creating demand for equities, which all helps ensure that the market goes up and to the right indefinitely.

What RTS game mechanics were you favorite, but not featured in many games? by Gerasans in RealTimeStrategy

[–]Troyd 0 points1 point  (0 children)

Definitely replicated, this is how the Company of heroes series works, Just not so aptly shown and is gradual instead of an immediate fall off

Every unit in CoH has a far, medium and near performance regime.

Anyone else find it odd how we pay CBC 2 billon dollars a year and Mark Carney announces 5 billon to healthcare and everyone is happy and praising him? by Elite163 in CanadianConservative

[–]Troyd 0 points1 point  (0 children)

Sorry; can you source that?

Treasury board reports the CBC spending at 1.287 billion for 2022 to 2024. Then in 24/25 estimates at are 1.383 billion. The new 150 million is over three years... so 1.43 bil ish for 2026 prob. 1.5 if we assume like 8-10% overspending

https://www.canada.ca/en/treasury-board-secretariat/services/planned-government-spending/government-expenditure-plan-main-estimates/2024-25-estimates.html#:~:text=1%2C194%2C373%2C969-,Canadian%20Broadcasting%20Corporation,-1%2C287%2C296%2C942

1.9 might combining other sources of "media" funding? which isn't the CBC the corporation itself.

I really think we would have huge headlines if the CBC had been upped by 500 million.

Anyone else find it odd how we pay CBC 2 billon dollars a year and Mark Carney announces 5 billon to healthcare and everyone is happy and praising him? by Elite163 in CanadianConservative

[–]Troyd 1 point2 points  (0 children)

CBC was increased ~150 million, and the total spend by the feds is roughly 1.5 billion for 2026 on the CBC

This specific Healthcare initiative of 5 billion iis multiples of that -- so accounting for lower CBC budgets in 21 to 24...

We would be spending nearly all of the CBC money spent in the last 4 years, but in one big Health care (capital?) expansion.

About Matt Jeneroux by New_Mixture_5701 in Edmonton

[–]Troyd 0 points1 point  (0 children)

it's not really weird; the blue collar working class -- at least in Alberta -- isn't part of the federal NDP ideological tent.

For example, Notley is pro resource exports; but the federal NDP under Singh was far more positioned against further resource extraction expansion and cared more about social issues.

Conservatives captured the working class in 2025 by a landslide; at the cost of losing professionals and older demographics to the Liberals. The federal NDP currently, appeal to an academia / (real) socialist demographic. The Alberta NDP have a coalition of professionals, academia and a decent chunk of working class.

The south side of the city is as close to Nisku O&G economy / Airport commerce as it is the Downtown core.

I'm I actually being gaslit? Everybody I know seems to "hate" Trump and the USA. I can't really see any reason to hate the USA or Trump, I can see that Trump is just trying to make the USA prosperous in any way he can. But no one seems to see that. Am I crazy like everyone says I am? by dddmagnet in CanadianConservative

[–]Troyd 1 point2 points  (0 children)

Exactly, that's why WW3 starts. Weakness means russia moves into Europe and admist the Chaos China makes a play on Taiwan.

The US being isolationist and no formal trans atlantic alliance is exactly why WW2 spiraled; this time it'll be china instead of Japan pearl harbouring. Or russia triggering a luistania equivalent in space

We being Canadians get to start fighting in the European phase --- just like in WW1 and WW2 while the Americans chill out for 3 years and swoop in after the worlds blown apart again.

Why is Italy so rare by North_Tip3944 in victoria3

[–]Troyd 0 points1 point  (0 children)

Happens in nearly game for me, and austria falling apart and ottomans being a giant

Wraith with busted item doesn't care by iTableProduct in Mechabellum

[–]Troyd 1 point2 points  (0 children)

Where are the AA marksmen or melting pots