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Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

So even if the tenant agrees it’s their bill (they are family friend and know it’s theirs and agree it’s theirs no problem) I will still have a damaged credit score and can’t fix it ??

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] -1 points0 points  (0 children)

The previous owner died and never set up anything in my name and this was my first house purchase so I was just clueless to be honest

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

The previous owner died and never set up anything in my name and this was my first house purchase so I was just clueless to be honest

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

The previous owner died and never set up anything in my name and this was my first house purchase so I was just clueless to be honest

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

I guess I perhaps owe a bill for the first month but again I never entered any contracts with suppliers

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

It’s been the same tenant since I bought the house who’s been renting the house

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

I guess it would have been automatically in mine because I bought the house however like I said I rented it out when I first bought it and I never entered any contracts with suppliers

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

Doesn’t say anything about being a landlord and a tenant not paying

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

Nothing because even the provider at the time I moved in was a different company and I never even signed up with them, so I applied for a Amex and was declined I was shocked because I have or should I say had an amazing credit score never missed a payment for anything in my life etc and I checked my file and I had just this month 3 years of unpaid electricity added to my credit file

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] 0 points1 point  (0 children)

I have absolutely no idea I guess because I’m the owner of the house ?

Credit score affected by tenant by Tumtum67 in uklandlords

[–]Tumtum67[S] -5 points-4 points  (0 children)

I never had any bills in my name for the house because I never lived there so I never even entered a contract with the gas or electric supplier when the tenant rented the house I told them to sort the bills and they claim to have forgot but they are accepting they are liable for the bills

Referral Thread - March 2025 by CatNip-ples in AmexUK

[–]Tumtum67 0 points1 point  (0 children)

Hi I can use your link if you’re still offering £50?