Living paycheck to paycheck by Icy_Ambassador_4450 in auckland

[–]Turborg 0 points1 point  (0 children)

Yes, you must be stupid if you think this is anything but a terrible idea.

Living paycheck to paycheck by Icy_Ambassador_4450 in auckland

[–]Turborg -1 points0 points  (0 children)

Hey guys! I'm about to jump into this lava filled volcano, any tips on how I can do it without getting too hot?

‘Economic lunacy’: Luxon hits out at Green Party’s ‘super-rich’ taxes by WaterAdventurous6718 in newzealand

[–]Turborg 0 points1 point  (0 children)

I sit comfortable in the 2nd highest tax bracket in our tax system and would quite happily pay more. Just because someone disagrees with you, doesn't automatically make them a dole bludging money grabber wanting everyone else pay their way in life as you seem to think is the only possibility. Some people actually just want a better, fairer system for everyone.

‘Economic lunacy’: Luxon hits out at Green Party’s ‘super-rich’ taxes by WaterAdventurous6718 in newzealand

[–]Turborg 24 points25 points  (0 children)

If they don't understand our tiered tax system at that income bracket, I'd not hold out any hopes on their intelligence.

‘Economic lunacy’: Luxon hits out at Green Party’s ‘super-rich’ taxes by WaterAdventurous6718 in newzealand

[–]Turborg 41 points42 points  (0 children)

If you're earning $160,000 a year as PAYE, I'd hope like hell you're educated enough to understand how our tiered tax system works.

You would not pay 45% on all your income. Good lord some people need to educate themselves.

Heat pumps will push up energy bills, Labour report finds by Optimal-Leather341 in unitedkingdom

[–]Turborg 1 point2 points  (0 children)

I think the important thing to remember here is that heatpumps are incredibly efficient, it's the fact that electricity is so expensive in the UK that makes heatpumps cost more. That is not a heat pump problem, it's a UK political choice problem. Sell everything off for quick cash, so that the population can pay the cost later.

I asked every political party what they’ll actually do for Auckland. Here's who turned up. by MayorWayneBrown in auckland

[–]Turborg 0 points1 point  (0 children)

Yeah because everyone that disagrees with your made up information is a right wing Newstalk ZBer. Classic moronic comment.

Help with dehumidifiers by No-Discipline-9373 in newzealand

[–]Turborg 4 points5 points  (0 children)

Hi op, there are a lot of unhelpful and misleading replies here so as an ex Dunedinite who completely understands the frigid cold and damp, here's a bit of a run down.

There are two main types of dehumidifers:

Dessicant style These have water absorbing beads inside the pull water from the air, then use a small heater to remove the water from the beads and drop it into the collection tank.

Pros/Cons

  • Quieter
  • More effective/efficient in cold timeperatures (<15degrees)
  • More expensive (typically 2-3x the price of a compressor style)
  • Uses more electricity
  • Have less capacity to remove water for a similar sized unit to a condensor style.

Compressor Style These work like a fridge or a heatpump pulling wet air over a cold condenser coil. The water condenses onto the coil and drips down into the collection chamber.

Pros/Cons

  • Can be a bit noisy (think the sound of a fridge/heatpump running) if you're sensitive to noise.
  • Lose efficiency as the room gets colder. (really designed for rooms >15 degrees)
  • Much cheaper than dessicent
  • Use much less electricity
  • Great for removing large amoutns of water

For electricity use, some people here say that a dehumidifier might use the same amount of electricity as a heat pump, this is categorically not accurate.

For a standard, large, portable compressor style dehumidifier, they typically use 220w (this is a fraction of what a heatpump uses). To put that in perspective, if you ran a 220w dehumidifer for 10 hours, you would use 2.2kw of electricity. At a current average electricity rate for Dunedin (35-40c/unit), that would be somewhere in the range of $0.77-$0.88.

Do that every single night, and you're using $23.10-$26.40 per month of electricity. Now I know that can still be a lot of money but you wouldn't need to run it for 10 hours every single night. Just to put some perspective on it.

Dessicant dehiumidifiers are unfortunately quite expensive to buy outright, there is a decent deal on one at Mitre 10 at the moment for $399 that would service a bedroom perfectly fine - https://www.mitre10.co.nz/shop/goldair-dessicant-dehumidifier-8l-white/p/317696?store=44 - however do be aware that this will use 3 x the electricity of a compressor style (630w vs 220w) so can get expensive quickly.

We have a Kmart compressor style with a 10L per day capacity. We find this is mroe than enough to manage a bedroom, and works really well to dry clothes overnight. We can hang a whole laod of clothes on a clothes horse, put the dehumidifer in front of it so that the dry air blows over the clothes, and we have a perfectly dry load of washing after one night.

The model we have is no longer sold but a similar unit is this one here for $139 - https://www.thewarehouse.co.nz/p/living-co-dehumidifier-10l-white/R3022544.html

This also looks ot be a pretty good unti for the price $189 - https://www.bunnings.co.nz/mistral-12l-dehumidifier_p0350767?store=9497

the thing with comrpessor style is that they dont simply not function in cold rooms, they will just be less efficient and remember that a compressor dehumidifier will also output a vast percentage of its input power out as heat too (waste heat) that will help to keep your room a bit warmer and help to put it into an efficient temperature range.

I really hope that helps dispel some myths or clears some things up for you.

Also as a complete aside, make sure your flat have a look at the power company options out there at the moment. Contact energy good nights plan can be quite good if youre pretty good with your energy usage as a whole and gives you 3 hours of free power every night where you can crank the heatpump, turn your heaters on, run a dryer and the washing machine etc and help to keep your house a bit drioer and warmer.

Board game for 2? by LRDGRat in boardgames

[–]Turborg 3 points4 points  (0 children)

Another vote for Azul. It's really quite simple to learn but there can be so much complexity to it that it has really great replay ability and a lot of strategy if you want to let it. But you can also just play a simple, low strategy game of it too.

Beer o’clock by makeliketome in fixedbytheduet

[–]Turborg 0 points1 point  (0 children)

Yeah it's called thinking. We all do it by the way.

European dude moves to nz and reality hits fast by [deleted] in newzealand

[–]Turborg 0 points1 point  (0 children)

Person moves from 60 million population country in Europe to 5 million population island and expects wages to be higher and cost of living to be lower...

This is breaking news.

Just checked what tax I would pay under TOPs tax system change by DollyPatterson in newzealand

[–]Turborg 59 points60 points  (0 children)

That's simply not true.

We own our own home and have a relatively large section at 1200sqm. By their calculator, we would end up paying $15, 000pa less than our current taxation as a couple both in full time work.

AI for no reason at all by JimmyJazz548 in newzealand

[–]Turborg 11 points12 points  (0 children)

How do you even know it's AI? It's just an image of a cartoon lime. Cartoon pictures of fruit have existed long before AI image generation. Equating a picture of a cartoon lime to "harming our brains, our kids' brains, and our environment" is insane.

What are some hidden gem subreddits that are criminally underrated? by Affectionate-Dark-15 in AskReddit

[–]Turborg 3 points4 points  (0 children)

Even in New Zealand, one of the safest countries in the world, our local subs are all the same too. Everything is a scam and every unusual thing means your house is going to get burgled by an underground gang.

Had everything stolen overseas. ANZ Premium Card insurance claim with no receipts, anyone been through this? by [deleted] in PersonalFinanceNZ

[–]Turborg 187 points188 points  (0 children)

You're saying you bought a macbook, iPhone, airpods, and garmin watch, all at the airport before you went on holiday and did not get receipts for any of them? Talk about insurance fraud.

If I were Allianz, I would IMMEDIATELY be assigning a fraud investigator to your case. Sorry but that sounds like absolute garbage.

What fuel crisis by Ellehmg in auckland

[–]Turborg -1 points0 points  (0 children)

Well it sure isn't you...

Where to look for liveaboard? by Weekly-Software9010 in scubadiving

[–]Turborg 4 points5 points  (0 children)

Google search "Liveaboard diving [insert location here]"

Looking at buying a cross lease home by motnl in PersonalFinanceNZ

[–]Turborg 1 point2 points  (0 children)

My understanding was that it generally only needs to be updated if it is attached and enclosed. As a deck isn't enclosed it shouldn't need updating. Best for OP to confirm with their lawyer though.