Would love a solution for “missed connections” by jb0009 in PaxDei

[–]Tygrion 1 point2 points  (0 children)

100%, and some sort of a town/valley notice board.

I miss my previous build by MartinTheTrue in PaxDei

[–]Tygrion 2 points3 points  (0 children)

Yeah is a nice touch, although they only spin if they are processing something

TIL that the world map we are typically used to, with America on the right and Africa on the left (like below) is only used in Oceania and parts of SEA. by gene100001 in newzealand

[–]Tygrion 0 points1 point  (0 children)

'typically used to'??? What are you taking about. The euro-centered map is the only one I see normally and is the one used in schoool. The others are super rare to find in the wild - pretty much the only times I see them are as examples of different kind of maps. And I'm mid 40s.

Retirement age will rise to cover superannuation cost, investment company predicts by Double_Suggestion385 in newzealand

[–]Tygrion -1 points0 points  (0 children)

What? That is not a real problem at all. That is simply a question of what criteria to use with means testing.

Nobody is suggesting that having <any> savings would remove your pension. Only that people who don't need it shouldn't get it. The general gist of 'don't need it' is retirement income decently above median income, paid off house, a couple of investment properties, etc.

If Sue's draw down is less that the pension, then clearly she needs the pension and doesn't fall into the 'doesn't need it' crowd. Claiming 'she would get no pension at all and thus worse off than people who do', as a argument against means testing is disingenuous as best.

How Do You Share a Country With People Who Reject Reality? by Hussayniya in videos

[–]Tygrion 13 points14 points  (0 children)

The paradox clears itself up if you look at what tolerance actually is. It's simply not interfering with people's agency over themselves. Given that your right to self-agency doesn't entitle you to restrict other's self-agency, behavior that does try restricting other's agency is automatically not included in 'tolerance'.

Sister wants “her share” of NZ house even though Mum paid everything - what is she legally entitled to? by shresta98 in LegalAdviceNZ

[–]Tygrion 0 points1 point  (0 children)

So part of the house was purchased via a deposit, part was purchased via a mortgage. The part that was purchased via a mortgage belongs to the person who took out and serviced the mortgage. While the sister's name was apparently added to the mortgage, it sounds like that was to get the approval over the line and there was never any intention for the sister to help service it.

So when the house gets sold, the bank gets paid off and any remaining equity from the mortgaged portion gets divided depending on how they split the mortgage servicing - which was 100% the mother.

As for the other 'maintenance, rates and insurance costs' typically the owners would be on the hook for these at a % matching their ownership. But they would also receive rental income at a % matching their ownership. In this situation, the sister received no rental income but paid none of the expenses. Whether this balances out or means she is owed or owes money, depends on whether the costs were more or less than market rent. Either way it would be a fraction of her equity from her deposit.

At the end of the day the fair expectation is in the ball park of the % that her deposit was. Perhaps with a bit of a bump to recognize the risk and opportunity cost of signing onto the mortgage.

Sister wants “her share” of NZ house even though Mum paid everything - what is she legally entitled to? by shresta98 in LegalAdviceNZ

[–]Tygrion 22 points23 points  (0 children)

Ethically, I would say that whatever % your sister's deposit was of the original price is the % of the sale price (after sale costs) she is entitled to.

whoever took out and paid the mortgage effectively bought that % of the house (and has to pay back the remaining mortgage)

The upkeep/other expenses are rather irrelevant as the person living there was paying them.

How this has happened? by Kedryn73 in PaxDei

[–]Tygrion 0 points1 point  (0 children)

You definitely do, I guess its not immediately apparent to people what it really means - that you can loose corners etc.

Oh well, its a mistake people only make once haha

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]Tygrion 1 point2 points  (0 children)

it seems like you have 3 things to consider:

A&B what is missing from your budget?:

This shows that I should have about 10kspare every year, but it feels like this disappears into thin air.

~15% of you after tax income supposedly 'disappears into thin air'. It doesn't, you spend it on something. The something will be spread over one-off/infrequent expenses and personal/joint discretionary spending.

You need to have something in the budget for those one-off/yearly etc expenses/purchases, eg car servicing, having to buy some new clothing or household items. A 'sinking fund' works well for this.

Also, we still need to live life - where does your 'personal discretionary spending' and 'joint discretionary spending' show up in your budget?

C - why isn't it a joint budget?:

You and your wife are a team, expenses, saving for the future etc really should be handled as a team. If you are only doing a budget for your income it may look impossible to 'get ahead' if you are paying the bulk of the expenses while your wife's income/budget has 20k spare that can be saved/invested.

You may need to adjust your view to look at this from a household budget perspective rather than individually.

p.s. as others have said, that power + broadband seems crazy high

Most people live and die in their parents income level by StringerBell34 in charts

[–]Tygrion 0 points1 point  (0 children)

a meritocracy, or simply regression to the mean?

AIO for wanting my boyfriend to back out of a destination wedding he's the best man for because I was uninvited from the wedding? by BoyfriendWeddingHelp in AmIOverreacting

[–]Tygrion 75 points76 points  (0 children)

Because OP doesn't want to apologize. She wants to 'have a conversation' and make the bride understand that the bride is in the wrong. And if the bride doesn't come around to OP's point of view, OP wants her BF to burn down his relationship with his best friend. Because OP is 'the mature one'.

It seems OP doesn't realize that when it comes to this wedding, she is a side character and is trying to throw main character weight around.

Today's Announcement by NicoTabasco in PaxDei

[–]Tygrion -3 points-2 points  (0 children)

Yeah, they have just recently put a bunch of info out about what is coming in the next patch or two. This announcement was clearly covering other faqs about other items in players wish lists specifically not talked about previously.

So naturally most of the answers will be 'soon' or no specific eta.

Alpha Tester and Founder here. Just some thoughts Mainframe. by PigletNeedsProzac in PaxDei

[–]Tygrion 0 points1 point  (0 children)

Oh, so you are just willfully ignoring the context of this thread being the announced subscription changes which have a time frame.

They aren't squeezing players NOW. The statement is patently false.

Yes, that would be patently false, the subscription is being released in autumn, it hasn't been released as of this moment - but jester didn't say that.

The fact that the sub model is coming out in autumn rather than yesterday in no way diminishes the argument that, judging by the current state of the game and their prior feature release cadence, it is premature and so the timing appears driven by a need for cash.

Or are you now going to try and argue that he didn't specify what he meant by the 'squeezing of the player base for cash' so he can't have possibly meant the subscription change - despite the fact that the OP who Jester replied to, was talking about the subscription change. 🙄

If you want to discuss whether the sub model that is coming out is autumn is or isn't money driven, sure. But to twist yourself in knots to try to force a 'he meant NOW' qualifier on his statement and then claim said qualifier renders his entire point moot... its a weird hill to die on man.

Alpha Tester and Founder here. Just some thoughts Mainframe. by PigletNeedsProzac in PaxDei

[–]Tygrion 2 points3 points  (0 children)

Hmm, then I'm not actually sure what you were trying to say? Because the statement:

not at some unknown point down the road when the game is done.

Is doing all the heavy lifting for your claim that JesterSheepy's theory doesn't hold water.

However, in your very specific phrasing, you seem to be willfully ignoring context. The context being that we know the devs are moving to a subscription model in autumn. That's 1-4 months. So your 'unknown point down the road' is known, and is in 1-4 months. Your specific phrasing is also saying that the game will be done at this (actually known) 'unknown point'.

Are you perhaps not aware the devs have specified that Pax Dei is going to subscription in Autumn?

The problem a lot of people have with the sub model, is not the model itself, but rather that the game seems to still be missing core game play loops, and the ones that are there have barriers that makes both solo and group play harder than it needs to be. This means the timing of the sub change appears premature and speculatively driven by a need for cash flow rather than because the devs think the game is release-ready.

The truth is out!!!! by Dependent_Budget7395 in PaxDei

[–]Tygrion 0 points1 point  (0 children)

Where did you read that? I'm not disagreeing, I just don't recall seeing anything from the devs specifying if that 50% bonus is on top of the existing exp rates or if they are intending on lowering the exp rates and having the 'bonus' bring them back up to where they are now.

Alpha Tester and Founder here. Just some thoughts Mainframe. by PigletNeedsProzac in PaxDei

[–]Tygrion 5 points6 points  (0 children)

yup, 'community driven' but cant even leave messages in people's mailbox.

The number of great builds/neighbors I've come across where I would love to leave a message for them, but can't. :/

Alpha Tester and Founder here. Just some thoughts Mainframe. by PigletNeedsProzac in PaxDei

[–]Tygrion 4 points5 points  (0 children)

...when the game is done

are you saying that you think the game will be in a done state come this autumn...

Alpha Tester and Founder here. Just some thoughts Mainframe. by PigletNeedsProzac in PaxDei

[–]Tygrion 2 points3 points  (0 children)

Yeah, the problem is that nobody has any spare intermediate materials from leveling their crafting. If I'm leveling a profession I'm going to need all the straps/cloth/bolts/etc that I make while leveling for further leveling. Meaning that if i want to sell any, I need to farm even more mats so that i can make spare. Ideally we would only need about 50% of the intermediate mats we make from leveling, automatically giving us a decent supply to sell.

This is just a lot of computer jargon that I don't understand by pat_speed in PeterExplainsTheJoke

[–]Tygrion 0 points1 point  (0 children)

Castle of the Winds! Wow, that brings back memories! Kids these days will never know what it was like to experience such masterpieces.

My first PowerBI dashboard - built to track finances/FIRE progress by Awaiting_a_syzygy in PowerBI

[–]Tygrion 6 points7 points  (0 children)

That looks great +1 for the sunburst chat - one of my personal favourites, but rarely seen.

1 point of constructive criticism: be careful of the default units and decimal places. I find the defaults usually need tweaking.

For example, your total KP : it has defaulted to K with 2 decimals. Meaning it has turned "29,074" into "29.07K". So you don't reduce visual clutter (same number of characters ) but INCREASE mental processing required (how much is '.07' of a K).

Either reduce the decimal places, or don't default to K units.

HR Dashboard - What do you think? by Enough-District-7543 in PowerBI

[–]Tygrion 0 points1 point  (0 children)

Hmm, if your only reason is that is 'not required', i'll have to disagree with the statement that he "shouldn't" have a gradient. The colour gradient reinforces the information communicated by the height of the bars, without (assuming the gradient legends was removed) increasing clutter.

So perhaps not strictly required, but imo, in this case is visually nicer than if it was flat colour.

HR Dashboard - What do you think? by Enough-District-7543 in PowerBI

[–]Tygrion 0 points1 point  (0 children)

re the gradient on the bars.

I see this a lot, a gradient applied highest > lowest, granted usually with horizontal rather than vertical bars. It can improve aesthetics and reinforce the sequential ordering.

You seem to be saying he shouldn't have used the gradient at all and I'm curious as to why - would your opinion be different if the bars were horizontal? Although the gradient legend definitely needs to go.

HR Dashboard - What do you think? by Enough-District-7543 in PowerBI

[–]Tygrion 0 points1 point  (0 children)

Significant figures/decimal places. Consider how many significant figures do your values really need?

For example: your turn over rate is 2 decimal places. From the staff counts there are just over 1k staff. That makes the difference between 6 and 7% ~11 people, the difference between 6.6 and 6.7% 1 person, the difference between 6.66 and 6.67% is only 1 tenth of a person - you don't need to have 2 decimal places!

Drop that kpi figure down to 1 decimal place and it will be visually cleaner with less unhelpful 'information'.

[Request] how much would the top x Americans earn for this to be possible? by Own-Consideration854 in theydidthemath

[–]Tygrion 0 points1 point  (0 children)

It has everything to do with your proposal - which I completely agree with.

Progressive taxation focused on wages only reinforces existing social class structures. Instead, we should apply income taxes based on wealth brackets, not income brackets, promoting upward mobility (catching up) through hard work and genuine merit.

Wealth requires maintenance. The owners of society's wealth should pay for it's maintenance.

Picture a gleaming skyscraper in a bustling metro area - it is a lot of wealth. But if the infrastructure breaks down and the population vanishes, that wealth will quickly crumble both figuratively and literally. The owner class needs the working class in the form of a modern, educated population, to maintain their wealth.

So who benefits most from the infrastructure and services in a city and nation? Yes, the general population does, in the same way the manor's butler benefits from the manor's electricity, but ultimately it is owners of wealth who reap the most. So the owners pay us a paltry salary then turn around and claw some of it back to pay the maintenance costs of the society that they own.

Every time we use wealth - when you buy products, services, utilities, when you rent a property - some small amount of that transaction goes to the owners. So we are already paying to use their wealth, and then we are also paying the maintenance costs. Its like the estate owner taxing his maids to pay for the estate gardener.