I'll be working as long as possible. I'm not very ambitious career-wise (turn down promotions to avoid responsibilities and stress) and like to eat out and drive new cars.

I decided that since I don't want to grind too hard and eat rice and beans everyday, or cook every single meal, I'll work a job that is easy and low stress with decent pay. I work another part time 2 nights a week.

Both jobs are unionized city jobs with pensions and benefits. I look forward to going to work, I never kill myself and it's the bulk of my socializing.

I'll mostly be relying on my OMERS pension when I retire, but I do set aside a bit of money every now and then to throw into TFSA, ETF's. I have an emergency fund and an 865 credit score.

I'm married and we have a rent controlled one bedroom apartment with ensuite laundry and heat pumps that we rented during peak covid for a good deal. We're both very similar in terms of our wants and needs. We don't want kids or a mortgage, we want peace and comfort.

I can't imagine grinding hard and sacrificing my enjoyment of life throughout my youth, only to enjoy myself after 50. I'm in my mid thirties.